Tuesday, April 3, 2018

Youtube daily report Apr 3 2018

[♪ INTRO]

Back in elementary school, we all learned that trees are awesome.

And not only because of climbing and tree forts, but because they make the oxygen you breathe.

Your cells need oxygen to convert food into usable energy, so you'd die without it.

And you probably also learned that trees and other plants make oxygen

using a little chemical reaction called photosynthesis.

Using light energy from the Sun, they can combine carbon dioxide and water

to make sugar and oxygen, with a little leftover water.

But if you take that train of thought one step further: during winter, when it gets

colder and darker and those trees drop their leaves, there's less photosynthesis.

So is there less oxygen too?

The answer is actually yes!

But only a tiny bit less.

First off, you can breathe easy, the Earth has plenty of oxygen,

and the amount in our atmosphere is pretty stable.

By volume, about 21% of the air we breathe is O2

and almost all of this oxygen is from photosynthesis.

But trees and other plants that grow on land aren't the only source of it.

About half or more of the oxygen in our atmosphere comes from a bunch of microorganisms

in the ocean called phytoplankton, which photosynthesize too.

Although the oxygen they make gets dissolved in water first,

instead of going straight into the air.

In fact, the most abundant photosynthesizer on Earth

could be a marine cyanobacteria called Prochlorococcus.

Photosynthesis in the ocean also varies seasonally.

At higher latitudes in the summer, the Sun is higher in the sky

and sunlight penetrates deeper into the ocean.

So phytoplankton get more light, photosynthesize more, and make more oxygen.

Warmer water also holds fewer dissolved gas molecules.

Because warmer molecules are wriggling around with more energy,

oxygen can break away more easily and escape into the atmosphere.

Now, it wasn't until the 1990s that scientists started regularly measuring

how much O2 changes seasonally.

At a few different stations around the globe, they collect air samples in flasks

and compare them to standardized reference samples.

What they actually measure is changes in the ratio of O2 to N2,

because nitrogen gas levels stay pretty constant.

And they've found that O2 decreases by about 24 parts per million by volume

during the winter in the Northern Hemisphere.

Since the atmosphere is about 210,000 parts per million of oxygen,

that change isn't very much, only about 0.01%.

Now, there is a little bit less seasonal variation in oxygen in the Southern Hemisphere.

More of the Earth's land masses are in the Northern Hemisphere,

and all of those land plants release oxygen directly into the air.

That means there's a slightly bigger change in winter

when they're not photosynthesizing as much.

But, all in all, you can thank the plants and phytoplankton for keeping you alive.

And even during the winter, there's still plenty of O2 for you.

Thanks to our Patreon patron Ethan Ambrose for asking, who's apparently just 5 years old!

Thanks Ethan! And thanks to everyone who voted for this question in our poll.

If you want to support SciShow, and possibly submit a question yourself

you can go to patreon.com/scishow.

And if there are any young people in your life who are curious about science,

check out SciShow Kids at youtube.com/scishowkids!

[♪ OUTRO]

For more infomation >> Is There Less Oxygen in the Winter Since It's Colder? - Duration: 2:59.

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Franco Terlizzi fuori dall'Isola dei famosi 2018: ecco il motivo | M.C.G.S - Duration: 3:39.

For more infomation >> Franco Terlizzi fuori dall'Isola dei famosi 2018: ecco il motivo | M.C.G.S - Duration: 3:39.

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WE DO EVERYTHING WRONG... - LONG DISTANCE RELATIONSHIP | LOBELO - Duration: 6:16.

For more infomation >> WE DO EVERYTHING WRONG... - LONG DISTANCE RELATIONSHIP | LOBELO - Duration: 6:16.

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Mortgages || SPP - Duration: 3:47.

[Music]

Hi, I'm Bonnie from the Saskatchewan

Pension Plan. Welcome again to our

continuing series on Investment Basics.

This series is designed to look at each

of the asset classes held in SPP's

Contribution fund. Our topic for today is

Commercial Mortgages. A commercial

mortgage is a mortgage on property other

than a single-family residence and

includes loans secured by retail, office,

industrial, mixed use and multi-unit

residential rental properties. Mortgages

on income producing commercial property

and multi-unit residential properties in

Canada held in investment funds are

deemed permissible by SPP's Board.

Commercial mortgages are part of SPP's

fixed income portfolio and can enhance

returns in a low interest environment. In

contrast to the extreme volatility seen

elsewhere

Canada's commercial mortgage market has

been comparatively calm. Disciplined

underwriting standards demanded a major

increase in defaults during the

financial crisis and kept mortgage

returns from experiencing wild swings.

Investors can access commercial

mortgages through pooled funds, mutual

funds, mortgage investment corporations,

and private placements with individual

lenders. Funds can be open or closed.

Open-ended funds permit ongoing

contributions and redemptions subject to

certain limitations. Closed-ended funds

obligate the investor to tie its money

up for a specific period of time including

anywhere from five to ten years. Rates of

return can range from 3 1/2%

for a high-grade first

commercial mortgage loan to more than

9% for second mortgages and

those made to less creditworthy

individuals and entities. SPP accesses

commercial mortgages using a pooled fund

with Greystone Managed Investments. There

have been many articles published

recently on a state of mortgage lending

in Canada. Looser lending standards and

questionable sales and reporting

practices have raised concerns among

regulators, borrowers and lenders. While

there are definitely troublesome

situations there are few investments

without risk.

Greystone's style of commercial mortgage

investment management is focused on

stability of principle and income. Their

belief is that stability is derived from

the quality of the underlying real

estate, the strength - both financial and

managerial of the borrower, and the

strength and continuity of income paid

by companies occupying space in the

mortgaged property. Mortgages remain an

attractive investment in the current

rate environment. As an institutional

investor, SPP's board of trustees,

with the assistance of its investment

consultant and investment manager, review

the allocation to this asset class and

its associated risks on an annual basis.

I would like to acknowledge our

colleagues at Benefits Canada whose

excellent articles on this topic

contributed much of our content today.

Thank you for joining us in our

continuing series

on Investment Basics.

[Music]

For more infomation >> Mortgages || SPP - Duration: 3:47.

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Mazda CX-5 SkyActiv-G 165PK 6AT TS+ Bose Leather Pack + Navi Rijklaar + Trekhaak * Mega Sale* - Duration: 0:54.

For more infomation >> Mazda CX-5 SkyActiv-G 165PK 6AT TS+ Bose Leather Pack + Navi Rijklaar + Trekhaak * Mega Sale* - Duration: 0:54.

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Marina Marchione di 'Amici' parla di Maria De Filippi, carriera e baby attori | M.C.G.S - Duration: 8:38.

For more infomation >> Marina Marchione di 'Amici' parla di Maria De Filippi, carriera e baby attori | M.C.G.S - Duration: 8:38.

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ENES BATUR - REYNMEN KAVGASI! ( TÜM GERÇEKLER! ) - Duration: 1:18.

For more infomation >> ENES BATUR - REYNMEN KAVGASI! ( TÜM GERÇEKLER! ) - Duration: 1:18.

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İPHONE X (KAZANAN!)? - Duration: 4:06.

For more infomation >> İPHONE X (KAZANAN!)? - Duration: 4:06.

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Disney's Racing Sports Netw...

For more infomation >> Disney's Racing Sports Netw...

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ENES BATUR - REYNMEN KAVGASI! ( TÜM GERÇEKLER! ) - Duration: 1:18.

For more infomation >> ENES BATUR - REYNMEN KAVGASI! ( TÜM GERÇEKLER! ) - Duration: 1:18.

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Watch "Promise"

For more infomation >> Watch "Promise"

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Leave It to Stevie Sneak Peak: Stevie J Gets Business Advice From His Friend K. Michelle - Duration: 3:11.

Leave It to Stevie Sneak Peak: Stevie J Gets Business Advice From His Friend K. Michelle

Now that Stevie J and Faith Evans may have made amends, hes off to take the next big steps in his life on Leave It to Stevie.

Per the advice of Faith herself, that could even be becoming a business owner.

When Stevie steps into his friend K. Michelles lounge, she gives him the business on what its like to be in her shoes in this sneak peak.

Michelle was quick to let Stevie know that owning a business is not a game.

She worked very hard to open up her hookah lounge, Puff & Petals.

When Stevie tried to laugh the pressure off, and say it looked easy, K. Michelle let him know that its hell to run a store.

With the upfront cost of $300,000, K. Michelle crafted the perfect business for herself.

After putting her heart and soul into this place, K. Michelle explained that she ensures that she handles every detail of it every day.

Michelle said: Either you gonna go all the way in, or you aint gonna go..

So does Stevie have what it takes to be a business owner? Tune into Leave It to Stevie Mondays at 9:30/8:30c to find out!.

For more infomation >> Leave It to Stevie Sneak Peak: Stevie J Gets Business Advice From His Friend K. Michelle - Duration: 3:11.

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Nabilla prise en flagrant délit de chirur­gie esthé­tique sur ses fesses sur Insta­gram - Duration: 2:07.

For more infomation >> Nabilla prise en flagrant délit de chirur­gie esthé­tique sur ses fesses sur Insta­gram - Duration: 2:07.

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Gad Elma­leh : l'éton­nante raison pour laquelle il a refusé de faire Danse avec les stars - Duration: 4:05.

For more infomation >> Gad Elma­leh : l'éton­nante raison pour laquelle il a refusé de faire Danse avec les stars - Duration: 4:05.

-------------------------------------------

Leave It to Stevie Sneak Peak: Stevie J Gets Business Advice From His Friend K. Michelle - Duration: 3:11.

Leave It to Stevie Sneak Peak: Stevie J Gets Business Advice From His Friend K. Michelle

Now that Stevie J and Faith Evans may have made amends, hes off to take the next big steps in his life on Leave It to Stevie.

Per the advice of Faith herself, that could even be becoming a business owner.

When Stevie steps into his friend K. Michelles lounge, she gives him the business on what its like to be in her shoes in this sneak peak.

Michelle was quick to let Stevie know that owning a business is not a game.

She worked very hard to open up her hookah lounge, Puff & Petals.

When Stevie tried to laugh the pressure off, and say it looked easy, K. Michelle let him know that its hell to run a store.

With the upfront cost of $300,000, K. Michelle crafted the perfect business for herself.

After putting her heart and soul into this place, K. Michelle explained that she ensures that she handles every detail of it every day.

Michelle said: Either you gonna go all the way in, or you aint gonna go..

So does Stevie have what it takes to be a business owner? Tune into Leave It to Stevie Mondays at 9:30/8:30c to find out!.

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