Hello! I am Jinyoung who is back once again! Bbu bbu bbu~
Since I couldn't show the "real Jinyoungie" sides before,
I will be showing it a lot here (instagram)
let's meet here! (instagram)
And lastly,
Crazy Woo Jinyoung~
For more infomation >> วงดนตรี งานแต่ง แนะนำ 3 เพลงรัก แต่งงาน @Renaissance (เรเนซองส์) - Duration: 10:13. 
For more infomation >> แต่งงาน Renaissance (เรเนซองส์) วงดนตรีงานแต่ง เธอคือ Mr. Lazy (Cover by Puppada) - Duration: 4:09. 
For more infomation >> วงดนตรีงานแต่ง แนะนำ เพลงสากล Back At One งานแต่งงาน @Renaissance (เรเนซองส์) - Duration: 3:46. 
For more infomation >> Volvo S40 1.6D S/S Sport - Duration: 1:01. 
For more infomation >> Audi TT Roadster 1.8 5V Turbo quattro S-line - Duration: 0:57. 
For more infomation >> MINI Cabrio 1.6 cooper s - Duration: 1:01. 
For more infomation >> Jaguar S-Type S-type 2.7D V6 - Duration: 0:59. 
For more infomation >> Mercedes-Benz S-Klasse Mercedes-Benz S-klasse 600 Lang - Duration: 1:01. 
For more infomation >> Jaguar XJ 3.2 V8 Executive - Duration: 0:56. 
For more infomation >> Opening to When Harry Met Sally . . . 1989 VHS (c. 1990) (USA) - Duration: 4:47. 
For more infomation >> MORNING JOE 6/6/17: Morning Joe remembers D Day landings - Duration: 4:52. 
For more infomation >> Daily Holiday - D Day Anniversary - Duration: 1:08. 
For more infomation >> Yorumlardan Şarkı Yapan Veletler ( Sövmek Gülmek Garanti ) - Duration: 3:27. 
For more infomation >> THE METAL NERD #22: IS SHE WITH METAL (Wonder Woman's Metal Theme) - Duration: 4:48. 
For more infomation >> How to Make Easy Melonpan-Japanese Sweet Bread Recipe - Duration: 5:07. 
For more infomation >> GTA X-Files IV: Freemode - Nemesis - Duration: 3:47. 
For more infomation >> AO HARU RIDE - Opening | Sekai wa koi ni ochiteiru Italian Version - Duration: 3:43. 
For more infomation >> Réchauffement climatique : coup d'oeil sur les effets - Duration: 2:23. 
For more infomation >> Další Hearthstone - Duration: 5:14. 
How's
it going everyone I'm dono and this is how to happy.
In this video we're going to be talking about is what you spend your money on worth your
time.
So you may have a problem that a lot of people have where you're looking through your expenses
at the end of the month and you feel like the money just disappears a lot quicker than
you thought it did so maybe you're trying to figure out how to keep your budget a little
bit tighter how to spend your money a little more wisely.
So what I want to talk about in this video is the strategy that I use to kind of help
me keep a lot of my spending in check.
So what I do is when I go out to buy something you know that kind of expensive or frivolous
or you know just something that don't necessarily need but I want to some degree I ask myself
is what I'm buying worth the amount of time that it took me to earn that money.
So for a lot of us we're working in positions where we get paid by the hour.
So if for example you're making $10 an hour and you want to buy something worth $100 is
what you're buying worth 10 hours of work.
That's the question to ask yourself and a lot of times when you ask yourself this question
it's going to help reframe the value of what it is that you're buying.
Now I know that I simplified it to make the math a little bit easy but a lot of times
yeah if you think about it in terms of would I spend 10 hours of work in order to get this
thing.
A lot of times some of the smaller things that we dont care about as much kind of fall
off of the radar.
Often when we think about it in that way that when we ask ourselves am I going to get ten
hours worth of enjoyment out of this object a lot of time it'll slow us down at least
from purchasing things that we don't really need because you know we're spending too much
time working for how much enjoyment we're getting out of what we're buying.
As you make more money the guidelines loosen up and change a little bit right so if have
you ask yourself is going out to dinner today worth 10 minutes of work - you know for most
people it probably is but for others it may not be.
So it's really about just spending time reflecting on what's actually valuable to you and what
money means in terms of how difficult it is for you to actually earn it compared to what
you're spending it on.
This idea is the reason that a lot of people say time is money.
When you spend money you're spending your time really because it took you time to earn
that money.
Now going along with this framework everyone is at a different place and on top of that
don't feel bad if you spend you know money on something that you actually enjoy.
If you think about it and you go ok I had to work 5 hours to do this activity I think
it's worth it then don't worry about how much work it took just feel good and focus on knowing
you're spending your money in a way that resonates with you.
What im trying to get to the root of is spending your money in a way that you feel like you're
not getting as much benefit out of it as you put in work.
This idea is not about limiting yourself and cutting a bunch of things out it's about spending
money on the things that you truly care about.
Whenever we spend money on something that we don't really care about that money is gone
and spent but we could have used it toward things that brought us more happiness or that
were more useful.
So the reason that it's important to pay attention to these things is the opportunity cost.
You don't want to spend money on things that are too expensive for how much value they're
giving you when you could be spending you know that money on something that really does
bring you value.
Another way that you can do this to kind of feel more of the impact is to tally up how
much you spend on certain things in the course of a month.
So for example if you buy a cup of coffee every morning when you add all that time together
is it really worth a days worth of work or whatever it happens to be.
that's something to ask yourself and sometimes these aggregates can give you a little bit
better idea but on the flip side sometimes it's a little bit too much data to process
and feel real.
So that's just another tool that you can try if you think it's something that would help
you out.
If not I just recommend making the purchases as you go and thinking about them as you make
the purchase and comparing it to your time to see if your'e spending your money in a
way that you feel really resonates with you.
So again I'm not saying don't every buy anything or anything like that, it's just an exercise
that you can try to see if what you're buying is what you want to be buying.
Now if you try this exercise and you find it to be more stressful than it is helpful
then I wouldn't recommend using it anymore right.
The whole point is so that you're spending more of your money on things that make you
happy but if you're freaking out the whole time over every single thing that you buy
that's going to cause just as much stress as probably spending your money in more frivolous
ways.
So as with a lot of the things that we talk about here it's just an exercise that you
can try to see if it works for you.
With that being said lets move on to the exercise section.
1.
Think of the last 3 things you bought.
How long did you have to work to get them?
2.
Evaluate each object.
Was it worth it?
3.
Are you buying anything regularly which is money better spent elsewhere?
That's all I've got for this video hopefully that gives you an idea that you can use to
spend your money a little bit more wisely that'll lead you to some more happiness.
As always if you have any questions comments topics you want me to cover put them down
in the box below and I will see you next time.
You can check out more content at www.howtohappy.com Also don't forget to subscribe so you can
stay up to date on the videos we've also got a twitter instagram and facebook you can check
out.
Reflect take action and enjoy life.
See you next time.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment