An Giang info: Youtube daily report Nov 19 2017

Hi everyone, this is Yana Smakula for simon says stamp.com and thanks for joining me today.

Welcome to another episode from my by-monthly Yippe For Yana video series!

In today's episode I wanted to go back to pencil coloring on Black cardstock, but offer

a simpler easier to color idea.

So today I'm using a fun background stamp from Hero Arts - this is Christmas Lights

Bold Prints stamp and it's a 6x6 cling stamp.

I have a sheet of black cardstock, this is cardstock from Simon Say Stamp, it is smooth,

but still has a bit of tooth to it and it's cutial to make sure your paper has some tooth

as this is what will effect your coloring with colered pencils.

Basically you need to use paper that has some tooth to it to be able to color well with

colors pencils.

I've prepped my paper with my anti static powder tool, I usuallu like to use my other

tool as it covers a larger area faster, but I took it to a crafty retreat and haven't

yet unpacked my bags even though its been more than 3 weeks now.

But I had a good reason my mum was visiting me from Ukraine, so I have been very busy and this is my excuse

for not unpacking the bag.

I'm using Simon's embossing ink to ink up this stamp and going to stamp it twice just

in case onto this black cardstock.

I am using my misti stamp positioner to make sure I get a perfect impression and to make

sure I have that ability to double stamp my image.

I love to use Simon's Antique gold embossing powder on black - so this is the color of

powder I am using today.

I think I was planning to use white at first as I was going to go with blue and white colors

for this card, but I forgot and also because using Antique Gold is like a habit for me

- I subconsiesly reach for it every time.

I used a dry paint brush and cleaned up some stray embossing powder particles and heat

embossed this background with my heat tool. You have to remember

This card design will not look like much at first as it's rather simple, but it will have

a cool wow factor once we get to the very end.

Once my heat embossing was done I used a regular pencil eraser to get rig of the anti static

powder on my paper - I just went over the entire panel with my eraser.

I picked Faber Castell Polychromos pencils for my coloring today, you can also use Prismacolors,

but like I mentioned in many of my previous videos I happen to prefer Polychromos better,

I think they are higher quality and I don't know, I can't explain it - I just like these

pencilns much better compared to Prismacolors.

I still use prismacolors especially since I have a huge 150 color pack of them, but

my crafty heart prefers the Polychromos.

I picked just 4 pencils - 2 blue (a lighter and darker) and 2 white (actually a white

and a very light gray).

I did trim my panel to 4 x 5 1/4" before I started coloring as I didn't want to color

any unnecessary space, this kind of coloring just like any other kind of coloring really

does take quite a bit of time.

I made sure to sharpen my pencils, I know this might sound like a silly advice - we

all know we need to sharpen pencils, but I often forget to do so or avoid sharpening

them for as long as I can so that I don't waste any of the pencil, but sharpening the pencils

really does help especially when coloring tiny spaces like these Christmas lights.

So if you watched some of my previous videos where I shared pencil coloring on black cardstock

and felt intimidated - this is a much much simpler version, the same appoach, the same

look, but really a simpler version of a colored background.

So I enourage you to give this idea a try - if you don't have this particular background

stamp, look through your stash - maybe you have a similar stamp, or just a string of

lights that you can heat emboss multiple times and go ahead and color.

It's fun and it's relaxing.

I come home from work at 5 oclock, have dinner and I look forward to coloring a background,

it lets my mind rest and I enjoy this process tremendously.

So I decided to color my lights blue and white.

You can have additional colors, or you can color these in just one color - whatever you

like best, maybe you want these to be traditionally red and green or vintage pink and teal.

Do what makes your heart happy.

I tried coloring about every other light blue and next colored what was left white.

I have found for this particular card I liked laying light color first and coming in with

the dark color and not vise versa.

Quick tip of you - if you make a mistake and accidentally color where you aren't suppose

to - you can erase some of the pencil with a pencil eraser.

I'm not sure if this will work on white cardstock, but this has worked for me a few times on

black and it's been very helpful.

My coloring process took about 20 minutes and I was really happy with how this background

turned out.

This card idea was actually inspired and prompted by a card I did earlier using same stamp set

- I was writing a blog post for it and I though about coloring these lights with pencils and

as soon as my post was done I went and tested my idea out and it worked!

To create a sentiment for this card I used one of Simon's older sentiment stamp sets

- this is Peace on Earth set and I heat embossed a long skinny sentiment that reads Wishing

You The Happiest, Merriest, Brightest, Most Fun Filled Christmas Ever.

I really like this stamp set for non standard messages like this one - it's not often that

I use it, but I do like having a tall skinny sentiment like this in my stash.

I foam mounted my background and my sentiment onto a card base and that's where the real

magic started to happen.

I knew I was to jazz my background up so I used a Wink of Stella Gliutter pen and asdded

generous amount of glitter onto each of my lights.

As I was doing that I noticed I didn't color every light, I missed a few - so I went back

to my pencils and colored those.

To spice this card up even more I used glossy accents and coated each of my lights - this

really made my card pop and pulled the entire project together.

So this finishes this project!

I hope you'll give this idea a try. And I really do hope that you fill less intimidated now.

As always, do tag us on social media so that we can take a peek at your projects. I would love to see what you make.

Be sure to give this video a thumbs up and to subscribe to this channel if you haven't

yet done so. If you are subscribed but you are not receiving the new video notifications, make sure to check

the bell icon on the home screen of the youtube channel to make sure you receive notifications about all the new videos

Thanks so much for jouning me today, I'll see you next time, bye!

For more infomation >> Christmas Lights on Black in Blue & White - Duration: 7:40.

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Thankgiving photos // 3 tips// that don't suck - Duration: 4:08.

hello shutterbugs if you want amazing photos for your Thanksgiving dinner this

is a video for you

before we start with our amazing tips first don't forget to subscribe and to like

this video so you can get more videos about how to pose how to make great

photos I'm also going to leave you a link below to brownie flash you will

know what it is at the end of this video so now let's start thanksgiving it's a

wonderful holiday and my favorite thing about it it's the pumpkin pie

if you make it from scratch and spend hours hours or in all these food you

definitely want some killer photos to be able to post on your social media

with your friends that cannot be around for whatever reason so let's dig

in and let me give you three tips that are gonna make your thanksgiving

photos bomb number one lighting of course Lighting's Queen in the situation

because as I always say taking photos is drawing with light so it's very

important that you know how to manage this so if you're in the kitchen maybe

the light that it's available it's not gonna be the best one I unless that you

have like one of those kitchens that have light everywhere natural light everywhere

but if not just grab a table put it close your window position your food

very close to the window and start snapping the difference in lighting it's

gonna make a huge difference in the final product and you're gonna be able

to show all the time that you spend on making this dish amazing the second tip

it's to go to a dollar store yes the dollar store it's probably one of favorite place in

the world for props and Amazon very cool for props so yeah of course that the

food itself can look very very pretty but it makes it even prettier if you

step it up a notch so maybe you can make the layers make layers with different

props so you can use flowers. is the point is to make it very appealing with the

composition so try to play with it some props I'm putting in kind of like a

messy organized way so your photo can go from a simple snap to actually something

a little bit more elaborate especially because for this props you can actually

make it look that it's a Thanksgiving and it's not just another ocasion

so you can give it a touch of fall colors that was gonna make it look more

related to the season. And my last tip it's to definitely go close it's so much

better especially into photography when you get into the little details of your

shot don't go too broad because maybe you

see the table the window like all the stuff that you trying to set up just go

a little bit closer it's gonna make your composition better because you're gonna

be a little bit more of a restring in the area that you're taking photos off

so that's gonna push you to go very detail-oriented that is gonna make the

shot better also if you're taking this photo with your phone don't forget that

you can actually focus something specific for example like if you're like

I am that I love pumpkin pie well you can definitely focus your pumpkin pie

just double-click where the pumpkin pie is and it's gonna focus that area

specific given the pie little bit more of relevance in the shot and making

everything else a little bit more blurry again guys don't forget to subscribe -

like - comment - check the link below that it's Brownie flash.com which is

my online store where I sell amazing and fun accessories in camera shape so if your

fun cool you need to visit you definitely gotta enjoy it see you next

time and enjoy the holidays hey and if you like pumpkin pie

leave it in the comments below I want to know who else share this passion about

pumpkin pie let's get closer

For more infomation >> Thankgiving photos // 3 tips// that don't suck - Duration: 4:08.

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【MMD】ピチカートドロップス / Pizzicato Drops 1440p60fps - Duration: 3:36.

For more infomation >> 【MMD】ピチカートドロップス / Pizzicato Drops 1440p60fps - Duration: 3:36.

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Miniature Superman || DIY Charm || Cute Superhero - Duration: 8:40.

For more infomation >> Miniature Superman || DIY Charm || Cute Superhero - Duration: 8:40.

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YouTube TV Now Available

For more infomation >> YouTube TV Now Available

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Danse avec les stars – Agustin Galiana embrasse fougueusement sa danseuse et elle n'a... - Duration: 2:27.

For more infomation >> Danse avec les stars – Agustin Galiana embrasse fougueusement sa danseuse et elle n'a... - Duration: 2:27.

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NUL/ L'hôpital des Nounours - Duration: 2:48.

For more infomation >> NUL/ L'hôpital des Nounours - Duration: 2:48.

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How to Survive Facebook's Algorithm Changes....again - Duration: 7:02.

In light of the most recent changes to Facebook's news feed where they're testing removing 100%

of organic brand pages posts out of the friend feed timeline and putting them into a separate

page feed timeline, I am - once again - shaking my head and saying ...

"What were you thinking?" Apu, The Simpsons

Exactly, Apu.

What were you thinking, giving all of your audience building efforts over to another

platform where you're really only renting space?

"Whatchyou talkin' about, Willis?" Arnold, Diffrent Strokes

It's not just Facebook either.

Just look at the list of rented space calamities of late.

Vine just decided to shut down without much warning, stranding all sorts of Vine stars

to go and rebuild an audience somewhere else.

YouTube is limiting video monetization for those who produce non-G rated content.

Instagram's algorithm changes a few months back drastically changed reach for its many

users, and the list goes on.

Today, I'm going to make a case against building your audience on rented social platforms,

and I'm going to give you some alternative strategies to help you build your audience

in a way that you can have a direct relationship with them.

"Look at my face.

Connect with me.

Ha ha ha ha ha!"

"What in the hell?!"

"Well I didn't know what to do!" Community

Or at least benefit from those social platforms without selling your soul.

My name is Tara, and this is Truly Social.

Building your audience on rented platforms is akin to building a mansion on land that

is owned by somebody else.

At any moment the landowner can increase the rent, sell the space around you (to an abattoir)

or just plain old kick you off.

You never really own your mansion, and there are so many brands that keep doing this.

Investing a whole ton of money, resources and time into building their following on

a single platform. Then getting upset when that platform tells them that they need to pay

up to reach that following.

"Boohoo, let me play a sad song for ya on the world's smallest violin" Mr. Krabs, Spongebob

And yes, I know these platforms allow you access to a larger audience, but as you see,

what these platforms giveth, they can taketh away.

In my experience, no matter how awesome and friendly the platform is

at the outset, they will taketh away.

It's one of the only guarantees in social.

The first commandment: What the platforms, giveth, they will taketh away.

So, how do you avoid this?

Do you not post on social platforms at all?

Well, that isn't the answer either.

You should totally be taking advantage of the giveth part when it arises.

However, there are a few ways in which you can be smarter about doing this.

You can deploy one or all of the following strategies.

Buzzfeed-ify, Send them home, or Build a community.

Let's start with the Buzzfeed strategy.

Buzzfeed gets most of its impressions via social networks.

They have a multi-platform distribution model.

This means that they produce one video and then adapt it for various platforms.

The same video lives on YouTube and Facebook and Instagram and Twitter and now LinkedIn,

Giphy, probably Vimeo (but why?), Snapchat, Instagram stories, et cetera, et cetera, et

You get my drift.

"Sure sure sure sure sure sure sure…yeah" I Heart Huckabees

That one piece of content is created, then adapted to suit each platform in post-production.

Some people call this microchunking.

Shoot one video and adapt, adapt, adapt.

Right one listicle or article and adapt, adapt, adapt.

Stretch that content, baby.

"Oh Yeah!" Kool Aid Parody, Family Guy

The key to Buzzfeed-ifying your content is to brand the living &$% out of it everywhere

it goes.

Watermarks, top and bottom branding, common elements.

To Buzzfeed-ify, you don't care about how much traffic you drive anywhere else.

It's all in the reach and the brand building.

You just go where people are and get your content in front of them.

BuzzFeed-ifying requires a great post-production team.

We're now doing this for our clients, and I've just had to expand my team a lot in order

to do this.

There's a lot of work involved.

The next strategy is to coax them home.

This strategy is about always building in ways to get anyone coming across your content

on social platforms to go to an owned property like a website or a newsletter.

Love this video?

Go sign up for our Daily Distraction newsletter.

No, really.

It's a good one.

We cover every meme so you won't miss anything.

You won't regret it.

Click.

"Lay it on right here. Do it. Do it." Starsky & Hutch

The trick here is that you need to give them a compelling reason to click.

The content that they leave the platform for needs to be super, duper, trooper amazing.

In general, people do not like to click and leave Twitter or Facebook or LinkedIn or any

other platform that they're on.

They are in the middle of scanning their feeds.

Take them outside of that, that breaks that momentum.

Only the really good shit will get them to click.

"You had my curiosity, now you have my attention," Django Unchained.

Some good %^$ includes

White papers with legit awesome data and content that will really help them improve their job

that they do or their lives.

Click bait that is totally worth it.

Don't disappoint people with click-bait.

(You'll only fool me twice!), and stuff that gets your audience made, paid, or laid.

I know it's crude, but we are human.

"Well, nobody's perfect." Some Like it Hot

If you can get people's email addresses or sign-ups on your own properties, you can take

them anywhere else you go.

Finally, you can build a community.

This is the hard but super rewarding one.

In order to build a community, you have to do more than get them made, laid or paid.

You have to give them something to believe in.

You have to serve up inspiration, awe, a reason for being.

"You. Complete. Me." Jerry MacGuire

When you have a higher purpose, or as we used to call back in the citizen agency in early

coworking days, "higher porpoise," and that higher purpose aligns with others, you can

build a community around it.

Get in front of that parade.

Give people a centre to rally around.

Lead a movement.

Tap into something bigger.

Communities are the strongest audience you could ever build, and as long as you're true

to your purpose, or porpoise, they will follow you anywhere.

"We're not worthy! We're not worthy!" Wayne's World

Each one of these strategies is a way to leverage the power of these social platforms without

losing the investment:

Buzzfeed-ify, send them home, and build a community.

My personal favorite is building a community, but it takes passion and commitment.

Whatever you do, stop building that mansion on Facebook Island.

It's not the numbers of followers there that count.

It's the number of people who give a real darn about your organization that counts.

Be smart about leveraging their generosity.

Build your mansion on wheels.

My name is Tara, and this has been Truly Social.

For more infomation >> How to Survive Facebook's Algorithm Changes....again - Duration: 7:02.

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Alain Delon brisé par la mort de Robert Hirsch - Duration: 2:03.

For more infomation >> Alain Delon brisé par la mort de Robert Hirsch - Duration: 2:03.

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Аниме приколы | Anime COUB | Аниме приколы под музыку #18 - Duration: 8:38.

For more infomation >> Аниме приколы | Anime COUB | Аниме приколы под музыку #18 - Duration: 8:38.

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THE RETURN OF FPSANNIEH !!! + OSU! GAMEPLAY - Duration: 2:51.

Is this thing on?

Hello guys! What an intro

Hello guys. It is annieh99 not FPSANNIEH and I will explain

i'll explain why I've changed it. Most people know me as annieh99 since my ps4 gamer tag

is annieh99

And I also had the snapchat (with the same username) but I got rid of it. And I think it is easier to find.

Also found that YouTube allowed me to change my HTML

link thing so I changed it to youtube.com/annieh99.

And I am so happy because you know how it feels to have your own html link.

So yeah in this video, I'll be explaining

that I'm making a return and I promise this time I will upload videos because I have tons and tons of ideas. Look. See? See? I have so many ideas.

And the reason why I'm making a comeback on YouTube is

Is because before when I was doing Cod videos on my youtube channel

I basically ran out of ideas so I switched to streaming in because it helped me interact with people easier

I had a couple issues ,a ton of excuses, I had internet issues

I was streaming at times when people were like at work or

doing something else and my viewership wasn't a good. Like sometimes I would have

like 30 viewers but sometimes it was like 10.

And also I couldn't do it because of education and I had a part-time job. But now that I switched college and switched my course

I pretty much have a lot of time since I attend college only 3 times a week and I don't have a job yet.

I'll be introducing games such as this one, which is called osu! And I will later on do a video

on what "osu!" is, if you guys do not know already.I will be doing overwatch.

videos and I'll be doing maybe destiny too. And also I will be probably doing Vlogs.

I do not know how that will go but

I'll be doing a vlog, I think, next week

I am not sure, I think it is next week where there is this Japanese event I will try and Vlog. Hopefully, I am allowed to record it.

So yeah, I am looking forward to doing YouTube videos since I have a lot of spare time.

Also I forgot to mention that the videos I'll be

uploading on my channel won't be professional in terms of gameplay. They will be entertaining videos

So Like, Comment, Subscribe if you guys are excited to see more!

I will leave social media links below if you guys want to follow me on twitter, Instagram and add me on snapchat.

I sometimes make my snapchat public and reply to people :)

For more infomation >> THE RETURN OF FPSANNIEH !!! + OSU! GAMEPLAY - Duration: 2:51.

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Le calmant naturel pour votre chat 🐱 : le zylkène - Duration: 8:28.

For more infomation >> Le calmant naturel pour votre chat 🐱 : le zylkène - Duration: 8:28.

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【MMD】ピチカートドロップス / Pizzicato Drops 1440p60fps - Duration: 3:36.

For more infomation >> 【MMD】ピチカートドロップス / Pizzicato Drops 1440p60fps - Duration: 3:36.

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😨 8 minutes pour RÉDUIRE ton STRESS (Sandra Painbéni d'Oser Parler En Public) - Duration: 5:31.

For more infomation >> 😨 8 minutes pour RÉDUIRE ton STRESS (Sandra Painbéni d'Oser Parler En Public) - Duration: 5:31.

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¿Un día en una isla desierta en Fiji? Descubre Nanuku Island desde el aire 🏝 - Duration: 0:51.

For more infomation >> ¿Un día en una isla desierta en Fiji? Descubre Nanuku Island desde el aire 🏝 - Duration: 0:51.

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UNBOXING - Orange Caramel PHOTO ESSAY BOOK : YOUTH JOURNEY (French w/engsub) - Duration: 6:39.

Hi guys ! Today I am back with an other unboxing video, and I just received this in the mail so I'm gonna quickly tell you some things before starting

I have ordered this on KpopTown and I have paid 27.80$ for this, including 10.90$ of shipment fees.

So it hursts lol, especially since this photobook is not expensive basically...

I've ordered the 14th October, it has been shiped the 18th and I received it today, the 26th

so it arrived pretty quicly, even thought chose the cheapest/slowest shipment option

Soooo as I said i've ordered it on KpopTown, I actually don't know if it's well-protected but I feel bubble-wrap here

The website is really good. So let's getting to it, I am gonna open it :

I don't know if you know what it is, but it's the Orange Caramel's photobook "Youth Journey"

I'm really happy to have it. Honestly I bought it on a whim, it was not my priority

because I wanted to focus only on their albums.

So I am gonna open it :

Here is the front

It's writen in korean, and there is a picture with the three members

The front is really glossy, so I am sorry if you can not see properly !

Here is the side

And the back !

So you can see here, the real price, 15k won

and I find it pretty cheap

And at the back there is a little drawing, a hat with "Bon Voyage" (that's the french meaning of "Good journey"). That's so cute

As you can see it's thick, if my memory is not too bad I think there are about 300 pages !

And I'm gonna open the first page so you can see the all three members' profile pictures

Then I'm gonna try to show you the last page... Okay here we are

Now it's time to show you the entire photobook ! Enjoy !

So that's all for this unboxing, I loooove this photobook so much. I do hope you enjoyed it as well, bye !

Check out my last video! Don't forget to comment, like and subscribe ! ♥

For more infomation >> UNBOXING - Orange Caramel PHOTO ESSAY BOOK : YOUTH JOURNEY (French w/engsub) - Duration: 6:39.

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PJ Masks Transformers

For more infomation >> PJ Masks Transformers

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😨 8 minutes pour RÉDUIRE ton STRESS (Sandra Painbéni d'Oser Parler En Public) - Duration: 5:31.

For more infomation >> 😨 8 minutes pour RÉDUIRE ton STRESS (Sandra Painbéni d'Oser Parler En Public) - Duration: 5:31.

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Аниме приколы | Anime COUB | Аниме приколы под музыку #18 - Duration: 8:38.

For more infomation >> Аниме приколы | Anime COUB | Аниме приколы под музыку #18 - Duration: 8:38.

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Face The Nation - Nov 19, 2017: Sen. Tom Cotton; Rep. Jackie Speier; Mick Mulvaney - Duration: 45:28.

For more infomation >> Face The Nation - Nov 19, 2017: Sen. Tom Cotton; Rep. Jackie Speier; Mick Mulvaney - Duration: 45:28.

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Simontive 6 Episode 1 - Duration: 1:54.

Title: Simontive 6 Episode 1 Starting

Simon: Hello, do you want some donations for Dogland?

Governor FBI: The United States government decided to donate $5 for recovery in Dogland after the chemical attacks.

Penguin Jr.: What was in the chemical attack?

Governor FBI: We found out that China was stealing and bootlegging some radioactive substance, and the Chinese were keeping this secret for an extended period of time.

Mr. Dinosaur: Great news everybody! All British citizens can live here for up to one year which means more animals might be coming to the free land of Dogland.

Kimon: I wonder if more dogs are allowed.

Airport Rabbit: I will go on and battle some ducks since ducks are too large for the rabbit size airplane.

Airport Rabbit: Hmm. You can't speak Human English, so I guess I'll beat you up.

Airport Rabbit: Oh no Simon! I need help. Ducks are after me.

Simon: No wonder this is going crazy, and I wonder if the ducks are any special.

Kimon: We need to fix a railroad.

For more infomation >> Simontive 6 Episode 1 - Duration: 1:54.

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How Actuaries Use Parallelograms // Real Actuarial Concepts - Duration: 6:15.

I thought it could be fun to start making actuarial videos about advanced

actuarial topics I've seen people posting videos on YouTube about the

preliminary exams but I haven't come across anybody making free study resources for

advanced actuarial exams. So I thought I'd take a break from talking about my

life as an actuary and actually try to teach you some things, if you want to

learn it. The fun thing about advanced actuarial exams is that the math

actually isn't very hard. My parents always tell people, "Oh I couldn't even

begin to understand the math that Michelle does every day!" Yeah, yeah they

could. The preliminary exams are full of advanced mathematical topics statistics,

infinite series, Monte Carlo simulation. Advanced exams at least the

ones that I wrote mostly stick to addition multiplication and in the case

of what I'm gonna show you today the tiniest little bit of geometry. Today I

want to show you how actuaries read parallelograms eventually this goes on

to do things like on leveling premium aggregating exposures but today we're

just gonna go over the basics of when I see an actuarial parallelogram what am I

looking at first I want you guys to remember the main reason why we need

actuaries at insurance company it's the timing problem first insurance companies

collect your money then they pay out your claim if you happen to have one

since insurance companies want to charge a fair price for a person's expected

losses and insurance companies want to make sure that they hold enough money to

pay out those losses when they do come in we need some fancy math and some

fancy parallelograms. Insert clip from PowerPoint let's see

if the PowerPoint clip works let's say that you sell a one-year insurance

policy on January 1st 2017 that means that the insurance policy is going to be

inforce, effective, on the book until December 31st 2017 and

then on January 1st 2018 the policy would either get renewed or expire for

what I'm doing today we're not thinking about renewals we're just thinking about

the one year time period right now the image that you should be seeing if my

animations are working properly looks a lot like a flat line to make it

two-dimensional what we do is we double up the timeline

the bottom line represents the moment that the policy sells top line

represents the moment when the policy expires and we draw a diagonal line from

start to finish to represent the policy now if I add a few more policies are you

starting to see some parallelograms great because of the ever famous

insurance timing problem actuaries and insurance companies in

general have many ways of looking at years. I know, I said it at the beginning,

the math not super hard the concepts tough to get your head around. Calendar

year is probably your most basic way of looking at years I'm gonna keep talking

in terms of years but this can also be done for a month a quarter a decade it

doesn't have to be a year on our parallelogram timeline if everything is

drawn to scale each calendar year is represented by a square if we want to

know the number of policies that were written or sold in that year just look

at the lower timeline of the square in this case for if you want to know the

number of policies that expired in that year you look at the upper timeline of

the square in this case two things get interesting when you look at policy D or

any line that crosses outside of its calendar year square for that matter

it starts in one calendar year and ends in another calendar year when you throw

insurance claims in the mix this gets very interesting let's say their house

burns down in 2018 it might take three years before the

insurer pays the claim so you collect the premium in 2017 the claim happens in

2018 and the claim is paid in 2021 if we only came up with insurance prices by

looking at calendar year you would look at the year the policy was sold and say

we collected five hundred dollars from this person they cost us nothing maybe

the policy is overpriced jump forward to the year when you actually make the

claim payment and there's no policy to associate it with anymore

I'm not gonna get into the specifics of aggregation and on leveling in this

video because it would make the video even longer than it already is

but if you're interested there's always that like button and the comment section

let's say that instead of looking at calendar year we want to look at a

policy year instead of a square this time we want to follow the start date of

the first possible policy sold in the year through

the expiration of the last possible policy sold I say possible policy

because the insurer doesn't have to have sold a policy on January 1st for you to

start your policy or on January 1st we just wanted 12 month period when we're

talking years if we're talking months you just want a one month period policy

years show up as a parallelogram in our timeline the interesting thing about a

policy year is that it actually spans two calendar years this particular

policy year starts on January 1st 2017 but ends all the way on December 31st

2018 one of the advantages of the first type of year that I showed the calendar

year is that at the end of the year you know your results with the policy year

it takes two years before you've got all your results in let's add back some more

policies if we want to know the number of policies that were written or souls

in that policy year just look at the lower timeline of the parallelogram in

this case four if we want to know the number of policies that expired in that

policy year you look at the upper timeline and assuming that no one

cancelled their policy before it expired it's gonna be the same number as the

ones sold in that year the last quick thing that I'm gonna show you guys today

is how to calculate the number of inforce policies inforce just means a

snapshot view of the number of policies that are effective on a given date using

our timeline if we want to know how many policies are inforce on November 1st we

just draw a straight line through November 1st and count the number of

policies that it intersects with so for the policies that are already expired

we're not responsible for any new accidents they have on November 1st and

for the policies that haven't started yet we're not responsible either it's

just the ones that touch the vertical line well I think that is enough actuarial

content for one day be sure to click that subscribe button if you want

to learn more about real actuarial concepts or just join me in my actuarial

youtuber journey thank you for calling byeeeeeeeeee

For more infomation >> How Actuaries Use Parallelograms // Real Actuarial Concepts - Duration: 6:15.

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L'addiction - Duration: 3:02.

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La voix de Bernard Tapie se brise au moment de parler des supporters de l'OM - Duration: 2:06.

For more infomation >> La voix de Bernard Tapie se brise au moment de parler des supporters de l'OM - Duration: 2:06.

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Le calmant naturel pour votre chat 🐱 : le zylkène - Duration: 8:28.

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4 astuces que les femmes séduisantes utilisent - Duration: 8:10.

For more infomation >> 4 astuces que les femmes séduisantes utilisent - Duration: 8:10.

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How Taekwondo Helped this Iranian Refugee Start a New Life | Flag and Family - Duration: 5:40.

I've lived here for four years and have started a new life.

I think it will be the same,

but you know, I'm always Iranian.

Here in Belgium, nobody wants to say, "You're Belgian."

Everybody says, "You're Iranian."

(FLAG AND FAMILY)

(RAHELEH ASEMANI)

I'm Raheleh Asemani and I do Taekwondo.

I'm in the national team of Belgium.

I was born in Iran, I'm from Iran,

and I started Taekwondo when I was nine years old.

(IN 2012 RAHELEH LEFT IRAN AS POLITICAL REFUGEE)

(IN 2016 SHE WAS GRANTED BELGIAN CITIZENSHIP)

The best part of Taekwondo, I think, for me, is fighting.

I like fighting.

If you fight, it makes you a little bit calm.

Physical training is important when you do Taekwondo.

It makes you speedy and it make you harder.

It is really important

because if you didn't do physical training

it's difficult to get good results.

I get every time positive energy

from my physical training.

Raheleh Asemani sought asylum in Belgium as a refugee.

Fought under the world governing body flag

to qualify for these Olympic Games.

I didn't have my passport before the Olympic Games.

And then I get my passport,

I did first time European Championship

and I get third place. I was really happy!

And then I am going to Olympic Games.

It was my second competition with my new Belgian passport.

The target, of course, here, is the Olympic Games semifinal.

Belgium in blue. Jade Jones coming forward there.

Raheleh Asemani going forward, trying to walk in.

That's put the pressure on the Belgian.

25 seconds left. There's the back kick there.

Well blocked by Belgium's Raheleh Asemani,

the 27-year-old, had that difficult route

into the Olympic Games.

I was in the Olympic Village,

and it was a good feeling for me that I was there.

I saw Iranian athletes from Taekwondo,

volleyball and other sports

but I don't have any connection with them.

If we see together for example in competition,

they're a little bit afraid of me.

I don't know why.

I have every day contact with my family.

Maybe four hours, five or six hours,

after training, between training.

I always, always have contact.

We speak face to face

and I share everything with my father.

For example, I say, "I want to drink tea,"

and he say, "OK, I want to do also tea,"

we drink together, we make birthday parties.

We live actually together and it's really nice.

I am happy when I see my family, they are healthy.

They are most important in my life.

(PERSIAN LANGUAGE)

(SPOKEN BY 110 MILLION PEOPLE WORLDWIDE)

When I came to Belgium, first month it was good for me.

It was OK. But after second month

it was too difficult for me because I was from Iran,

I can't speak English, I can't speak Dutch,

and I must to learn how I must write,

how I must speak.

It was a mix of Dutch, English and Persian, it was too crazy.

I've lived here for four years and I start a new life.

I think it will be the same, but, you know,

I'm always Iranian, I am from Iran.

Here in Belgium, nobody wants to say, "You're Belgian."

Everybody says, "You're Iranian."

I love Iran, it's my land, I'm always Iranian.

If I'm going to Iran,

they don't want to accept same as an Iranian.

So I'm in the middle of the Iranian and Belgian -

it's...different.

For more infomation >> How Taekwondo Helped this Iranian Refugee Start a New Life | Flag and Family - Duration: 5:40.

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7 TRUCS POUR AUGMENTER VOTRE TESTOSTÉRONE - Duration: 3:08.

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Lifeforms by The Modal Nodes - Duration: 0:57.

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♪ because it takes a village♪

(We Are) Wookiees

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Ugh Ugh Ugh Ugh Ugh Ugh Ugh Ugh Ugh Ugnaughts!

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For more infomation >> Lifeforms by The Modal Nodes - Duration: 0:57.