Youtube daily report Apr 17 2018

Heal Thy Self, Heal Thy World

by Sarah Smyth

With developments in science and medicine Western civilisation became influenced by

the Cartesian dualism view of humanity/nature and body/mind as being separate from one another

and anything relating to the soul or the spirit, such as higher consciousness was considered

superstition (Halprin, 2003).

With this onset of thought, humanity not only became divided as a collective, humanity became

divided within itself.

In his 2010 book �Heaven on Earth� Joseph Aurelio Mendoza looked at the impact the separation

between mind, body and soul is having on our lives.

He used the example of a scale to represent the weight/focus the material age places on

each of these 3 components.

Mendoza (2010) believed that each should be equal in weight/balance with one another,

however in our current age the scale has become so heavily tipped towards the body that �there

isn�t much concentration on the mind and soul� (Mendoza, 2010, p.33).

The consequences of such focus being placed on the body is that our body has taken so

much physical abuse as we have become �out of balance� with ourselves (Mendoza, 2010,

p.33).

This is evident when we see how many people try to control negative thoughts and emotional

states by abusing their body by through various means e.g. starvation, binge eating, eating

highly processed foods, gruelling fitness regimes, living a sedentary lifestyle, being

on our phones 24/7, busying ourselves to the point of nervous exhaustion, cosmetic surgery,

promiscuous sex, using/abusing legal, illegal, prescribed substances, the list is endless.

As with any relationship, forcing things, poor communication and not actively listening

to one another only creates stress and distance thus leading to an intensification of problems.

Why should it be any different if we are out of touch with our mind, body and soul?

�When two parties (body and mind) do not cooperate, there is unhappiness on both sides.

This leads to fragmentation and dis-ease� (Iyengar, 2005 p. 28).

How do we create a relationship of harmony and balance between mind, body and soul?

By recognising who and what it is we truly are.

As discussed earlier the separation of mind, body and soul has left us divided not just

as individuals but as a collective.

With so much emphasis on the body our mind (higher consciousness) and spirit have yet

to be awakened.

For example, the body (unlike the soul) is material, it is not made to last forever and

this is a constant reminder that aging and death is inevitable leading to humanity operating

from a place of fear rather than love.

This fear causes us to live in a system that values survival of the fittest over survival

for all.

And in doing so, it has led us to forget that we human beings are part of something much

greater than what our society has reduced us to e.g. our job title, qualifications,

possessions, appearance, physique etc.

We are nature.

Our bodies and souls are a part of the cosmos, and are governed by the same laws of the universe

as any other living organism, including earth.

A basic example of this is the 5 elements of nature; water, air, fire, earth, ether

are all found in the human body e.g.

Water (blood, semen, urine, also found in organs, muscles and bones), Air (breath, movement),

Fire (digestion, metabolism, energy, heat), Earth (bones, teeth, hair, nails), Ether (sound,

vibration, space in the body e.g. cells).

Our body is roughly made up of the same percentage of water as the earth.

Like the rivers and tributaries of the earth, we have blood vessels in the body, of over

100,000.

Similarly the earth�s crust contains most of the mineral nutrients our body needs such

as: oxygen, iron, calcium, magnesium, sodium and potassium e.g.

The chemical composition of a rock such as granite, is similar to the composition of

the human body.

Thus the earth is like our human body: �The air is like your breath.

The trees are like you lungs�The streams and rivers are like the blood circulating

in your body.

And just as you move, the earth spins in outer space� (Chopra, 2007).

And the ether within the human body can be considered inner space, consciousness; �Just

as with your eyes closed we can view and admire the inner sky.

Sometimes in the deep concentration of silent meditation, dazzling lights and starts are

visible in that inner vastness� (Prajnanananda, 2005 p.7).

In other words, everything that exists in the universe (macrocosm) exists within us

(microcosm) and vice versa.

Our external world is currently a reflection of our internal struggles.

Our constant striving to be better than everyone else and have more than everyone else, has

led man with the belief that he can gain control over nature in the same way as he tries to

control his physical being, by demolition for betterment, where too much of our most

required necessities have been taken for granted.

�We shunned the freedom man had been gifted with, we ran away from it�started building

small or huge cages made of steel and concrete�which keep us firmly imprisoned until we die.

We have shun wide open spaces�we hide away in our burrows like frightened rabbits, emerging

only to eke out our livelihood in similar burrows or to shop for necessities.

We have built huge malls, where to spend our free time�How can the glitter and glamour

of the man-made world compare to the majesty of God�s creation?� (Prajnanananda, 2005,

p.2)

Just like the division between mind, body and soul the division between man and nature

has led to serious consequences.

In his book Last Child in the Woods Richard Louv (2005) details the divide between young

children and the natural world through children being encouraged to spend more time indoors.

His focus is primary on those born in the last two decades who are spending less and

less time outdoors living a more sedentary lifestyle then their parents and grandparents

due to the rising use of technology and fear around �stranger danger�.

He described children as suffering from �nature deficit disorder� which he stated was �the

human costs of alienation from nature, among them: diminished use of the senses, attention

difficulties, and higher rates of physical and emotional illnesses� (Louv, 2005, p.34).

This was backed up by the 2012 the Natural Childhood Report which cited numerous research

into the health consequences caused by the decrease in time spent in nature for children

in England e.g. approximately a quarter of children between two and 10 and one third

of 11-15 year olds are overweight or obese (HSCIC, 2015); increase in the childhood disease

rickets due to vitamin D deficiency (Davies et al.,2011), short sightedness (BBC, 2011)

and asthma (BBC, 2009) ; reduction in children�s ability to do physical exercises e.g sit-ups

(Guardian, 2011) ; a decline of approximately 10% in children�s cardiorespiratory (heart

and lung) fitness (Guardian, 2009); 10% of children aged between five and 16 suffer from

a clinically diagnosed mental illness (Public Health England, 2016).

Development of manmade landscapes such as cities and towns has negatively impacted our

earth and ecosystem by causing fragmentation, isolation, degradation of natural habitats

(Alberti, 2005), air pollution, noise pollution etc.

In 1973 a study was conducted to assess the impact of air pollution on plants.

The results showed that plants growing in chambers receiving unfiltered air were severely

injured (Heagle, Body and Heck, 1973).

Urbanisation is also having the same effects on our own health and well-being.

Research by Kelly and Fussell (2015) revealed that many of the population in urban areas

breathe air that does not meet either the European standards or World Health Organisation

Air Quality Guidelines.

And over the last 10 years, there has been a substantial increase in findings (Rosenlund

et al 2009, Viegi et al, 2006) that particulate matter air pollution is associated with a

number of disease outcomes such as cardiovascular, pulomary respiratory and recently our brain.

In a study by Calder�n-Garcidue�as et al (2002) compared the brains of dogs who

were living in areas that were highly exposed to air pollutants compared to dogs in less

polluted areas.

They found neuropathology such as neurodegenerative disorders, observed in brains of canines that

were highly exposed to pollution.

This led them to pursue further research into the effects of heavily polluted areas on the

brains of young children.

Their finds showed that healthy children with no known risk factors for neurological or

cognitive disorders residing in a polluted urban environment exhibited significant cognitive

deficits and delays ( Calder�n-Garcidue�as et al.,2008)

All this shows us that nature, including our bodies, refuses �to perpetuate forced or

artificial conditions in any sort of life�Nature, after all, knows best what to do with her

own.

Man makes no real improvements on nature.

Let the spirit alone to its own impulses, let the spirit alone to its own direction,

and it will do all things well.

When we meddle with it, we bungle.� (Mulford, 1887)

This is something we must respect in order to heal ourselves as individuals and as a

collective.

Fortunately many people are becoming aware of the positive power of nature and there

is compelling evidence that human beings have an innate need for nature which can help them

heal.

Studies have shown that getting out in nature has numerous benefits such as improvements

in physical health, cognitive performance and psychological well-being, as well as social

connection and spiritual benefits.

Results of research on children who interacted with nature found when in green areas, children

engaged in more creative forms of play and also played more cooperatively (Bell and Dyment,

2006).

Other studies found that, play in nature is important for developing creative and problem-solving

skills, and intellectual development (Kellert, 2005).

And with regards to physical health, time spent outdoors was related to reduced rates

of near sightedness in children and adolescents (Wu P-C, 2013).

Not only having indoor plants, access to green spaces that can prove beneficial, even just

a view of green settings, having plants indoors and listening to natural sounds can have a

positive impact on our lives.

A study by Ulrich (1984) demonstrated that patients post cholecystectomy surgery whose

windows faced a park recovered faster compared with patients whose windows faced a brick

wall.

Another study looked at the effects on youths having access to or even just having a view

of a green space on inner city youth results found that both led to enhances peace, self-control

and self-discipline (Faber-Taylor, Kuo and Sullivan, 2001).

Other scientific studies have documented the numerous benefits of indoor plants such as;

air quality is improved (Wood et al., 2002), stress is lowered (Dijkstra et al., 2008),

decrease in mental fatigue (Tennessen and Cimprich, 1995), and an increase in productivity

(Lohr et al., 1996).

Alvarsson, Wiens, and Nilsson (2010) wanted to test whether auditory stimulation (listening

to pleasant nature sounds versus listening to sounds from urban environments) had similar

results on facilitating recovery after psychological stress as the visual impact.

Their results suggested that after psychological stress, physiological recovery is faster during

exposure to pleasant nature sounds such as birds tweeting and sounds from a fountain,

than to less pleasant noise e.g. traffic noise recorded close to a densely trafficked road.

In order to find heal the divide within ourselves we need to heal the divide between ourselves

and nature �As we explore the soul, it is important to remember that this exploration

will take place within nature (the body), for that is where and what we are� (Iyengar,

2005 p.5)

We must remember that all life is connected.

How can our relationship with our body be any different from our relationship with the

earth?

If we listen to what our body is trying to tell us, just like if we learn to see how

our lifestyles are impacting mother earth, we can use this information to help us learn

about ourselves and in doing so make the world a better place for all �The union of nature

and soul removes the veil of ignorance that covers our intelligence� (Iyengar, 2005

p. 9-10)

For more infomation >> Heal Thy Self, Heal Thy World - Duration: 14:37.

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Apple | iMac Pro

For more infomation >> Apple | iMac Pro

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The Name Your Moons Challenge Ep.5/Planet SATURN/For kids - Duration: 1:50.

It's time for another Name your Moons Challenge!

I'm your host, The Sun.

Today, Saturn will try to name all 62 of her moons.

Go for it Saturn.

Titan, Aegaeon, Kiviuq, Atlas, Pandora, Methone, Daphnis,

Helene, Dione, Polydeuces, Rhea, Tethys, Iapetus,

Bestla, Loge, Surtur, Fenrir, Suttungr, Tarvos, and Aegir,

Hyrrokkin, Mundilfari, Erriapus, Fornjot, Kari,

Jarnsaxa, Skoll, Prometheus, Tarqeq, Epimetheus

Albiorix, Skathi, Telesto, Phoebe, Greip, Narvi, Calypso,

Thrymr, Ijiraq, Bergelmir, Paaliaq, Enceladus, Ymir,

Anthe, Pan, Pallene, Mimas, Siarnaq, Farbauti, Janus,

Hati, Bebhionn, Hyperion

I think that's all please say I'm done

I have 9 more that don't have names

But I probably couldn't remember them anyway

UHHHH, Saturn?

What about your nine provisional moons?

Jupiter did all 16 of his.

Really?

Let's hear them.

sigh.

S/2004 S7, S/2004 S12, S/2004 S13, S/2004 S17,

S/2006 S1, S/2006 S3, S2007 S2, S2007 S3

S/2009 S1

Wow! Fantastic job Saturn!

See you all next time on the Name Your Moons Challenge!

Bye.

For more infomation >> The Name Your Moons Challenge Ep.5/Planet SATURN/For kids - Duration: 1:50.

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Moon Buggies: The First Electric Cars in Space - Duration: 7:01.

SciShow is supported by Brilliant.org.

[♪ INTRO]

It took nearly a decade of work and billions dollars for Neil Armstrong and

Buzz Aldrin to walk on the surface of the Moon.

But you know what happened after those first historic steps?

They went back inside the lander.

Only two and a half hours later.

And in that time, neither of them even walked more than 100 meters from the lunar lander.

To do more science, future astronauts would need to travel faster, go farther, and carry more.

And to do that, they needed to stop being moonwalkers and become moondrivers.

Fortunately, NASA had just the tool for them: the Moon buggy!

Okay, technically it was called the Lunar Roving Vehicle, but c'mon.

The Moon buggy helped astronauts on Apollos 15, 16, and 17

do more science and bring back more samples than earlier missions.

And along the way, we built a really cool car.

Engineers had actually been thinking about how to build a lunar rover since the

early 1960s, but those first concepts were totally different.

Some engineers imagined heavy duty, fully-enclosed vehicles

that also gave astronauts a place to sleep and work.

Which was nothing like the final design.

By the time the Saturn V rocket was actually flying,

it became clear that there would be almost no weight to spare,

so the plans had to be scaled down a bit.

In 1969, the final contract was approved by NASA.

Then, the rover was put together by Boeing and General Motors.

It was built of aluminum alloy, weighed just 210 kilograms,

about a sixth of a modern-day compact car,

and had to fold in half to fit beneath the lunar module.

But it was also sturdy, and could carry 490 kilograms,

more than twice its weight and enough for two astronauts, their tools, and a bunch of moon rocks.

It even had space for some nice amenities, like seat belts, an armrest, and fenders.

So it was no Rolls-Royce.

But considering that it was a car on the Moon, it was pretty impressive.

The first Apollo missions had shown that the Moon's soft,

powdery surface could make for uneven footing.

So the Moon buggy had not only four-wheel drive, but four engines, one for each wheel.

Each produced only about 190 Watts of power, or about a quarter horsepower,

but the Moon's low gravity meant that that was good enough for a top speed of about

13 kilometers per hour.

The lunar roving vehicle also carried what might have be the world's first dashcam,

a TV camera controllable from Earth.

That not only enhanced the PR value of later missions, but allowed scientists at mission

control to look for interesting features as the astronauts drove around.

Still, even that wasn't the most impressive piece of equipment on board:

The Moon buggy also carried a revolutionary navigation computer.

Since the Moon doesn't have a magnetic field to move a compass needle,

and since surface maps didn't have much detail,

the astronauts were in real danger of getting lost.

And, let's be real: Everything on the Moon just kind of looks the same.

To overcome that, a first-of-its-kind computer combined data about the rover's orientation,

taken from an onboard gyroscope, with odometer readings from each wheel.

That let it track the vehicle's exact meter-by-meter progress across the surface

and plot a direct course back to home base.

And just in case that failed, each astronaut also had to learn to read

a special lunar sundial to determine their direction.

Single-use batteries powered everything, but power was never actually a problem.

Instead, the limiting factor was the rule that barred astronauts from driving

farther away from the lander than they had air left to walk back, a few kilometers or so.

That way, if the buggy broke down, they still had a way home!

All-told, the lunar roving vehicle seemed like a miracle machine,

and all that wizardry doesn't come cheap.

On average, each rover would cost about $60 million today.

Fortunately, we put them to good use.

Apollos 15, 16, and 17 each brought a rover,

and all were driven more than 25 kilometers over at least three hours.

With them, astronauts were able to bring back individual rocks with masses as much as

11.7 kilograms, more than half the total picked up on Apollo 11.

Also, since the lunar landers had to touch down a safe distance from things like big craters,

the Moon buggy opened up those areas for closer study on all three missions.

On Apollo 16, it enabled John Young and Charlie Duke to drive more than 150 meters higher

than their landing site in search of samples of the area's unique geology.

And the crew of Apollo 17 used their rover to deploy literal bombs on the surface.

Just in case you needed another reason to think Apollo astronauts were cool.

When exploded, these bombs created tremors picked up by seismic sensors

and used those to understand the physics of the Moon's crust.

The experiment revealed that the top layer of the Moon's crust is about 1.4 kilometers thick.

It's also a lot more broken up than similar areas on Earth,

probably because of the constant impacts from space.

All together, the Moon buggies were quintessential Apollo.

They were ultimately designed in only months and did so much with so little,

relying on clever engineering and state-of-the-art computers to enable exploration.

Without them, we'd probably know a lot less about the Moon than we do today.

Which might make them a little cooler than, say, a Tesla.

And, hey, what's more American than a car on the Moon?

So, NASA scientists had to do A LOT of creative thinking and problem solving

to figure out how best to design and use the Moon buggies.

And that made me want to work out my own spatial problem solving skills.

That's one small step for man, and now I'm really tired.

Anybody got a moon buggy anywhere?

Brilliant.org has a ton of great spatial reasoning quizzes, and today I'll be taking the

3D Geometry Puzzles Shortest Distance quiz.

[tires squealing]

It starts out a little like the story of the tortoise and the hare,

but it's an ant and a fly trying to make their way through a 3D cube.

They even put them there so you can visualize it, and I think they're pretty stinkin' cute!

In this case, the ant definitely has the longer distance to travel,

because it can't fly through the cube and has to walk along its edges.

As you get deeper into the quiz, it gets more complicated and

I almost wanted to make a 3D model to help me think through the distance.

[honking]

What's cool, is that I'm not alone in this.

When you view the solutions, Brilliant has created 3D to 2D models

to illustrate how to think through these problems.

So give them a try.

And right now, Brilliant.org is offering the first 77 SciShow Space viewers

that sign up at brilliant.org/scishowspace 20% off their annual premium subscription,

and you'll support SciShow Space, so thanks!

[♪ OUTRO]

For more infomation >> Moon Buggies: The First Electric Cars in Space - Duration: 7:01.

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Audi Q5 2.0 TDI QUATTRO S EDITION S line Facelift! Panoramadak - Duration: 1:05.

For more infomation >> Audi Q5 2.0 TDI QUATTRO S EDITION S line Facelift! Panoramadak - Duration: 1:05.

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Fiat 500 S TWINAIR 85 SPORT CLIMA/LM RIJKLAAR! - Duration: 1:06.

For more infomation >> Fiat 500 S TWINAIR 85 SPORT CLIMA/LM RIJKLAAR! - Duration: 1:06.

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The Making of Mura Masa's "What If I Go?" | Deconstructed - Duration: 6:50.

I think it's important not to overthink what you're doing.

You have to be willing to make hundreds of really terrible ideas, and then one of

them will be good.

And that's kind of what happened with this song, as well.

Prior to learning what the fuck this was about, I used to come home from school every day

and just sit in front of Ableton, and stare at it until it made sense really.

The story with "What If I Go?"

I had just been to London to see my manager, and we were kind of talking about what an

album would sound like or feel like.

And I was so excited on the train back to Brighton, which is in the south of England

that I just got going on some music.

And this is one of the ideas I made on the train, so…

It started with this drum break, I think.

Just as the real song goes.

It looks like it's labeled with the BPM and stuff, so it's probably from one of these

sample packs.

After that, I wrote the main loop on this little Operator synth.

Quite a typical Mura Masa thing is to have the main line played by a few instruments.

When I first moved to London, I was hanging around in south London a lot and Brixton.

And outside the train station in Brixton, there's this steel drum band that play everyday.

I was walking past that so much and hearing it so often that it just kind of became a

part of the vocabulary.

I think it's a really London-y sound.

In the second half of that build-up, the piano kind of drops down an octave.

It's like a very subtle thing, but it creates movement.

And then, there's a few percussive things that come in here.

Just to build up some of the rhythm approaching the chorus.

These claps are such gold.

That is from a vinyl that I picked up at a vinyl fair in London.

That's a very easy way to add human atmosphere.

And a lot of these sounds, I think, are rooted in real-world sounds.

Everything kind of builds in.

And the harps.

The classic Mura Masa harps.

'Cause originally these were…

Yeah.

Still sounds nice, but doesn't really make sense in the context of what we're doing

until we...

Yeah. Pitch it up.

Suddenly there's a lot more energy.

And it sounds like it fits.

Much more of like, a head nod when it finally does kick in.

The thing that's happening is there's these kind of vocal chops going on.

One thing I really love about Ableton is this transpose feature.

But this makes it super easy.

So, we have the original pitch here.

But with Ableton, in a pinch...it sounds like that.

So this is all the same sample.

And one of them is just pitched down an octave, and one of them is pitched up a fifth?

So yeah.

Here's the synths, affectionately labeled here as "FuckSynth" and "FuckSynth2."

And the sub.

It's basically...surprise, surprise.

Here's Operator again.

One of them kind of...that's handling the mid-range stuff and some of the higher end.

And then the second one there's a little bit more reverb on there.

There's this ping-pong delay.

And then the sub.

Operator again.

It's just one oscillator, it's a sine wave.

It's about using it in the right context.

Tension and release, I'd say.

There's a few percussive things that come in here.

All this stuff.

Way too many snares.

This is gonna be really sharp.

Most importantly is this CamelCrusher.

Can't recommend that enough.

That just makes everything sound super loud.

There's this, which is like a multi-sampled, actual drum kit.

That's all programmed.

Individual hits.

The kick is two layers.

It's kind of this middle.

And then there's the stereo one as well.

It kind of sounds a lot more like a real kick drum would once you add that layer.

Then obviously you have Bonzai's amazing vocal that she came in and added.

And we recorded it a couple of times, but I was really happy with how it came out.

I sincerely think Bonzai could be the next Rihanna.

This lower octave layer.

Which is very not high up in the mix at all but it adds some depth.

And then just the backing vocal layer.

There's this really like broadway slowdown at the end.

Everybody who I sent this to thought I was joking.

They thought I was really wack for that.

But it's something you wouldn't normally hear in this kind of song, and I really like that

so fuck it.

Fuck them.

It sounds great.

There's this really weird sample of a Japanese...I think it's a weather report or a newscast.

For more infomation >> The Making of Mura Masa's "What If I Go?" | Deconstructed - Duration: 6:50.

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Where's Francis? (Scene) | Deadpool (2016) Movie CLIP HD (+Subtitles) - Duration: 2:56.

All you need now is a suit and a nickname...

like Wade the Wisecracker...

or Scaredevil, Mr. Neverdie.

Oh, shit.

What?

I put all my money on you and now...

I just realized I'm never gonna win the, uh...

Dead pool.

Captain Deadpool...

No, just...

Just Deadpool, yeah. Just Deadpool.

To you, Mr. Pool.

Deadpool.

That sounds like a fucking franchise.

(GLASSES CLINK)

This shit's gonna have nuts in it.

(MAN GROANS) Where's Francis?

(GRUNTING)

(GUN FIRING)

(GROANING)

(SIGHS)

WADE: Where's Francis?

AL: Seltzer water and lemon for blood.

Or wear red. Dumbass.

(ALL CHEERING)

(CLAMORING)

(GROANING)

(GUN FIRING) (PEOPLE SCREAMING)

WADE: Don't make me ask twice.

Where...

is Francis?

He made me ask twice.

Is the mask muffling my voice?

Where's Francis?

(GUN FIRING)

Where the fuck is Francis?

(GROANING)

(GROANING)

(WADE LAUGHING)

You're about to be killed by a Zamboni.

Where's Francis?

(WOMAN WHIMPERS)

No! Please!

Oh, God! I'm so sorry!

(WOMAN SCREAMS)

Oh! You little spider monkey!

(TOILET FLUSHING)

Where... is... Francis?

This is confusing.

Is it sexist to hit you?

Is it more sexist to not hit you?

I mean, the line gets real... blurry.

(SPEAKING SPANISH)

WHERE IS FRANCIS?

Tell me where your fucking boss is

or you're gonna die!

In five minutes!

For more infomation >> Where's Francis? (Scene) | Deadpool (2016) Movie CLIP HD (+Subtitles) - Duration: 2:56.

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My Girlfriend Lied, Cheated and Betrayed Me - Duration: 3:11.

It all took place in Venezuela. This girl, we're gonna call her "Stephanie." She had

like brown hair, gray eyes and fair skin. Now, I did heard rumors about this girl

dumping a boyfriend, no apparent reason if they were to date her and leave them

the piles of despair for no apparent reason and no one knows what she's

dumping all these guys. But I just wanted to get to know her and so I did.

We went from being friends until the time Stephanie asked me to be her

boyfriend and I accepted. We had a couple of dates. Everything was doing great we

did those romantic selfie kisses. And she will always give me chocolate presents

during recess and I appreciated them. But everything changed when I saw a photo of

her with a man who looked around 16 to 18. To make sure that she wasn't doing

anything suspicious, I asked who that guy was and then she told me it was her

brother...nothing to see here. She even showed me that he had his own room in

her apartment. Everything changed when I went to Madeira for the summer. I was

checking on my Facebook, scrolling up on my timeline, when I saw that picture of

Stephanie with that same "brother" again. And to make sure that she wasn't lying I

went out to her profile and then I check her photos. Everyone was doing good!

So, fine! Until there was a photo of her kissing the man on the lips. And I was in

complete shock. There were even more photos of her making romantic face with

the same guy aside from all the kissing. And I was getting sad like she betrayed

me!!! I thought we had a feeling to each other, like she was the one she dumped me

over someone. How could she do that?!? But I was also angry. So when my Summer

vacation ended, Stephanie came up to me and she said "hi" but then I looked at her

in the eyes and I glared her and I told her in angry words, "you cheated on me!" and

then I walked away. the next morning Stephanie came up to me

crying with tears running down to her cheek and she told me that she was

crying for the entire night over those words that I said to her and she said

that I was everything to her but I was really mad. I was mad that she made a

huge mistake over leaving me for someone else while she was still dating me. Like

she left me for another guy. I just told her that she made a big mistake

of her life and she will never date me again.

And, plus I said, that the "brother" was her boyfriend! and then I just walked

away again. And that's where I just looked back in there and saw her crying...

Yep, I guess it was for the best. She did try to apologize and then we started to

become friends again but in reality I wasn't in the mood to be her friend

again. I mean what she did to me and other boys was horrible and I don't

think she deserves to be my friend again after what she's done.

For more infomation >> My Girlfriend Lied, Cheated and Betrayed Me - Duration: 3:11.

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Canon Love Lenses Macro Lens Sale - Duration: 1:01.

Hey, it's Chris Niccolls here from The Camera Store and right now Canon's Love Lenses sales

event and you're going to save big dollars on these beautiful Canon lenses!

I brought some macros to show you today.

This is the Canon 100mm macro, it's their L-Series, that means it's rugged, it's optically

brilliant, you get a bright F2.8 aperture.

I really like that you get good working distance from your subject, so you're not going to

have to be right in there, scaring bugs away and things like that.

It also has image stabilization that really helps steady out those macro shots.

But over here we've got the ultra compact and lightweight Canon EF-S 60mm macro.

This is perfect for smaller sensor bodies like the Canon Rebels, or the Canon EOS 80D, it's

a fantastic lens for that work!

You're going to save a tonne right now.

The 100mm macro is going to be $999, you're saving $310!

And the Canon EF-S 60mm, you can get for $499.

That's a savings of $190!

So don't miss these big sales, go to canon.thecamerastore.com and save today!

For more infomation >> Canon Love Lenses Macro Lens Sale - Duration: 1:01.

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English Subs Coldmirror Avengers Synchro - Duration: 4:26.

Stupid little Avengers synchronization by coldmirror

A muffin.

Uh we have a 5ab.

3 4 28 omega delta

Banana in sector alpha beta

Knight to E5

Queen to E5

*babbling*

Pancakes with bacon FOREVER

*song*

I suck dicks

Yay

What does that button do, then?

Oh look the screen, is this us?

I press this one now

*german song playing* (lyrics:) Hey, what`s up? We party the whole night, the whole night

Hey, I own slippers with little frogs on them

Hey, what does Alphabet soup actually contain?

A bunch of stupid letters

Do you know how I am in bed?

I am like a bear

Like a racoon *

OOOH I am walking through the picture

*non-important babbling*

We have suitcases, we have suitcases

Stupid extras

Are totally annoying

nipple

And suddenly I`m a woman

I`ve got a swimming certificate!

Great

I poop fishes

shitty-ass-wank-slut-bitch

*probably more insults* POW!

Alright, I have got a boner, baby. Yeah. Hey, wanna make out?

bitch bitch ass

Sweet! A building loan contract!

You are now going to tell me where mum is you sponge!

Where is mum?

Stupid camera, isn`t even focussing

Ok now

Mother of god!

Hello!

facepalm

Ok I`m going to sing you a song now, okay?

One two come on baby, fuck me fuck me

Spank my ass fuck yeah

Yeah yeah baby fuck fuck fuck

Hey what does a cat say?

Meow!

I think I am going off my rocker

I wanna go to Hogwarts

You`re fat. And stupid.

Shut up you spastic!

Do you want some bacon, fattie?

I daydream about bacon

Nice!

Hey guys it`s me again I`m going to sing you a song again okay

One two

*song* (Lyrics: fuck/Melody: Queen of the Night aria)

This was just...wonderful!

Oh best friends

Hey play Minecraft once

What the heck is Minecraft?

Whaat? You don`t know Minecraft?

So stupid

Hey bitch do you wanna know what I totally wanna shove up your backside?

*laughter*

A banana!

That is gay

Hello I`m a pig 2x

Hello! Hello, a pig!

What`s your favorite beverage?

Alhocol!

And what is your favorite food?

Enchilladas and crabs

Hey listen I can sing a great song

Ass ass bitch slut!

I fuck you up at soccer

I fuck you up at tennis

Because I have a

penis

Mother of god!

*song*

Bushido! **

Hey look, I wanted to show you that I have found fat people on YouPorn

wobble wobble and wobble

Green Meadows in the sunshine ***

***

Hey I heard you suffer from Tourette syndrome, only with animal names

Giraffe! Monkey!

Hi madame!

Hi

What do you want?

A bouncy ball

I want a bouncy ball

Oh really? Anything else?

and a small pair of ice-skates

Hey what`s up?

Nope

I want a fried sausage

With mustard!

please read my bio for explanations

thanks for watching

all rights for the synchronization go to Coldmirror

For more infomation >> English Subs Coldmirror Avengers Synchro - Duration: 4:26.

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Booba sur Instagram, il poste une énigme pour ses fans - Duration: 2:04.

For more infomation >> Booba sur Instagram, il poste une énigme pour ses fans - Duration: 2:04.

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Brad Pitt fou amoureux et sur le point d'emménager avec Neri Oxman ? - Duration: 2:07.

For more infomation >> Brad Pitt fou amoureux et sur le point d'emménager avec Neri Oxman ? - Duration: 2:07.

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Os Rótulos Campeões da Brahma voltaram - Duration: 0:31.

For more infomation >> Os Rótulos Campeões da Brahma voltaram - Duration: 0:31.

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Minute Vlog: Day Thirty One - Duration: 1:02.

Minute Vlog: Day Thirty One

Hi to all. I simply love it when I

get to stay up a bit late :)

#ifyouknowwhatimean

Today I'll read this quote:

I am convinced that job is love at work.

If more people thought about their job and life in this way,

they could achieve immensely much more.

that was said by Jeane Pinckert Dixon

I agree with Dixon.

And you? Comments please and see you tomorrow.

By!

For more infomation >> Minute Vlog: Day Thirty One - Duration: 1:02.

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La villa des cœurs brisés 4 : Illan fait une tendre déclaration à Vanessa Lawrens - Duration: 3:15.

For more infomation >> La villa des cœurs brisés 4 : Illan fait une tendre déclaration à Vanessa Lawrens - Duration: 3:15.

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Moundir et les apprentis aventuriers 3: Milla Jasmine se confie sur son aventure - Duration: 3:47.

For more infomation >> Moundir et les apprentis aventuriers 3: Milla Jasmine se confie sur son aventure - Duration: 3:47.

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Lessons From Legends: Nancy Rase - Duration: 1:12:46.

Seema Iyer: So welcome everybody to the University of Baltimore. Our 2018 Lessons from

Legends. my name is Seema Iyer and I have the great privilege of overseeing the

Real Estate and Economic Development program here at the University of

Baltimore. I get to interact with so many wonderful students here, and you have

probably been meeting them today, and I want to welcome back our alum from the

program here and other UB alum. We have a program today that is just... it makes

someone like me giddy. Power... women power-packed it's very exciting our

honoree Nancy thank you for so much for being here - you're gonna hear a lot more

about Nancy throughout this program. But I'm going to start off by handing it

over to our Dean, Dean Murray Dalziel who will welcome all of you.

Dean Murray Dalziel: Welcome! Welcome everybody. I want to welcome you particularly in behalf of...

not only in the Merrick School of Business but also a whole university.

President Schmoke had asked me to extend a special thanks to everybody to

come and especially to to our guests Nancy and... Kathy. This is

actually this is a very special event not only because we do every year and we

have some as you'll see wonderful honorees - but also you might have seen a

little subtle change, students will have seen a subtle change in the bottom here

of the bottom right-hand side. You see that... this is actually the first

external event we've had since we announced to our university community

that we're going to change our brand. A lot of study and I'm not going to go

through the brand a brand slides but today this will be the first event a

where... since we announced the brand. And I'm going to read - I'm not meant to do

this - but I'm gonna read a little blurb it's gonna be used as a little you know

blurbs that your mentors suggested you, we were meant to memorize and then and

then get in our own thing. So since 1925 you know UB has been driven by the

transformative power of Education.

You know us and you know alumni and students particularly you know us

because of our students and our alumni impact industries and communities in

Baltimore and beyond. We produce leaders who are ready to take

what they've learned and ignite the world with purpose. And you know I can't

really think of a you know a better person to really introduce that than

our honoree tonight - Nancy Rase who's one of our... alumni so a thank

you very much Nancy for for being here. You're going to hear a lot more from Nancy and

you're going to see you know this power of impact - you know the among many things

as you know the the founder and for many years the president of a Homes for

America - but has a tremendous impact on on communities known in Baltimore but

but but beyond. Our our logo still remains knowledge that works - but I

know that to get events to work it requires you know considerable effort

and I really want to thank obviously Seema but also particularly the you know

our real estate and economic development program board and Larysa particularly is

going to come and talk to you chairs it. They do tremendous work and on forming

the program and innovating around the program so I really really appreciate

that as well. And I'm also going to appreciate our sponsors Larysa is going

to talk a little bit more about sponsors but particularly CREWBaltimore who are

principal sponsors. Thank you very much thank you all this is going to be a

great evening I know and one where we're really going to understand how

individual leaders, together with other people, can really impact our communities.

so thank you!

Seema Iyer: Thank you very much, Dean Dalziel, yes we cannot do anything here at the University of

Baltimore without our amazing Real Estate and Economic Development Advisory Board

if you could please raise your hands - those of us that are on the board thank

you every time we meet and every great bit of kernel of information that you

give us on a constant basis to make sure that our students are prepared and are

ready to take on the jobs that you might have to offer in the future. But we have

amazing leadership from Larysa Salamacha at the Baltimore Development Corporation

and I want to welcome her to welcome all of you.

Larysa Salamacha: hello everyone! it's really great

to see everybody here! I'll talk a little bit - I'll start by talking about the REED

board the real estate and economic development advisory board. It's a great

group of people! I joined the board myself only about two or three years ago.

But the function of our board is to provide guidance to the students and the

way we do that is - some of us do mentoring with the students. All of us

bring our professional experience in providing guidance for the type of

curriculum that could be taught here at the University. The mix of people on our

board include real estate development companies, real estate developers, banks,

commercial brokers, asset management companies, construction companies, and a

number of nonprofits that deal in economic development in construction and

in development. And I really want to thank all of our board members for all

the work that they've done in preparing for this and the work that they've done

building up to this moment. I want to thank our corporate sponsors today to

start off with CREW which is a fabulous fabulous sponsorship and we're

very very grateful to you for agreeing to be

our sponsor and the others include Enterprise Homes,

Gallagher's Evelius & Jones, Habitat America, Homes for America, Maryland

Center for Construction, Education and Innovation, and Bob Aydukovic and Sima

Iyre - thank you so much for the leadership that you have provided for

the board over time. McKenzie Commercial Real Estate, M&T Bank,

Our Homes Communities, South Way Builders, AB Realty, and Atapco. the other folks

I really would like to thank is the University and for the University to

give this board our board an opportunity to channel our energy and our commitment

to the students that are here at the University and in turn the community at

large, Baltimore City, but the community at large in the region I also want to

thank Nancy for agreeing to be part of this event and your commitment to

affordable housing but in particular to partner with us to highlight your career

as an example of the all various opportunities that there are for

students in the real estate and economic development world. You you will

hear so many different things so many different opportunities that you can't

but think that this is great, that this is I know that there is an open door for

me someplace, somewhere here at home. and I'd like to thank everybody who's

attending our session and particularly the students - because you're really what

it's all about - why we're even here your energy your passion your commitment all

your brain power is needed and valued - and we need you here in Baltimore and we

need you here in Maryland and we need you in the world. I'd like to take this

opportunity now to introduce Kelly Rivera she is with CREW, our podium

sponsor and to give CREW an opportunity to talk a little bit about who they are

and what they do in the area.

Kelly Rivera: Good evening!

What a great night we have ahead for us and I would like to be the first to say

that I'm super excited to hear from Nancy and all of her adventures and

founding homes for America. As mentioned, my name is Kelly Rivera and I'm a Senior

General Manager in Markets Property Management for JLL here in Baltimore.

JLL is a professional services firm with specialists whose common passion is real

estate. I'm here today however representing your local chapter of

commercial real estate women, CREWBaltimore. This is the organization of

choice for women within the Baltimore metropolitan commercial real estate

industry to achieve parity and opportunity, influence and power by

promoting professional opportunities and business relationships for women. That's

a pretty powerful mission considering the events are going on in our country

today. Before we get into how CREWBaltimore and our CREW Network

Foundation can help students such as yourself, let me paint a picture for you

as to why I was selected to speak on behalf of CREWBaltimore. 2001, January

forecast is calling for snow most likely will get 80 degrees in a heatwave

who knows what Maryland weather is going to have? Clearly 30 degrees

yesterday 80 degrees on Friday you know how it goes.

FAFSA's due, six more months until graduation, college letters coming in the

mail, rejection letters coming in the mail, guidance counselor's asking the

age-old question: What do you want to be when you grow up? Well in 2001 I wanted

to be a chef. I wanted to wear the pressed white jacket with the embroidery

on the lapel making a peacock out of tempered chocolate.

Right? Chef Kelly. I paid my dues waiting tables and hosting at an upscale

restaurant and I wanted to be the star. I sent in my application and lo and behold

a few weeks later I get the letter in the mail the lay Cordon Bleu College of

culinary arts cordially invites you to attend the fall semester. Congratulations

on your acceptance! Wow how did I do it? Where do I go from now? Well I did

everything I could not to get kicked out my senior year, finished up the last five

months, and partied the summer away. As I'm sure most of you did your senior

year of high school. August 24th, my birthday, move-in day, my

cars packed, deposit has been paid since every last penny I have at the Bed Bath

& Beyond on items that will never make it past rush week. I get into the car

turn on the radio and sit. Something told me this journey was not meant to be mine.

I'm not sure how long i sat there but my mom said I came home the next day and

enrolled at the business school at Towson University.

Talk about a 180, but I will never look back. Fast-forward four and a half years,

I get a job as an administrative assistant at a real estate developers

office in Columbia. Lo and behold this small little outfit was an organization

that helped develop what is now a thriving downtown Columbia. The seemingly

meaningless job ended up building the foundation for what has become a

thriving career in real estate for me. It is with great appreciation that I stand

before you today at this Lessons from Legends as a UB alum. I received my MBA

in 2011 and I concentrated in leadership and organizational learning. What I would

like to share with you now however I wish someone had shared with me when I

began my master's degree. As it would have sparked an earlier conversation as

being a female leader. As I mentioned previously I'm here representing CREW

Baltimore which is the local chapter for CREWNetwork. CREWNetwork is

at the forefront of achieving gender equality and greater diversity in the

commercial real estate industry. We aim to achieve this by advancing the success

of women in the industry. Our membership offers unparalleled business development,

leadership opportunities, and networking both locally in Baltimore and globally

across our 10,000 plus member base. CREWBaltimore has a number of committees to

include programs, sponsorship, membership, finance, and public relations. We have

scheduled monthly programs which are posted on our webpage - and I encourage

anyone who's interested in joining our chapter to visit CREWBaltimore.org

for more information. As my final remarks would be remiss today if I did not

mention a wonderful opportunity. The CREWNetwork foundation exists to influence

the success of the commercial real estate industry by advancing the

achievements of women. Annually, CREW Foundation awards 15 scholarships in the

amount of $5,000 each to a female currently enrolled in a

qualified field of commercial real estate. Eligible candidates must have a

minimum 3.0 GPA, enrolled full-time as a junior senior or graduate student, and

intend to pursue a career in commercial real estate. I imagine that there's a few

of you in this room that that would obtain to - in addition to the monetary

component of this scholarship, award recipients also receive a paid

internship opportunity. Complimentary membership to CREWNetwork and

registration to CREWConvention which happens to take place in San Diego and I

think we can all agree that maybe getting away from this cold weather is a

good thing for people to do right now. To date, CREWNetwork in its foundation have

awarded a hundred and six scholarships, totaling seven hundred and

sixty thousand dollars. It's worth great pleasure that I let everyone

here know that three of those scholarships were awarded to UB students.

This was 2008, 2009, and 2011. And I have a video here of some recipients previously

the CREWNetwork Foundation scholarship has really given me the confidence in

the workplace to kind of be on par with my colleagues a lot of the people I work

with our men and having the network with CREW has really given me the resources

and the networking opportunities to build my confidence and feel like I'm a

part of the team at my firm. Not only has the financial assistance from the CREW

Network assisted me in pursuing that goal but I really feel that being able

to be involved in the organization will help me further network, make connections

throughout the industry, and open up doors that wouldn't have been possible

without the help from the foundation.

The scholarship has helped me because I

although I am a grad student I don't have a full-time job I work part time

and finances aren't always easy. I definitely needed the support and it's

been amazing to not have to take out any student loans this year and that's a

large part due to the scholarship that I got through CREW and I really appreciate it

Working full-time and attending school full-time I am financing my own

education so any help that I can get especially something as significant as

what CREW has so generously given to me has been very helpful and I don't know

how I'd be able to continue my education without that type of help.

This convention has been incredible it's caused me to meet a ton of people and go

out of my comfort zone and put myself out there and introduce myself to women

that I have never met before and I've been privileged to listen to amazing

speakers and meet a ton of incredible women throughout the industry and get to

network with people who actually want to meet me and are they care about me and

are offering me advice and help in positions even though they just met me

which is an awesome thing. It has been amazing to see so many successful women

that are so welcoming and just here to share their experiences and try to make

everyone else further their careers in ways that we would have never thought

possible. Thank you. Thank you for furthering my education for allowing me

to follow my passion. For helping me achieve my dreams. For empowering me to

be the best. You make a difference. You make a difference. You make a difference.

Kelly Rivera: So I encourage anyone that might be interested in this scholarship to visit

CREWNetwork.org for more details and to go through the application process

the deadline to apply is April 30th so we're running out of time so make sure

when you're done this evening or tomorrow take a look at the website.

That's all that I have for today, thank you for your time and I look forward to

seeing some of you at any of the CREWBaltimore events!

Seema Iyer: Such an inspiring set of

comments thank you so much Kelly. And we need an almost no introduction

for the person who is going to introduce Nancy thank you so much

Chickie Greyson who is president and CEO of Enterprise Homes she's gonna come and

welcome Nancy. Thank You Chickie.

Chickie Greyson: good evening everybody

it's it's truly an honor to introduce Nancy Rase. When I was asked if I would I

would do this I did it gladly and without any hesitation whatsoever

because Nancy is such a fabulous person. She's both a great developer and a great

person and sometimes in the development world you don't get those two together.

Nancy is very smart and very humble those are two things you don't always

get together either. She's had a great mix of careers, first going public and

starting her work as the assistant manager of the Hagerstown Housing

Authority she then moved on to become Deputy Director and then Director of

Housing Development Programs and the Director of Rehabilitation Programs of

the Maryland Department of Housing - until 1994 when Nancy and Trudy went private.

I'm guessing and I really don't know this at all but I just have a

vision in my head of the two of them having constant conversations about

having worked in the public sector, helping to give state resources to

people to build housing, that they I think realized they could do a better

job and that they would use the state resources much more judiciously. So in

1994 they set out to create Homes for America a first class development

company that creates top quality housing and provides on-site supportive services

and activities for residents. Homes for America has developed her owns over six

thousand units since leaving Homes for America, Nancy continues to be active in

the affordable housing industry and as a principal of Nancy Rase's consulting

services her consulting focuses on working with nonprofit development

corporation's to help them... become

self-sustaining and operate efficiently. In addition to being smart and humble

Nancy is clever, she's dedicated to helping others, authentic, and generous.

The work we do in affordable housing is challenging and complicated.

It creates and/or requires a lot of brain damage and it's unclear whether

how much we create our own on our own or how much is brought to us. There are

often six or seven sources of financing each source has its own rules. She

understands the program she understands the rules and the processes more than

anyone else. She excels on the financing and she

knows how to solve problems. Nancy takes on a challenge and sees it through. She

will do whatever it takes. Nancy's many gifts to the world of

affordable housing, I just want to focus on one. And that is her ability to share

and to help others. She is incredibly generous with her time and her

knowledge she's always ready to help others learn. Affordable housing operates

in a competitive world we compete on a regular basis for properties, for

development opportunities, for money, and for resources. So you know you would

think that maybe everybody wasn't so friendly or

not willing to share, but Nancy set the bar she led the way for all of us to

share and she set that bar very high by helping trusted colleagues... she is a

trusted colleague who was willing to share her knowledge and wisdom to help

others learn, grow, and develop more affordable housing - ultimately that's the

goal is to develop more affordable housing. All who have had an opportunity

to work with Nancy know the gift she has for sharing her knowledge and wisdom and

I have no doubt that you will see that tonight. So please join me in welcoming

Nancy Race and Kathy Abner!

My mic on? Can you hear me? Can you hear me now?

Nancy Rase: Yeah I think I am, I hope so anyway!

Kathy Ebner: Okay so good evening my name is Kathy Abner and I am so privileged to be here tonight I have

worked with Nancy for going on 16 years, all while at Homes for America, and

really have had the honor and the privilege to work directly under her

wings so Nancy this is really a privilege and honor to be sharing the

stage with you tonight and certainly through your mentorship I have a lot of

lessons learned myself and I'm sure we'll will touch on many of those

tonight so thank you for giving me the opportunity to be here.

Nancy Rase: I was really comfortable and not nervous until Chickie and Kathy made their comments and now the bar is way high!

Kathy Ebner: Alright, shall we do it? Okay so yeah you know I think oftentimes you know when someone

is young and they're thinking what do I want to do when I grow up - sometimes

they'll say I'll be a chef - but not all the time they'll say I want to work in

affordable housing. So as Chickie had mentioned earlier in your career you had

worked for the housing authority of the city of Hagerstown so how did that come

about and what but first sparked that interest?

Nancy Rase: It certainly wasn't an interest

in the housing field because I didn't even know there was a housing field I

was going to Community College and working on a degree in math having not a

clue what I would do with a degree in math but I liked math I like numbers and

I just was doing some advertising and design work on the side to make a little

money pay the food bills and someone asked if I would design a logo for the

housing authority and I said yeah whatever the Housing Authority is I could

have houses and things so I did that and they must have liked it because

I went online and looked and they still use it. I was real cheap so they got a

bargain... and after I was finished they said we're looking for someone to

fill a position here would you be interested and I said sure you know why

not you seem like nice people and so that was my introduction to the housing

field and it was really great because it was an opportunity for me to learn a lot

and to and the thing I learned most was that when you're when you're starting

your career and you join an organization, anytime they say we need this done you

say I can do it. And any time you know they say can you do this? I said yeah I

could do that! Whether you can or not you figure it out and I think you know most

people are a little timid when they start their career and I probably was too -

for a couple weeks and then I learned that the way to get ahead the way to

succeed was to do things - and so I did everything we could do in the housing

authority and it was a pretty broad spectrum of things back then so I

learned a lot about the housing field.

Kathy Ebner: And you you ended up having a specific

interest and certainly an expertise in housing finance and really developed

that once you transitioned to the state. So you went from sort of the local

government to the state government - sort of how did that happen?

Nancy Rase: That happened actually we did something rather unique at the Housing Authority which was we

developed public housing but a non-profit in the city who had no staff

or experience or capacity got control of a hotel in the downtown Hagerstown that

they wanted to convert to senior housing and so they came to the Housing

Authority and asked if the Housing Authority would assist them through the

process and that gave me more opportunities to say I can do that stuff

nothing to it so I got exposure to the bond financing

that the State Housing Finance Agency provided the

finance that project and I I fell in love

that was my I knew that's what I wanted to do - I wanted to be in the side where

the housing was financed. I liked helping the people

I liked working at the Housing Authority but I really that's where I found the

thing that I loved and that was the beginning of my career. Because they

offered me a job at the end of that process, not in finance, broke my heart it

was as a housing management officer but I've said well I'll get in the door

down there I know they finance stuff and I can become part of that so I took a

job as a housing management officer and lasted six months until I found something

better to do there.

Kathy Ebner: And you know and while you were at the state you were

certainly involved in a lot of major accomplishments you know building

community buildings and doing certain projects was there anyone in particular

that sort of stood out as being your most proud were they sort of all your

all your babies?

Nancy Rase: Well I liked them all I really did I think you know I started

with small stuff on the rehab side and then moved into the multifamily side and

grew into the tax credit program when that was created in '86 but you know when

I look back I think the thing that the one project that most excited me and I

got way too involved in was was here in Baltimore City and I had never

been involved in anything in Baltimore City and it was three buildings up on

Druid Park Lake, the Esplanade, Temple Gardens and what's the third one? Thank you

Emersonian and we had a developer come in to us looking for financing for those

and they were three of the most physically fantastic specimens I've ever

seen and so to be able to be involved in financing the renovation of those and

the bonus of providing some of the units is affordable to lower-income households

I think was a huge accomplishment I believe since I was there it's probably

been financed three or four times more but you know to do it the first time in

modern times was really very cool.

Kathy Ebner: You certainly had a long and accomplished career at the state while there you worked with Trudy McFaul and

made the decision then and after working many many years with Trudy in

1994 the two of you decided to leave the State Housing Agency and form Homes for

America. So you know what led to that decision after spending so many years at

the State Housing Agency?

Nancy Rase: Yeah a lot of late nights over beer and wine but I

think the the final catalyst was really a combination of two things one right

from the beginning we knew we could do it better than it was being done because

the nonprofit's at that time didn't in this area didn't have scale they didn't

have a lot of capacity and they were working in just a little neighborhood

projects that they do one every three or four years well that doesn't work you

can't live off of that and so we knew we could do it right and then

the timing opportunity just opened up like the sun coming out. It was the end

of the the Schaefer administration no it was the end of the Glendenning

administration two administrations and you know having been through one

administration change two administration changes really you know Hughes -

Schaefer - Glendenning the prospect of another one was dismal. I mean every time

there's a new governor there's a new secretary and you got to do everything

over again, nothing's right from the previous administration, so didn't want

to do that again, especially considering the prospects of who would be governor

and then they made tax credits permanent and that was like the final

straw I mean you know we we knew that the tax credit program was a key

financing resource to make what the nonprofit that we wanted to run

successful and we just looked at each other and said let's do it and we did it.

We just left and did it... dumbest in hindsight it was a gutsy move but at the

time it seemed let's go do that

Kathy Ebner: Homes for America is a 501c3 nonprofit

organization I think you know the term nonprofit can

be confusing to some in fact you have often said that being nonprofit is a tax

status not a business strategy so what do you mean by that and why did you

choose to create a non-profit and not a for-profit organization.

Nancy Rase: Well first I have to give credit for the comment not to me but to Deborah Schwartz with the

MacArthur Foundation she often starts many of her presentations that way and

so I stole that line from her it's a good line! So yes I mean quite simply a

nonprofit organization is an organization that doesn't have to pay

federal taxes or state taxes but it is a business and it needs to be run like a

business it needs to have a stream of income that supports it. There are those

that believe nonprofits can be sustained on fundraising. I'm not one of those

people. I don't believe that's a sustainable business like that's not a

business that's... begging you know and I think a business is a

business you have a structure you have a plan a business plan that says here's

what I'm going to do and here's when I'm gonna do it and here's how I'm gonna do

it and here's what it's going to lead to and that is that's the key to success.

And just getting nonprofit status doesn't mean anything.

Kathy Ebner: And certainly over the years homes for America has achieved remarkable growth and in fact

the organization is really poised even and are a new era of great instability

but you know sort of looking back on those early years you know I'm sure it

was there a living you know day to day for a while week to week and when was it

you know when was it that you felt like operations really stabilized and you're

sort of solidly on that growth projection at what point was that?

Nancy Rase: well I it was probably really seven years into it. I mean you know the first

year there wasn't anything I mean Trudy thought she was getting paid when we

reimburse her for mileage because we didn't pay ourselves

she was driving all over the place just for making good money and better money

than me I was in the office running numbers but we I think it was about the

seven-year point where I didn't make less than staff you know we had

sort of a structure that made sense with a hierarchy of salaries we weren't

paying the salaries that we were able to pay now and in more recent years but we

had revenue coming in on a steady basis and not earned but received that's one

of my big biases I mean revenue earned is wonderful cash in the bank is what

you need and we had reached that point I think by year seven and then at that

point we realized that the way we were doing it didn't quite work

we were living off of development fees so every time you do a big project you

get a big fee and that carries you for so many years and then you get another

one and so we were fortunate enough to be given a big sum of money for us a big

sum of money it was almost two million dollars from a PRI it's called a program

related investment from the MacArthur Foundation and it was a two percent

interest money for ten years and that's when we really hit the big time because

we were able to leverage that money in significant ways and grow the

organization and that was the huge turning point for us.

Kathy Ebner: So of all the 80 projects communities that we Holmes from America has

developed over its years is there sort of anyone that really stands out as a

major accomplishment or is there something about sort of the historical

operations of Homes for America that you really feel was a great accomplishment

and and what about any significant challenges?

Nancy Rase: I loved every project we did

except one there was one that was cursed and Dana's laughing because she was

cursed by it too but... I loved everything we did I felt good

about what we did and you know we were Homes for America is unique. We don't

have a model deal that we do we don't do an 80 unit elderly building that we plop

on land all over the country. Everything we do is unique and tailored to the

neighborhood or the town or the city that we happen to be in. So we have maybe

not wise but a project that only has 17 units at McConnellsburg Pennsylvania

it serves a great need there and it's a wonderful community and then you know we

have 400 units in Hagerstown Maryland. We did that's the one going back to my

hometown and doing the largest project we ever did that probably means a lot to

me just that's ego isn't it? Forget that one - so each project meant a lot it really did.

Kathy Ebner: And so you know finally on Homes for America, what do you and I'm really

especially interested in hearing this answer do you think is the key to our

future success and our current success what's the one or two things that we

really need to pay attention to

Nancy Rase: Okay first and foremost is people I mean

the people that populate Homes for America make Homes for America what it

is and I have I am so proud of the people at homes for America. I mean it

means so much to me that you succeeded me it's just well sorta there's a few

months when she wasn't sure she wanted to do it but people are important you

have to treat people well you have to treat people with respect and you have

to give people the opportunity to grow and to be part of that organization and

everybody needs to feel like they're part of that they're an owner too of

that organization that it's as much theirs as anybody else's. I think that's

been our success and I think if anybody looked at our staff roster and saw the

longevity of folks at Homes for America, I think they would agree that the

staff are very key. and the other thing is have a solid

business plan and stick to it. You can't you know you have to be you have to be

flexible with your business plan because the environment changes particularly in

the affordable housing world there's always new policies at the federal level

you know you just get the hang of some program and damned if they don't cut it

and there's no more money for that so you have to be flexible but focused on a

business plan that has to make sense.

Kathy Ebner: So they're shifting to policy you bring up

policy so you know you certainly have had many successes at the local and

state you know policy level enacting changes really being instrumental in

some significant policy changes so you know how did your career experience sort

of relate to that and how you know how did you end up having that interest in policy work?

Nancy Rase: Well I I was really fortunate that in 1986 Governor Hughes

decided to make housing a priority it was he was on his way out that was the

end of his eight years and he decided to make housing a priority and there was a

lot of focus on the areas the finance areas where I was working and so I

really got to participate firsthand and helping to craft new programs ideas and

concepts for new programs that would fill a gap that wasn't being addressed

and to get some larger sums of money like the rental housing production

program and some of the programs that all of us that are in the business live

off of now enacted with the legislature and fortunately for me Trudy and her her

boss the assistant secretary Ardath Cade both included me very generously

included me in all the hearings and the drafting of the bills and all that work.

And I really came to like that - not as much as finance but but I liked that and

I felt i added a practical aspect that a lot of our housing laws didn't have.

Kathy Ebner: I think that's what's so unique about that contribution of

yours is that you could take that practical knowledge that on-the-ground

experience and really relate it to sort of a bigger policy level and that was you

know very important valuable contribution. Moving, continuing down, policy

and I know for the students in the room that may be interested in housing

finance so you had mentioned earlier about the low-income housing tax credit

program and certainly that the vast majority of our portfolio is financed

with that and it is certainly the key tool for affordable housing development.

So you talk a little bit about the unique features of the program and and

also talk about how the recent federal tax legislation that was adopted in

December affected the program.

Nancy Rose: Okay okay. Well first off you have to understand

the tax credit was born out of what we thought was the end of our world and

that sounds dramatic but the Housing Finance and affordable housing finance

industry had survived and thrived for many years... by state agencies

and local agencies issuing tax-exempt revenue bonds to finance

housing and investors "selling" or owners "selling" the passive losses in the

operations of that housing: the depreciation and you know that stuff

that accountants know about. And that was our world, and well forgot something

a very important, section eight we had HUD section 8 contracts that we could

marry to the financing and we built big beautiful hugely successful projects but

what could go wrong you know you had low-interest financing and you had

income stream to support that housing. In 1986 we had what we had this year a

major tax law change and they took away passive losses and that brought our and

and the section eight was no longer funded for new construction and

substantial rehab and that just killed our world.

And they adopted this thing called tax credits and we're all running around

thinking, "what is this?" "how do you make it work?" what do we do? and it took I'd

say a good five years for the industry to get a handle on tax credits in the

early years we had individual investors coming in and applying for the tax

credit so they could take a credit on their personal taxes but it wasn't the

big mega business that it is now with banks investing huge amount of money and

buying tax credits... it's a whole institution of syndication you know

Enterprise is a big syndicator of the tax credits I mean it's a big business now

but and interesting when it started some of the earliest transactions you know

the tax credits were allocated to States and the developers would come in apply

for the tax credits in a competitive process that wasn't real competitive

back then and they'd get an award of tax credits

and then they could sell those credits and then the buyer of the credits could

take a tax credit every year for ten years and the amount of the tax credit

was based on the to... keep it simple the cost of the project excluding some some

items so it took a while for that to catch on so some of those early sales

was like some of electric companies out in California that we all later learned

didn't really exist that bought the credits and they were buying them like

for thirty five cents on the dollar. The market today is a little weaker than it

was in its heyday but in this area where are you now about

still 90s 90 some cents on the dollar out in California you can get a dollar

seven a dollar ten on the dollar of tax credit so it's it it generates a lot of

equity if you think about it. If you're selling something over a 10-year term

and you're getting paid for you get the present value of it at closing or you

know during the construction process through closing - that generates in many

cases about a third of the cost of doing a development project

so if you have equity coming in and you're not paying interest to an

investor that investors getting paid through the credit they get on their

taxes - that's better than cheap money I mean

that's that there's a few catches but but it's an effective tool for our

industry that I don't know where we would be without that tool.

Kathy Ebner: and we've had a major shift in that program recently with the reduction of the corporate tax

rate yeah going from 35% to 21% well yeah I don't I mean I haven't seen that

big of an impact there was there was a lot of sort of concern and fear and I

think most of the investors adjusted before the tax law was even adopted

that's the level of confidence and so there was about maybe a 15% reduction in

you guys don't correct me if I'm wrong right there was probably about a 15%

reduction in in the value of the tax credit but I do think over time that

will creep back up there certainly doesn't seem to be a diminished appetite

for buying the credit that seems to be so strong some of the few investors

dropped out but it didn't wipe out the industry by any means I think it's I

think it's still the most viable, along with state funding resources, the most

viable resource for our industry.

Kathy Ebner: and there's also you even with the strength

of the tax credit program, there's obviously also needed federal resources

there's some gap financing that's received through the federal level sort

of the section 8 program is very important and you know we definitely

we've been having a roller coaster on that more recently at the federal level

with proposed cuts from them deep extinguishing cuts from the administration,

thankfully Congress did the right thing and funded the housing programs at a

reasonable level through September 30th but we're all sort of waited with bated

breath about sort of what FY 19 is going to entail, so you know despite these

challenges, you know we do remain optimistic because we need to so what

are you most optimistic about in terms of sort of the federal level and the

Appropriations and our ability to overcome those challenges?

Well I think my optimism doesn't come from the federal level it comes from responsible

states and you know there are huge amounts of resources that states not all

states but we're fortunate in this region that Maryland is a very generous

state with its resources and puts money into affordable housing and probably we

get more money from the state in Maryland than the federal contribution

that's directly for housing in Maryland so I think you know I'm optimistic that

Maryland will continue to support housing and that other states in this

region I think Virginia I think Pennsylvania remain responsible housing

agencies and will continue to supplement. What I worry about most it's easy to

be pessimistic and I tend to be a little bit pessimistic when we talk

about the federal government I don't know why exactly I just do but I think

what I worry about most is when they start to cut the Section 8 Rent

Subsidies and what that's gonna do to families it will hurt our industry but

it's going to hurt a whole lot of families a lot more than it hurts our

industry and that is that is a concern. I I do think that that there will be

efforts at limiting the length of time that a family can receive Section 8 and I

don't think that's all bad I just think it has to be done right and I fear that

it won't be done right.

Kathy Ebner: the future is certainly going to be interesting...

shift in housing policy more recently has been with focusing

affordable housing and higher opportunity areas. In fact the state of

Maryland has recently revised its allocation plan for - for a strong

preference to locate affordable housing in affluent areas areas that contain

employment opportunities, strong schools, etc. Can you sort of talk about what has

led to this change and and what are your thoughts about it?

Nancy Rase: well I think it's a

good change I very much support it I think housing should be I don't think

people who have trouble affording housing at the market rates are located

in any one place they're all over the place and they all want good things for

their families and their children which is to have a good education so I think

sort of concentrating housing in areas where you don't have good schools where you

don't have transportation where you don't have jobs it's really stupid so if

we're getting past that, hooray! It's time, it's past time. It will be challenging

I'll relate a bad experience that Homes for America had and still it still burns

me we had a site in Baltimore County Maryland and I speak freely about this

it was zoned for 50 homes and we were building townhouses and we had a model

that we used still to this day where we build rental townhomes using a tax

credit program but at the end of 15 years the families that live in those

homes can buy them and they can buy them in a way that it's affordable to them

and I think it's a great program it's a wonderful program and we're building

communities that are part of the greater community there's beautiful housing we

have the oldest ones in Annapolis and people are buying now or getting ready

to buy now. And Baltimore County at that time the state had a requirement that

the county had to approve every project that the state funded whether it was

zoned properly or not - and Baltimore County turned that project down because

they didn't want us to do affordable housing. And an affordable council person...

Her name was Cathy Bevins... I do have a venom about this. Cathy Bevin's council district

So the council... Baltimore County operates

and if I offend anybody I'm sorry Baltimore County operates under the

feudal system so everybody votes with the person that their district you know

whoever's district it is that's the way the vote goes whatever that person was

and she killed that project and you know we lost a fair amount of money on the

project but that wasn't important. What... was important

was that was the catalyst that got the law changed. That the state took out the

provision that gave a local government the authority to kill a project by

saying they have had to approve it before the state would fund it. And so

that law change put an end to I guess overt discrimination against affordable

housing. Now is there still underlying currents are there still challenges

absolutely! You know you will go into jurisdiction like Baltimore County you

won't get cash you won't get funding you won't get a pilot from them you know a

payment in lieu of taxes which is something that helps make housing more

affordable - but they can't be as overtly discriminatory against affordable

housing as they have been in the past so I think that's a good thing and I think

developers should find the nicest sites that they possibly can and the best

neighborhoods in the state and build build build.

Kathy Ebner: Shifting gears a little bit

then to the advice for the students in the room you know you have a lot of

experience certainly to speak from and specific in terms of affordable housing

you know what from it from both an academic standpoint as well as a

personal attribute standpoint what are the skills that you think are most

important to you really succeed in the affordable housing field.

Nancy Rase: Okay well I mean affordable housing is such a broad field that's sort of just about any

skill set can find a right place in the field and it is a wonderful field but

for those of you I mean a lot of folks here

probably in the finance and you know its finance is finance - whether it's affordable

or whether it's not there's different sources

learn the sources but don't be overwhelmed by the fact that oh that's

different than I just go in and get in a bank and put and then twenty percent

equity and doing a deal real easy don't be intimidated by terminology because

every industry has its terminology just learn it. You know don't be intimidated

by the breadth of the feeling there's so many things you can do in affordable

housing you can be the lender you can be the syndicator you could be an investor

in a few years give yourself a your time you can be a developer that's the best

you know you can finance it's just you can be in public the public sector the

public sector is a great learning ground if you get an opportunity being a

housing department in the public sector don't ever turn it down! Take it as a job

starter because it gives you a huge breadth of experience you won't get

anywhere else and always remember this: somebody says can you do that you say

yes and then figure out how to do it right and do it because you can do it

there's no two ways about it if you can get through this program you can do

anything that they put out there not to worry you can do it and that's what you

have to do you know don't be don't be cocky that that's not good

don't be arrogant but be confident you know be confident don't push people and

say I'm it's time for my next raise I need advance I need to get ahead but

always be the one that says yes when they ask if you can do something or if

you will do something just say yes and it'll get you to the top faster than any

other technique you could dream up unless your family owns a business then

that might be another route you could think about.

Kathy Ebner: you mentioned but the public sector and the private sector and obviously you

have you have a great deal of experience there but how do you how would you sort

of compare and contrast that you like what are the... and starting out early

in your career do you recommend public first and then private or you know what

what do you think about a transition yeah I mean I did public first and then

private because I learned so much and the public sector is certainly reliable

you're gonna get your paycheck you're gonna be treated the same as everybody

else, you're going to have a breadth of

opportunities that you might not have in a small private firm I think you know I

never regretted my years in the public sector, I actually think I thrived in the

public sector and you learn a broader spectrum of the field and the public

sector because you know in the private sector you don't touch policy too much

but that's a really good thing to know and understand and be involved in now

there are organizations like Enterprise at the you know sort of partners level

where there's a lot of policy work and emphasis and you know a few others in

the country but for the most part most of the policy around our field is

generated at the state and federal government level so I I never worked in

the federal government I can't speak to that you know unless it's a really good

Housing Authority I wouldn't that might not be a route to go these days but but

you know the State Housing Finance agencies the housing departments of

local governments those are great opportunities or start out with a small

development firm and you know somebody that's gonna teach you the ropes all the

way through and support you and help you you know. And one thing to I guess sort

of for-profit nonprofit just you know everybody thinks how much money am I

going to make? Well but that's not irrelevant to young people looking at a

career obviously you want to know you're going to go somewhere so the things you

have to weigh in that regard is sort of the state

system. If you're there long enough and you make that a career in the federal

system to the retirement at the end is really nice just you know if you're only

gonna be there 10 years 12 years it's okay it's a little extra you know but

you know you're not gonna be wealthy you're not gonna be rich but you have a

good lifestyle and a nice nice retirement and the private sector a lot

of people think well I'll have to work for a for-profit to make the money

that's not true. The nonprofit sector has become more

competitive with salaries and you know not the small community based on profits

as much as the more regional or national nonprofits in the field but there are

opportunities to work in the nonprofit sector you know to do good and to make a

really good living and build a good retirement. What you don't have is

ownership personally so you know you don't have the ability to sell off all

your properties and retire and you know go away on a sailboat to the islands for

the rest of your life and so those are considerations you have to make but I my

personal opinion is that the the nonprofit sector and the affordable

housing field is the most rewarding career anyone could ever ask for I could

never have had a better career I can't even envision what it might have been

even if I was the best tennis player in the world and played at Wimbledon and I

do love tennis it wouldn't have been as good as this.

Kathy Ebner: and so and so expand a

little bit so you know and what specifically a what way and it's true

that I think most people that are in the affordable housing field will say it is

they do it with such great personal reward I know that's true with myself so

what about it do you think is just so personally rewarding?

Well, boy all you have to do is go to an affordable housing project that you help

develop and see how much the people that live there appreciate what. They have

they have a nice home, they have a rent that they can afford, in some cases they

have an opportunity to become a homeowner

which is really big in some areas and and there and but you know what they all

say not not the seniors but you know what that is my kids are doing better in

school. And that is so important because it changes, that changes the

whole dynamic that breaks the cycles you know the children have the school

opportunities that you know they do what I do I'm the first first person in my

family to graduate from college. Next generation, every single one and so you

need things that break patterns that set examples and that's what the affordable

housing industry does for people who are struggling to make ends meet and raise

their families. And for the seniors, it gives them comfort and a place to

live, you know, happy collegial friendly filled

environment after having struggled their entire lives, in most cases and many of

the people that live in our senior properties never owned a home they've

always rented, and it gives them you know a very nice end to their life and I just

can't think of anything you know I've often think about what else I could have

done and I don't really even want to think about what I could have done I

think about what I did do and I feel good about it.

And plus all the nice people I get to meet and work with it's pretty nice.

Because I didn't pay Chickie to say that.

Kathy Ebner: As you should. I mean you certainly have a

remarkable accomplishment and you know just a stellar record in the field and

you know very proud of all that you have created through Homes from America

well you're my you're my most proud accomplishment. Yeah nothing makes me

prouder than knowing that you're running Homes for America now that's a great partnership. Thank you!

Seema Iyer: Thank you thank you so much Nancy and Kathy for such amazing

conversation I want to introduce our board member Willy Moore and I also

want to bring up Trudy Mcfall to say some concluding remarks.

Trudy Mcfall: Good evening. I'm that Trudy McFall that was mentioned.

Nancy Rase: nobody mentioned her last name!

I know, I'm like Cher I'm the chairman and co-founder of Homes for America and I

have known Nancy and worked with her on an almost hourly or daily basis since

1981 when I came to direct the state's Housing Finance Agency and if you're all

sitting out there doing some fast math yes that's 37 years we have worked

closely together and she has been a wonderful business partner and friend I

wanted to add kind of a different take I knew you were gonna be a lot of students

here so I thought well you're gonna hear about how smart she is and gracious and

wonderful and so probably I don't need to beat that you got that I'm sure and

it's all true but I thought well since I have been privileged for 37 years to

know this living legend I thought I would tell you what I thought were some

of the characteristics or attributes for success that might have some relevance

to your life obviously you've heard she's very smart

and she's very brilliant and it's all true and I

don't know where it comes from whether its DNA or cultivated or y'all

trained or so well here at this school I don't know but it's something that's we

can all aspire to but probably are not going to all reach that state, I know I never

did, so that's clear you know we can give that that it's great if you're really

smart and brilliant but I wanted to tell you about some other skills that might

be things you could think about in your life and career. I think one of Nancy's

special skills, and Cathy sort of alluded to it too, is an ability to care about

dig in and master extraordinary detail and then turn right around and dig in

and master and see the big picture and see how they come together. That's a

that's may sound I don't know what it sounds like obvious it's an incredible

skill that she could dig into a detailed reg and then tell you how it affected

the industry and then what kind of legislation we needed to go after in

order to do that so think about that you know as you developing a specific

detailed skill, boy think about where you can go if you can master the details,

master the bigger picture that they're a part of, and then articulate them to so

people can understand them which in our field is no small accomplishment I mean

Nancy was always brought in to explain things to Trudy because she knew how to

how to explain the complexities of all of the financing to somebody w

wasn't doing that on a daily basis. So I think that's a tremendous skill that

Nancy has and do not ever think that being laser focused and totally

determined is not the characteristic probably of all the living legends

you've heard here but it certainly is a characteristic of Nancy she is

absolutely focused on what needs to be done how to do it and do not mess with

her when she is doing it because she's on it and she is determined to get

things to the product. So that is a huge characteristic I think for success.

And the willingness to take risks. Man that's a biggie especially if you're

entrepreneurial and starting as we did a business - being able to to assess and be

smart about risk but then being willing to take it on your shoulders - you're

going to carry that you're going to create payroll you're gonna have staffs

whose lives are in balance for your being able to run a smart business, man

that's that's tough duty and being able to combine that and I know it took it

was stressful and tention and and made her grumpy sometimes even but man that is a

huge huge ability to do both in public sector as well as private. And lastly

just plain old do not do not confuse any of this with the bottom line that this

is the hardest working person in the world so when you're all done with all

these other skills and attributes man she would grind it out like nobody who

ever saw in terms of the hour and the and the focus and product that she would

produce so I think those are all really important skills that we might find in

all of our in all of our legends. Lastly I want to tell you what my advice

from my life with Nancy which is... find smart people seek them out

everywhere in your life at work at home find people who seem do you really know

what they're talking about really sensible and and wherever they are up

down around anywhere in your organization's or life and and set aside

any pride that you think you know stuff you know and go ask them ask them and

and listen and learn and take advice and and cherish them and acknowledge them

and I know that that was what Nancy brought to my life and I think it's a

really essential element in a complex field you're going you're going into a

complex real estate field. Nobody can know it all!

It takes a village and if you got smart people go find them and go use them and

build your successes together so that's what my experience with Nancy Race is.

Willy Morre: So my name is Willie Moore president of South Way builders and I happened to

serve on the REED Advisory Board. And South Way builders had the good fortune

to do their first project with Homes for America I think about fifteen years ago.

And it's been great for us ever since. This is a great honor for me being on

the board. The prior legends I think are people

that maybe the broader public associates with real estate. Kind of the class A

residential developers the class A commercial developers. And Trudy and

Nancy have built a company that is Class A in their market segment of doing

affordable housing. And I think that deserves a huge round of applause in

itself but I also want to just acknowledge that Nancy is also the first

woman who has been a legend here and I think its safe to say... (applause)

and I think she is also the first legend who is actually a graduate of UB.

So Trudy and I have the honor of being able to present this... I guess it's the UB's

lessons from legends Oscar. Our little award and we've got a gift bag from the

board to present so thank you very much

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Moon Buggies: The First Electric Cars in Space - Duration: 7:01.

SciShow is supported by Brilliant.org.

[♪ INTRO]

It took nearly a decade of work and billions dollars for Neil Armstrong and

Buzz Aldrin to walk on the surface of the Moon.

But you know what happened after those first historic steps?

They went back inside the lander.

Only two and a half hours later.

And in that time, neither of them even walked more than 100 meters from the lunar lander.

To do more science, future astronauts would need to travel faster, go farther, and carry more.

And to do that, they needed to stop being moonwalkers and become moondrivers.

Fortunately, NASA had just the tool for them: the Moon buggy!

Okay, technically it was called the Lunar Roving Vehicle, but c'mon.

The Moon buggy helped astronauts on Apollos 15, 16, and 17

do more science and bring back more samples than earlier missions.

And along the way, we built a really cool car.

Engineers had actually been thinking about how to build a lunar rover since the

early 1960s, but those first concepts were totally different.

Some engineers imagined heavy duty, fully-enclosed vehicles

that also gave astronauts a place to sleep and work.

Which was nothing like the final design.

By the time the Saturn V rocket was actually flying,

it became clear that there would be almost no weight to spare,

so the plans had to be scaled down a bit.

In 1969, the final contract was approved by NASA.

Then, the rover was put together by Boeing and General Motors.

It was built of aluminum alloy, weighed just 210 kilograms,

about a sixth of a modern-day compact car,

and had to fold in half to fit beneath the lunar module.

But it was also sturdy, and could carry 490 kilograms,

more than twice its weight and enough for two astronauts, their tools, and a bunch of moon rocks.

It even had space for some nice amenities, like seat belts, an armrest, and fenders.

So it was no Rolls-Royce.

But considering that it was a car on the Moon, it was pretty impressive.

The first Apollo missions had shown that the Moon's soft,

powdery surface could make for uneven footing.

So the Moon buggy had not only four-wheel drive, but four engines, one for each wheel.

Each produced only about 190 Watts of power, or about a quarter horsepower,

but the Moon's low gravity meant that that was good enough for a top speed of about

13 kilometers per hour.

The lunar roving vehicle also carried what might have be the world's first dashcam,

a TV camera controllable from Earth.

That not only enhanced the PR value of later missions, but allowed scientists at mission

control to look for interesting features as the astronauts drove around.

Still, even that wasn't the most impressive piece of equipment on board:

The Moon buggy also carried a revolutionary navigation computer.

Since the Moon doesn't have a magnetic field to move a compass needle,

and since surface maps didn't have much detail,

the astronauts were in real danger of getting lost.

And, let's be real: Everything on the Moon just kind of looks the same.

To overcome that, a first-of-its-kind computer combined data about the rover's orientation,

taken from an onboard gyroscope, with odometer readings from each wheel.

That let it track the vehicle's exact meter-by-meter progress across the surface

and plot a direct course back to home base.

And just in case that failed, each astronaut also had to learn to read

a special lunar sundial to determine their direction.

Single-use batteries powered everything, but power was never actually a problem.

Instead, the limiting factor was the rule that barred astronauts from driving

farther away from the lander than they had air left to walk back, a few kilometers or so.

That way, if the buggy broke down, they still had a way home!

All-told, the lunar roving vehicle seemed like a miracle machine,

and all that wizardry doesn't come cheap.

On average, each rover would cost about $60 million today.

Fortunately, we put them to good use.

Apollos 15, 16, and 17 each brought a rover,

and all were driven more than 25 kilometers over at least three hours.

With them, astronauts were able to bring back individual rocks with masses as much as

11.7 kilograms, more than half the total picked up on Apollo 11.

Also, since the lunar landers had to touch down a safe distance from things like big craters,

the Moon buggy opened up those areas for closer study on all three missions.

On Apollo 16, it enabled John Young and Charlie Duke to drive more than 150 meters higher

than their landing site in search of samples of the area's unique geology.

And the crew of Apollo 17 used their rover to deploy literal bombs on the surface.

Just in case you needed another reason to think Apollo astronauts were cool.

When exploded, these bombs created tremors picked up by seismic sensors

and used those to understand the physics of the Moon's crust.

The experiment revealed that the top layer of the Moon's crust is about 1.4 kilometers thick.

It's also a lot more broken up than similar areas on Earth,

probably because of the constant impacts from space.

All together, the Moon buggies were quintessential Apollo.

They were ultimately designed in only months and did so much with so little,

relying on clever engineering and state-of-the-art computers to enable exploration.

Without them, we'd probably know a lot less about the Moon than we do today.

Which might make them a little cooler than, say, a Tesla.

And, hey, what's more American than a car on the Moon?

So, NASA scientists had to do A LOT of creative thinking and problem solving

to figure out how best to design and use the Moon buggies.

And that made me want to work out my own spatial problem solving skills.

That's one small step for man, and now I'm really tired.

Anybody got a moon buggy anywhere?

Brilliant.org has a ton of great spatial reasoning quizzes, and today I'll be taking the

3D Geometry Puzzles Shortest Distance quiz.

[tires squealing]

It starts out a little like the story of the tortoise and the hare,

but it's an ant and a fly trying to make their way through a 3D cube.

They even put them there so you can visualize it, and I think they're pretty stinkin' cute!

In this case, the ant definitely has the longer distance to travel,

because it can't fly through the cube and has to walk along its edges.

As you get deeper into the quiz, it gets more complicated and

I almost wanted to make a 3D model to help me think through the distance.

[honking]

What's cool, is that I'm not alone in this.

When you view the solutions, Brilliant has created 3D to 2D models

to illustrate how to think through these problems.

So give them a try.

And right now, Brilliant.org is offering the first 77 SciShow Space viewers

that sign up at brilliant.org/scishowspace 20% off their annual premium subscription,

and you'll support SciShow Space, so thanks!

[♪ OUTRO]

For more infomation >> Moon Buggies: The First Electric Cars in Space - Duration: 7:01.

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Geek Squad Same Day Scre...

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Manifestation f*cked up & how to fix it! w/ Mackenzie Fly - Duration: 6:10.

We all know what it's like when we want to manifest something

But it just doesn't happen. Usually if that's the case it's because we're too attached to the outcome

We want to have the perfect outcome that just makes the manifestation more difficult. Today I'm here with my friend Mackenzie

She just moved to Berlin like two months ago

Yeah, like I officially officially moved to Berlin two months ago. So Mackenzie has her own Channel as well. What's your channel about?

so my channel is about

spirituality

self-improvement also a little bit of law of attraction

But even the travel vlogs. I think Mackenzie... she has so many stories to tell in general

She's done so many amazing things

but this is gonna be a story about a

Manifestation that went wrong and well just tell us a bit about what actually happened

And then also we're giving you an insight on what she did instead and how life has played out after that and how you can

Just make your manifestation work after all. So basically what happened was I had this great year of 2015

I graduated from University, and I went I did this like six month backpacking trip

So I came back from that trip on this super high vibration. I thought I could do basically anything. Where was the trip?

Yeah, I went to China and India, and then that was the first time I came here to Berlin to Germany. Oh, okay

Yeah So that was when I kind of decided I wanted to maybe move here at some point so I went back home to the States

And was like high on life

I'm like ... loved it!

But then I ended up getting a job

interview in San Francisco as my plan like get home traveling with San Francisco like we're first startup like that was my plan and

I had this job interview with the startup there. I took a road trip

I was living in LA before and I took a road trip up and I bought new clothes

And I was like manifesting living in San Francisco. What did you do to manifest it ? Basically

I was always constantly thinking about okay like my house kind of like this like I wanted to be like this

It's gonna be within this price range so that was all that I searched for so that was constantly coming into my inbox, I made

sure that I had everything in order to prepare myself to move I

Had put San Francisco on my wallpaper on my iPhone and on my background on my computer

And I was just constantly thinking about it. Just being like this is gonna happen like my job interview went super well

They had called me back like they wanted a little bit extra information like I really that I had gotten the job

Did you want to move there for the job or just to like live there? I just wanted to live in San Francisco

I was thinking oh

I'm gonna tell like my grandkids the first job that I ever got was like at a startup in San Francisco like

I had this whole thing planned out and I was for sure 100% like this is gonna manifest for me

And then they job ghosted me, so they like never called me back. So you know when guys ghost you

That's the experience I've had and now she was ghosted by a job

Yeah, by a job like I really thought I had it like they were like oh

This is great like we'll call you back

And then I was like emailing them calling I tried to show like my persistence with them

Yeah, and then they did never call me back.

So that was it?!

How did you proceed like once you noticed okay they're definitely not getting back to me

There's something wrong like what was the next step you actually took?

So I think this is where my manifestation went wrong because I think I thought maybe it was for the job

But I think I should have at the time realized it was for San Francisco

Keep the positivity, and then you're also when you're more positive you're gonna become more clear, but usually think for me

I just got immediately negative

and then I

It didn't even occur to me at that point that maybe I just wanted to move to San Francisco

Yeah, because I was just in such a negative state

It wasn't even clear to me what my wants were at that point

If I had just kind of let it go and be more positive and just kind of got super more clear

Then I think maybe things would have turned out exactly I think it's all about it all comes down to intention

I mean, it's a new thing for me as well, but I try to set an intention for it everything I do

Starting in the morning. I wake up like why am I waking up what am I gonna do throughout the whole day?

just like set intentions for all the activities you do throughout your day

Puts your in a more positive vibe you're more positive, things will get attracted to you easier. I could have said okay

I didn't get the job, but I still want to go so I'm gonna go. Exactly!

It's not like ya was your only option to get that job. Yeah, there was so many options

But just for some reason because that job like job ghosted me. I just was like

Alright, then I guess San Francisco.. Yeah, I guess San Francisco is not meant to happen. Which I don't think looking back

I don't think it was. I feel like the universe has all these greater plans and now being here in Berlin

Definitely I'm so happy now. You can connect the dots .

yeah exactly, but I'm at the time I was pretty devastated

What did you do after that because then you accepted okay That's not what I'm gonna. Do so what was ... how did you proceed life basically?

after that happened, then I ended up not getting any job

So I had to start waitressing, then I started working in tourism and stuff

You know things kind of snowballed, and then now I ended up here. Basically always ask yourself what you really want

And why you have that desire just like you said you wanted to move out of your parents house

So that was actually a thing and then you wanted to make money, but then obviously you didn't have like an exact goal

But you get the money. It was more about the fact of just having the money be able to move out

Exactly just think of all the steps that are in between and how you want to design

Them in your own life because you do create your own life

So it's really important to just get really deep inside your thoughts and be like okay. Why do I want this?

How do I want to feel and that's what I keep teaching and almost every video, once you have that desire

How do you want it to make you feel just be really clear on your intentions on your goals on your desires on your feelings

reaching those desires, and I think you will be good. Thank you so much Mackenzie for being in my video!

We went to VidCon together, so maybe you saw her in my other video. I don't even know if you're in it

Are you in the video? I don't know... I still need to watch it. Yeah, I just yeah

GO WATCH IT

Thanks for watching guys

Don't forget to subscribe if you like my channel my content and give this video a thumbs up if you liked it! Bye

For more infomation >> Manifestation f*cked up & how to fix it! w/ Mackenzie Fly - Duration: 6:10.

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Canon Love Lenses Macro Lens Sale - Duration: 1:01.

Hey, it's Chris Niccolls here from The Camera Store and right now Canon's Love Lenses sales

event and you're going to save big dollars on these beautiful Canon lenses!

I brought some macros to show you today.

This is the Canon 100mm macro, it's their L-Series, that means it's rugged, it's optically

brilliant, you get a bright F2.8 aperture.

I really like that you get good working distance from your subject, so you're not going to

have to be right in there, scaring bugs away and things like that.

It also has image stabilization that really helps steady out those macro shots.

But over here we've got the ultra compact and lightweight Canon EF-S 60mm macro.

This is perfect for smaller sensor bodies like the Canon Rebels, or the Canon EOS 80D, it's

a fantastic lens for that work!

You're going to save a tonne right now.

The 100mm macro is going to be $999, you're saving $310!

And the Canon EF-S 60mm, you can get for $499.

That's a savings of $190!

So don't miss these big sales, go to canon.thecamerastore.com and save today!

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How to Stay Healthy While Traveling & HappyLuxe Travel Set Giveaway | 9 Tips to Follow! - Duration: 7:40.

Hi there, it's Ernest from Trip Astute. In this video, we're going to talk about how

you can stay healthy while traveling, and also tell you how you can enter to win

an awesome travel set from HappyLuxe.

(light chiming music)

Even though a lot of us travel to get away from the stress of our normal lives,

it's no secret that the process of traveling can be pretty rough on the

body. I don't know what it is, but even though I don't often get sick in my

daily life, I've gotten sick a few times while traveling. And it's really not a

fun experience. The time differences, changes in our diet, and lack of sleep

can all contribute to lowering your immune system. And being in a crowded

place like airports and airplanes probably doesn't help either. So in this

video, I wanted to give you some tips on how you can stay healthy while away from

home. Some of these things might seem really basic and obvious, but I'm hoping

that our video sparks some new ideas and approaches that can reduce the chances

of you getting sick when traveling. So, let's go through the list. Number 1: Get

proper immunizations. This is really important, especially when traveling to

developing countries. You'll want to see what the recommended immunizations are

for your destination. I recommend checking out the US CDC website for

specific guidelines. The site breaks out the recommended immunizations into three

categories: all travelers, most travelers, and some travelers. For example, if you

look at Vietnam, the CDC only recommends that some travelers get malaria

medication since the risk is mostly isolated to rural areas. Another thing to

consider is to get immunizations sooner rather than later.

Some immunizations or medications take a few weeks to be applied or active in

your system, so you want to give yourself at least a month to prepare before your

trip. Number 2: Disinfect dirty surfaces and your hands. If you've seen a couple

of our videos, you know how much I love sanitizing wipes. They are really useful

for keeping notoriously dirty surfaces clean like your airplane seat

tray and can also be used to clean your hands

when you're in a place where there isn't running water in the bathroom.

I honestly carry them everywhere and they are one of the most useful items in

keeping me healthy and clean when traveling. Number 3: Stay hydrated.

This is really important. Being on a plane with low humidity can definitely

lower your immune system and stress your body.

I recommend sipping on water throughout your flight rather than drinking a lot

at once, and also avoiding caffeinated drinks and alcohol. Number 4: Avoid

unsafe drinking water. You'll definitely want to check out whether your

destination has clean drinking water. Luckily, bottled water tends to be an

easy and accessible option when traveling. If you're looking for more

information on avoiding unsafe drinking water, check out one of our earlier

videos on the topic. Number 5: Avoid uncooked foods. Salads and raw foods tend

to be an easy way to get sick, mostly due to being washed in unsafe water. It can

be really hard to avoid, especially when you order a sandwich and you find

raw vegetables inside. We also did a video on the topic, so check it out for

additional tips on avoiding a food illness. Number 6: Eat probiotic foods.

One of the things that I love to eat which I believe improves my immunity is

yogurt. I'm also a bit cheap, so sometimes I'll go to the local store and

buy yogurt instead of eating breakfast at a hotel in order to save money. Of

course, there are other probiotic foods that you can eat that can help promote

healthy and protective bacteria in your body. So definitely check out the links

in the video description. These foods can definitely help promote good bacteria in

your gut to protect you from illness. Number 7: Pick a window seat. There are a

lot of statistics out there that say that window seats are the healthiest

seats which are less likely to be in contact with people going up and down

the aisle. To be honest, I usually prefer an aisle seat just because it's easier

to go to the bathroom. But if you plan to sleep on the plane, having a window wall

to rest your head against can be extremely helpful. As an extra tip, I do

recommend wiping down the window surface if you plan to rest your head

against it. You never know if the person flying before you was sick,

so it's good practice just to minimize exposure. Number 8: Wear a mask. Okay,

I'm not really gonna tell you to do this, especially since I've never done it

myself. But you'll see a lot of folks, especially in Asia, wear the medical

mask while traveling to avoid either spreading illness or being exposed to

germs. While I think it's probably very effective, I don't know that I would feel

comfortable wearing one. Not just because it looks uncomfortable, but sadly, I think

I'm just too self-conscious and would worry about others thinking that I'm

sick or contagious. And finally, number 9: Get plenty of sleep. Sleep is a

major contributor to your health and particularly your immune system.

Traveling can often hurt your ability to get consistent sleep, and throw in some

time differences and jet lag, and you're talking about a lot of stress on your

body. I personally struggle to sleep on a plane, but I recently posted a video on

what I do to rest and relax during flights. Definitely check it out for more

information. On that note, in the how to sleep on the plane video, we featured a

travel pillow from HappyLuxe that I thought was awesome. It's actually one of

the only travel pillows that I've used that has helped me to sleep on the plane.

Also, what we found is that it works great as a guest pillow at home or in

situations where you might not have a decent pillow, like at some hostels and

hotels. Having the right pillow can definitely help on getting rest and

sleep when traveling. HappyLuxe has offered to provide two of their luxury

travel sets for a giveaway. This includes their Odyssey pillow, Escape sleep mask,

and Wayfarer wrap. That's over $70 worth of luxury travel gear! To enter, all you

need to do is visit our website and enter using our contest link. I've

included a link in the video description. You don't have to purchase anything, but

there are multiple ways to enter and gain entries. By signing up for some of

our social media channels, you'll not only earn an extra entry into the

contest, but you'll also get content that we share outside of YouTube. All you have

to do is click on any or all of the options to enter. The more options you

complete, the more you'll get, and of course, there's no

pressure to enter. We will randomly select two winners on April 28th. Keep in mind

that the contest is only for US residents. Though if you're not based in

the US, don't worry. We're gonna have another Amazon gift card giveaway that's

open to everyone when we get the 5,000 subscribers, which hopefully will be very

soon. Lastly, HappyLuxe is offering our audience a 15% off discount code on

their products from their website. Just use code TA15 to receive the discount.

We love their products, so we're excited to share this offer with you. So, what

things do you do to stay healthy while traveling? Please share your tips below

in the comments section. If you enjoyed this video or found it useful, please hit

the "like" button, and if you haven't done so already, please consider subscribing.

Also, if you want to be in the loop of channel activities and giveaways, then

sign up for our weekly newsletter on our website. Until next time, travel safe

and travel smart.