Let's say we have access to all those things.
2 NFC capable phones,
a credit card, and a point of sale terminal (POS)
(It's that thing you use your credit card on when you pay for something)
Hey wait!
What's NFC?
Oh, NFC stands for Near Field Communication!
It's a short-range wireless communication protocol allowing devices to establish a connection
without the Internet if they're separated by a few centimeters.
Let's get started!
This is you. You're the victim.
This is the thief. He's a bad guy.
You have an NFC capable phone, and a contactless credit card.
The thief also has an NFC capable phone, and a POS terminal.
Before the attack, the thief designs an app available on the Internet,
and the victim downloads it for free because he's too greedy to pay for it somewhere else.
But the victim doesn't know the app is infected by a malware.
That being done stealing money becomes really easy.
Whenever the contactless card of the victim comes near its infected phone,
the app sends a message to the thief.
All the thief has to do now is to bring his phone close to the POS terminal
and the illegal monetary transaction is complete!
Actually it's exactly like the victim's paying for something on the thief's POS terminal without knowing it.
But because the thief can only steal 50$ per attack and cannot perform more than 3 attacks on the same phone,
he can't exactly get rich that way. :(
But you being the victim you're still gonna lose 50 to 150$
and, let's face it, that sucks.
For more infomation >> HACKING A CREDIT CARD WITH A SMARTPHONE - J. Gouzil & N. Harrouz - Duration: 1:31.-------------------------------------------
Why are trans people afraid of coming out? | Riley J. Dennis - Duration: 8:49.
Transgender people, and particularly trans women of color, face high rates of violence
against them in the United States.
The Office for Victims of Crime says that one in two transgender people are sexually
abused or assaulted in their lifetime, citing studies from the International Journal of Transgenderism.
In 2013, the National Coalition of Anti-Violence Programs found that transgender people are
seven times more likely to experience physical violence when interacting with the police
than non-transgender people.
In 2015, the NCAVP found that when transgender survivors of intimate partner violence tried
to access emergency shelters, 44% of them were denied access.
They NCAVP also found that 63% of trans survivors of hate violence knew the person who committed
the violence against them beforehand.
The report also found that most of these problems were compounded by other factors, like if
the survivor was a person of color, poor, or disabled.
It's impossible to look at anti-trans violence without also seeing the intersections with
racist, classist, and ableist violence.
In 2016, we know of 27 trans people who were murdered.
So far in 2017, we know of nine trans people who have been murdered – all trans women of color.
These murders are happening so frequently that when I wrote this script a few weeks
ago, that number was eight.
Unfortunately, statistics on the murder rate of trans people are extremely hard to come
by because so many trans people are misgendered in death and never even identified as trans.
This can happen because the media doesn't know how to report on trans individuals, the
police don't know how to deal with hate crimes towards trans people, or most commonly
because the family of the dead trans person doesn't want the public to even know that
their child was trans.
For transphobic families, their child being trans is a source of a shame for them, which
means that they'll hide it at all costs, even when their child is murdered for being trans.
Those NCAVP studies that I mentioned earlier interviewed thousands of queer people who
had survived hate crimes, and many of them said that they didn't report to the police
because they were afraid – and out of those who did, many felt that the police were hostile towards them.
In several cases, trans people who reported violence to the police actually wound up being
arrested instead of their abuser.
We desperately need more research on this.
It would be ridiculous to assert that all the anti-trans violence and anti-trans murders
happening in the US are being correctly reported right now.
Let me give you a few examples.
On January 9th, 2015, a trans woman named Papi was shot and killed by a man after she
told him that she was transgender.
Papi's friend, Tiffany, another trans woman, told the police that Papi was a trans woman
who had been killed because she was trans.
There's even video footage from the night of the shooting showing Papi presenting as
But the police spokesperson told the press, "That was a man that was shot.
It was always a man," and they said that the victim's gender identity never played
a role in the homicide investigation.
That's just one example, but it's impossible to know how many more of these there are.
And even when the evidence is clear that it was a hate crime, many states don't even
count gender identity as one of the ways to be targeted for a hate crime.
In August 2016, Rae'Lynn Thomas, a transgender woman, was shot and beaten to death by her
mother's ex-boyfriend as he called her the devil and shouted transphobic comments.
But Ohio doesn't have a statewide hate crime law for gender identity, and her murder was
never officially investigated as a hate crime.
Being transgender in the US is scary, especially if you're a trans woman of color, if you're
poor, if you're a sex worker, or if you're disabled.
These communities know that they're hated and targeted, and they've seen their friends
and loved ones get killed, beaten, and abused over the years.
Mic has a project called Unerased that tracks the murders of trans women since 2010
and is continually updated.
If you want to learn more about the stories of these trans people, you should really check it out.
They found that while the average American's risk of being murdered is about one in 19,000,
that risk jumps to one in 2,600 for young black trans women.
But without well-documented, nation-wide statistics, people still aren't taking these cases seriously.
Lots of reporting has been happening, like Mic's Unerased series, the NCAVP's hate
violence tracking, GLAAD's reporting of murdered trans people, and the Human Rights
Campaign's tracking of murdered trans people.
So far, all the evidence points towards a huge problem of violence against the trans
community, and just because there is a lack of federally collected data on this doesn't
mean that the trans community is safe.
Trans people are often terrified to come out because they know the danger it would put them in.
They can anticipate the violent reactions of their family members, friends, and romantic or sexual partners.
Lots of trans people are disowned by their parents and kicked out of their homes for coming out.
According to the National Center for Transgender Equality, one in five trans people has experienced
homelessness at some point in their life, and 20-40% of homeless youth identify somewhere
on the LGBTQIA+ spectrum, despite the fact that only about 4% of the total population
identifies as LGBTQIA+.
So I think it's rational for trans people to be afraid of coming out, and obviously
for some people, it will be easier than others.
If you're white, live in a progressive area, have an accepting family, aren't living
in poverty, and are not disabled, you're probably much safer coming out than folks
who have to deal with the intersections of racism, classism, and ableism on top of coming out as trans.
I'm sure there are trans people who've had very positive experiences of coming out.
I myself have been pretty lucky, but I know that my experience isn't at all representative
of what all or even most trans people face.
The point of all of this isn't to frighten you if you're trans – the point is to
show cisgender people why trans people might not want to or might not be able to come out.
And let's not forget that coming out isn't a singular, one-time event.
After someone comes out as trans, they'll probably come out a thousand more times.
If they generally aren't perceived as the gender they are, they'll probably have to
come out to every new person they meet.
They can have been out for years, but they meet someone and have to politely correct
them when they misgender them.
When they date, they'll have to decide between telling people they're trans right away
or waiting until a few dates into the relationship.
And if they date men, they'll have to deal with the fact that men can react very violently
to a trans person coming out.
Straight men who find themselves attracted to trans women often feel like their sexuality
is being "attacked" or like they've been "tricked", and they feel like they
have to defend themselves from that.
Sometimes men try to keep their relationships with trans women secret, and if that relationship
is exposed to the public, they snap.
Men who date trans women are often mocked by other men, which can make dating a trans
woman a source of embarrassment for a man.
Of the trans women who we know have been murdered in the last few years, many of them were killed
by an intimate male partner.
Ty Underwood is a trans woman who was murdered by her boyfriend in January 2015.
He shot her as she was driving away, and then she crashed into a tree.
He publicly denied dating her even though there was evidence of them having a relationship,
leading prosecutors to believe he killed Ty when he thought their relationship would be exposed.
Even when trans people date women, though, they're not completely free from violence.
I've known a trans person who came out to a girl they were seeing, so the girl slapped
them, said she had been tricked, and stormed off.
Lots of trans people who date women have similar experiences of being mocked or attacked in
some form because of their identity.
It's just that men tend to be more violent in their reactions.
Like, almost all of the trans women murdered last year were either killed by a man or nobody
knows who killed them.
These kinds of people, the ones who react violently to finding out that someone they
like is trans or doesn't have the genitals they expected, often hide being the excuse
of it just being their "genital preference".
The thing about that is that genital preferences are not all inherently transphobic.
If you just prefer vaginas over penises, or vice versa, that's fine.
But when someone's genital preference is so ingrained in them that they have to attack
a trans person they're dating, either physically or verbally, that's clearly cissexist.
The constant stigmatizing of trans people, especially women with penises and men with
vaginas, leads to these people feeling justified in their violence against trans people.
They think to themselves, "Well, genital preferences are okay to have, so my anger
at this trans person is completely rational."
It plays into the awful anti-trans narrative that trans people are constantly trying to
"trick" cis people or somehow set a trap for them.
In reality, trans people often stress out over when and how they should tell a potential
partner about their genitals.
It's kind of a weird thing to bring up the moment you meet someone, but it can also be
unsafe to withhold that information for very long.
There's a web series called Her Story that I think illustrates this really well.
It's a fictional story, but one of the writers of the series, Jen Richards, is trans, and
the show does a good job of showing people what dating can be like for trans people.
It gets the audience to feel the fear that trans women feel when considering if they
should tell their partner or potential partner that they're trans.
So I think in the whole "genital preferences" debate, it's important to recognize that
sometimes those preferences are transphobic, and sometimes they're not.
But by constantly and loudly saying that all genital preferences are okay to have, you're
unintentionally supporting these folks who commit violence against trans people using that same logic.
In fact, "trans panic" is actually a defense that people have cited in court to justify
their killing of trans people.
In 2005, Gwen Araujo was beaten to death by four men who said that Araujo had provoked
their violent response by revealing that she had a penis.
Two of the men were convicted of second-degree murder, but somehow they were not convicted
of hate crime charges.
In 2013, Islan Nettles was murdered by a man who claimed he flew into a rage when he discovered
Nettles was transgender.
He pled guilty to manslaughter and got only twelve years behind bars.
He was not charged with murder or a hate crime.
Violence against trans people in the United States is real, and it's no wonder that
trans people are afraid to come out or to tell other people about their genitals.
Some folks like to argue that because trans people have it better here than in some other
countries, that we don't have any problems.
But hatred against trans people is alive and well, and often fueled by excuses like trans
panic or genital preferences.
I don't want to scare any trans people out there into staying in the closet, though.
Coming out is your decision and it's a very personal one, but sometimes you have to balance
that decision with your safety.
That doesn't mean it's always bad, though.
Some trans people live long, happy lives.
Our stories don't always end in tragedy, and as we keep fighting to clear up misconceptions
about us and gain better visibility in the mainstream, things are only going to get better – I hope.
Anyway, this video is a part of my Feminism with Riley series that I'm doing in collaboration
with Everyday Feminism, a website dedicated to helping you stand up to and break down everyday oppression.
Thanks so much for watching, and I'll see you next time.
-------------------------------------------
Charging my EV With Solar And Changes to my Bill/Charging Habits - Duration: 16:56.
by this point most of you already know
that I have a 5.9 kilowatt hour solar
system on the roof of my house
scratch that not kilowatt hour kilowatt
it generates kilowatt hours worth of
electricity I am actually just hit my
first megawatt a couple days ago awesome
so the question I have been getting from
a lot of my viewers after posting my
first solar system tour video which was
filmed when it was really freaking cold
out wise have my electric car charging
habits changed at all
well yes considerably let's first go
back to what most people will have if
they have electric cars and that would
be time-of-use metering plans
that's where on peak during the daytime
on weekdays your rates are going to be
higher but then off-peak when electric
demand is at its lowest and also which
would also cover nights or be nights and
weekends
yeah when there's overproduction of
power which would otherwise be wasted
utility gives you a cheaper rate which
is basically an incentive to use the
power that would otherwise have been
wasted
well the utility is pretty much shooting
themselves in the foot at the moment at
least in my case now I do have time of
use power and because of what they're
doing I have actually considerably
changed my charging habits I am no
longer charging off-peak I'll get that
to that in the moment of course there's
also a flat rate billing for electrical
service as well if you have a smaller
solar setup that does not meet quite
meet your full power needs or and or you
do not create enough power to over
produce chances are you'd actually need
better off on a flat rate generation or
consumption rate plan you will probably
not get as much power if you do happen
to over produce or excuse me you will
not get paid as much if you do happen to
over produce but if your can
assuming more than you produce in the
end you might be a little bit better off
if you can manage your power wisely in
my case here's what we're going to do
we're going to plug the car in right now
today is a Friday during the daytime it
is 2:35 p.m. and in the past I would not
even fathom plugging the car in before
7:00 p.m. or letting it charge after
7:00 a.m. on a weekday but now I don't
mind let's plug into the I am down to my
last 15 miles on the car a writed range
Shazam and you know what I still haven't
changed my charge timer so I'm going to
go change that and hopefully the radio
doesn't start playing and we're going to
reach right here start charging
scheduled charging is Mable for this
location yes start charging anyways I
still have it set for 7:00 p.m. charge
start but that is no longer needed now
the reason I want Savin doing this in
the past is in the past I would be
paying 19 cents per kilowatt hour to
charge my car but in the off-peak I
would have only been paying about nine
cents right actually there's eight point
nine something something something
something something they have on the
bill so I'm going to explain why we're
going to go in the garage I have a piece
of cardboard I'm going to draw it out
for you and show you guys the map and a
copy of one of my bills now I this month
this is end of April this month bill
doesn't generate until tomorrow but I
will not be able to do this video quite
a while and I'm just getting too many
people asking me so I'm actually over
produced in the daytime and the
nighttime on this last bill and that's
due to being able to see my first bill
on solar and
my charging habits and energy usage
accordingly so let's go take a look here
is a copy of my We Energies bill now it
is a very poorly laid out and completely
confusing in terms of solar because
they're trying to confuse you in terms
of solar production how much use how
much you're getting credit for now what
you're getting paid it is so confusing
that before I even had my solar
activated I tried finding out exactly
how the payback works and the Consensus
foot from the energies and the answer I
got was just wait for your first bill
and it will be so much easier because we
actually have no Philip and clue how our
own billing works for solar so that's
what I did I waited for my first bill
and realized almost instantly I am
getting screwed now the most important
thing to take from this bill is I over
produced on the daytime so I have a zero
day time charges I did not print over
produce enough off-peak to cover all my
off-peak usage so I have a off-peak use
that I did not over produce of 342
kilowatt hours so that is what I'm
getting charged for I'm getting charged
30 dollars in 66 cents with the 342
kilowatt hour of power that I used that
I did not over produce although I did
over produce in general for the 196
kilowatt hours of peak on peak over
production yes this is sounding
confusing here's the deal if you didn't
watch my last video talking about how
the utility is screwing over customers
and this is not just Wisconsin this is
all over I'll get to that in a moment so
the important number is 342 kilowatt
hours of off-peak power that I did not
over produce enough to eliminate so
we'll take that 342 kilowatt hour which
cost me I'm being charged $30 in 66
cents for now for the 196 30.6 6 Sigma
for the hundred ninety-six kilowatt hour
that I over produced during the day time
I am getting paid or another word in
this case credited only nine dollars and
three cents credit and I pay okay now
this is how the utility used some
billing trickery now my original
understanding and the best that the
utility was able to explain to me is
that before I would get billed for
anything I would first get all the power
subtracted from my production so that
means I shouldn't have even gotten paid
yet or given or credited for the hundred
ninety six kilowatt hour nine hundred
ninety six should have been subtracted
from the three hundred and forty two
kilowatt hour because remember payback
I'm only getting this is off this is
winter season so for payback I am
getting four point six zero eight cents
a kilowatt hour but for off-peak
consumption I have to pay eight point
nine six four zero cents a kilowatt hour
so I am getting credited on peak
production half of what I have to pay
for off-peak so obviously that kind of
sucks so what I should what my
understanding was was that I would get
credited or all my power would be
deducted off of my production before I
would have to get billed so my
understanding would be three hundred and
eighty four kilowatt hours minus 196 of
over-production what a meant I only
would have had 188 kilowatt hours of
off-peak to be billed if that was the
case times eight point nine six four
cents a kilowatt hour so 188 times eight
point nine six four cents would mean my
math sucks
3:42 I screwed up somewhere here 42
minus 196 146 146 okay I'm sorry
one know how 146 must hit a wrong button
146 would have been what I did not
produce enough to cover so hundred forty
six times eight point nine six four
cents what a mint there we go
what a mint my bill should have been
thirteen dollars and nine times because
of this x87 four forty we'll just round
up so this is what I thought what would
happen I would have gotten I would have
only had to pay $13.98 66 cents you see
what they did is they separated off peak
and on peak production and consumption
so instead instead of me having to pay
this there's this I had to pay this and
that means 30 dollars and 66 cents and
then they paid me for the overproduction
at a four point six zero eight cents per
kilowatt-hour rate so that means I ended
up having to pay out of pocket 20
dollars in 63 cents does that make sense
does that make sense so far you guys are
you guys following me so they used
billing trickery and very confusing
billing tactics to get an extra twenty
dollars and 63 cents out of me no to get
what am i screwing up here okay here we
go
oh god this is so frustrating you kissed
me confused okay 36 - six - thirteen
point zero nine means they got 1757
$17.50 more out of me by billing me in
this fashion instead of subtracting all
my usage out of the production first but
now on the other hand now because my
system is just enough to basically
eliminate my my usage at least during
the summer season I'm definitely going
to be producing a ton during the winter
season I'll probably still be using a
bit more than what I'm producing but at
the same time I'm still going to be
producing more during the daytime so how
is this hurting utility well here is
what's what's happening and why is
hurting the utility yes there's some gas
candle there no there's not gas in them
they're filled with waste motor oil
the idea is to help the utility they
should really want me to charge off-peak
even though my solar system is
generating you know I could be
generating a megawatt of power during
them during the day time of it during
the month but if I'm charging at a
higher rate I mean the car can charge it
up to 20 kilowatt whereas my solar
system it's absolute max output at any
one moment is going to be 5.9 well of
course a little fluctuation but I'll
never be able to output more at the same
time using it in the car so that means
it's basically like a peak demand kind
of thing the utility wants to avoid peak
demands they want to avoid high spikes
in their usage because they're going to
have to ramp up additional emergency
generation if that peak gets too high
such as in the summertime when you got
all these air conditioners going and
their generation facilities are maxed
out and then here comes you know and
then down the line a little bit a ton of
electric car owners plugging in the
middle of the day and charging at full
power they're going they might have a
brownout blackout it seems to me what
what might be going on a little bit in
California with all the brownouts it
should be their incentive to have me
dump 90 kilowatts of power into my car
at night not during the day it's that
demand that spice of power draw so
because of this billing trickery it's
actually going to cost me less or in
this case well on that last bill cost me
less because I ended up having to pay
$20 in 63 cents for that power usage
instead of $13.99 off-peak then I could
have wiped that out or if I switch my
billing for the time being to flat rate
then it doesn't matter if I generate it
at night and use it generate it in the
day use it at night since I'm on a flat
bill there is no antique and off-peak
they're shooting themselves in the foot
right now yeah they're getting a few
extra cents out of me now but in the
long run it's going to really hurt them
because now I'm going to switch all my
heavy loads to daytime yeah and use up
as much as my over production and I can
now in the case of once I have my rough
maxed out now all my off-peak generation
for solar
pretty much going to be done on weekends
and holidays because that's the only
time the sun's going to be out on the
off-peak and I guess I get a little bit
in the morning but extremely little
before 7 a.m.
I only generate maybe two or three
hundred watt hours after 7 p.m.
I might generate 3 or 400 watt hours
it's just not enough sunshine here in
Wisconsin at those times and off-peak so
it's going to be weekends but if I have
a bigger system then yeah
this is going to work out just fine
because I'll be producing enough in my
own off-peak to cover all the usage but
it really makes no difference just use
it during the day
now once Tesla finally delivers my
founders Edition powerwall 2 then things
are going to change again because now I
can have that power walk to generate or
recharge during the daytime and then
dump that power back into the house at
night so I'll basically be using my
stored daytime solar power for
everything off-peak and once I got that
set up it I can basically forget about
time of use altogether
I'll keep it because when I over produce
I'll get paid more or yeah I will get
paid more accredited more if I'm cutting
it very close on my usage and I can
pretty much use the power any time of
the day I want so I can run that air
conditioners full blast during the day
if I feel like it don't have to worry
about having an insane bill so I hope
you're able to follow this a bit and
learn a little bit about how tricky
these utilities are getting and it used
to be much better but they lobbied for a
6% increase in rates and they snuck a
whole bunch of stuff into their bills at
least here in Wisconsin back in 2014
which went into effect January 1st 2015
a lot of people were caught off guard on
that and it really really hurts and for
those that managed to get locked into
contracts before that change took place
or they're raking in a lot of money
they're getting as much as 27 cents per
kilowatt hour on peak payment because
they have to get paid whenever
back-to-back then before the change they
would get paid whatever the retail rate
was that the customer would have to pay
the utility so at the moment utilities
are kind of double dipping and but it's
still great in that last bill my bill is
still like a hundred bucks but that was
still a lot of winter you gas usage for
heating the house
and now that I have have this figured
out I'm actually charging during the
daytime and I even put the timer off I
have a deep chest freezer in my
downstairs and that was always on the
timer maximum max the coldest possible
temperature kickin at 7:00 p.m.
run all night and on weekends and then
just shut off during the daytime and
powers that peak so I got rid of the
timer
so basically care less want to use my
power now it's actually giving me more
freedom I have in the solar being able
to charge whenever I want not being
stuck to a time use plan so if you have
any questions post in the description
box below and if you didn't watch it yet
here's the other side of the cardboard
showing yesterday's video which if you
haven't watched it the link is coming up
let's put the link right here and you
can click on that and I'll take it to
the other video the prologue of this bin
so
-------------------------------------------
Message pour votre nuit. 30 Avril - Duration: 0:35.
For more infomation >> Message pour votre nuit. 30 Avril - Duration: 0:35. -------------------------------------------
Charging my EV With Solar And Changes to my Bill/Charging Habits - Duration: 16:56.by this point most of you already know
that I have a 5.9 kilowatt hour solar
system on the roof of my house
scratch that not kilowatt hour kilowatt
it generates kilowatt hours worth of
electricity I am actually just hit my
first megawatt a couple days ago awesome
so the question I have been getting from
a lot of my viewers after posting my
first solar system tour video which was
filmed when it was really freaking cold
out wise have my electric car charging
habits changed at all
well yes considerably let's first go
back to what most people will have if
they have electric cars and that would
be time-of-use metering plans
that's where on peak during the daytime
on weekdays your rates are going to be
higher but then off-peak when electric
demand is at its lowest and also which
would also cover nights or be nights and
weekends
yeah when there's overproduction of
power which would otherwise be wasted
utility gives you a cheaper rate which
is basically an incentive to use the
power that would otherwise have been
wasted
well the utility is pretty much shooting
themselves in the foot at the moment at
least in my case now I do have time of
use power and because of what they're
doing I have actually considerably
changed my charging habits I am no
longer charging off-peak I'll get that
to that in the moment of course there's
also a flat rate billing for electrical
service as well if you have a smaller
solar setup that does not meet quite
meet your full power needs or and or you
do not create enough power to over
produce chances are you'd actually need
better off on a flat rate generation or
consumption rate plan you will probably
not get as much power if you do happen
to over produce or excuse me you will
not get paid as much if you do happen to
over produce but if your can
assuming more than you produce in the
end you might be a little bit better off
if you can manage your power wisely in
my case here's what we're going to do
we're going to plug the car in right now
today is a Friday during the daytime it
is 2:35 p.m. and in the past I would not
even fathom plugging the car in before
7:00 p.m. or letting it charge after
7:00 a.m. on a weekday but now I don't
mind let's plug into the I am down to my
last 15 miles on the car a writed range
Shazam and you know what I still haven't
changed my charge timer so I'm going to
go change that and hopefully the radio
doesn't start playing and we're going to
reach right here start charging
scheduled charging is Mable for this
location yes start charging anyways I
still have it set for 7:00 p.m. charge
start but that is no longer needed now
the reason I want Savin doing this in
the past is in the past I would be
paying 19 cents per kilowatt hour to
charge my car but in the off-peak I
would have only been paying about nine
cents right actually there's eight point
nine something something something
something something they have on the
bill so I'm going to explain why we're
going to go in the garage I have a piece
of cardboard I'm going to draw it out
for you and show you guys the map and a
copy of one of my bills now I this month
this is end of April this month bill
doesn't generate until tomorrow but I
will not be able to do this video quite
a while and I'm just getting too many
people asking me so I'm actually over
produced in the daytime and the
nighttime on this last bill and that's
due to being able to see my first bill
on solar and
my charging habits and energy usage
accordingly so let's go take a look here
is a copy of my We Energies bill now it
is a very poorly laid out and completely
confusing in terms of solar because
they're trying to confuse you in terms
of solar production how much use how
much you're getting credit for now what
you're getting paid it is so confusing
that before I even had my solar
activated I tried finding out exactly
how the payback works and the Consensus
foot from the energies and the answer I
got was just wait for your first bill
and it will be so much easier because we
actually have no Philip and clue how our
own billing works for solar so that's
what I did I waited for my first bill
and realized almost instantly I am
getting screwed now the most important
thing to take from this bill is I over
produced on the daytime so I have a zero
day time charges I did not print over
produce enough off-peak to cover all my
off-peak usage so I have a off-peak use
that I did not over produce of 342
kilowatt hours so that is what I'm
getting charged for I'm getting charged
30 dollars in 66 cents with the 342
kilowatt hour of power that I used that
I did not over produce although I did
over produce in general for the 196
kilowatt hours of peak on peak over
production yes this is sounding
confusing here's the deal if you didn't
watch my last video talking about how
the utility is screwing over customers
and this is not just Wisconsin this is
all over I'll get to that in a moment so
the important number is 342 kilowatt
hours of off-peak power that I did not
over produce enough to eliminate so
we'll take that 342 kilowatt hour which
cost me I'm being charged $30 in 66
cents for now for the 196 30.6 6 Sigma
for the hundred ninety-six kilowatt hour
that I over produced during the day time
I am getting paid or another word in
this case credited only nine dollars and
three cents credit and I pay okay now
this is how the utility used some
billing trickery now my original
understanding and the best that the
utility was able to explain to me is
that before I would get billed for
anything I would first get all the power
subtracted from my production so that
means I shouldn't have even gotten paid
yet or given or credited for the hundred
ninety six kilowatt hour nine hundred
ninety six should have been subtracted
from the three hundred and forty two
kilowatt hour because remember payback
I'm only getting this is off this is
winter season so for payback I am
getting four point six zero eight cents
a kilowatt hour but for off-peak
consumption I have to pay eight point
nine six four zero cents a kilowatt hour
so I am getting credited on peak
production half of what I have to pay
for off-peak so obviously that kind of
sucks so what I should what my
understanding was was that I would get
credited or all my power would be
deducted off of my production before I
would have to get billed so my
understanding would be three hundred and
eighty four kilowatt hours minus 196 of
over-production what a meant I only
would have had 188 kilowatt hours of
off-peak to be billed if that was the
case times eight point nine six four
cents a kilowatt hour so 188 times eight
point nine six four cents would mean my
math sucks
3:42 I screwed up somewhere here 42
minus 196 146 146 okay I'm sorry
one know how 146 must hit a wrong button
146 would have been what I did not
produce enough to cover so hundred forty
six times eight point nine six four
cents what a mint there we go
what a mint my bill should have been
thirteen dollars and nine times because
of this x87 four forty we'll just round
up so this is what I thought what would
happen I would have gotten I would have
only had to pay $13.98 66 cents you see
what they did is they separated off peak
and on peak production and consumption
so instead instead of me having to pay
this there's this I had to pay this and
that means 30 dollars and 66 cents and
then they paid me for the overproduction
at a four point six zero eight cents per
kilowatt-hour rate so that means I ended
up having to pay out of pocket 20
dollars in 63 cents does that make sense
does that make sense so far you guys are
you guys following me so they used
billing trickery and very confusing
billing tactics to get an extra twenty
dollars and 63 cents out of me no to get
what am i screwing up here okay here we
go
oh god this is so frustrating you kissed
me confused okay 36 - six - thirteen
point zero nine means they got 1757
$17.50 more out of me by billing me in
this fashion instead of subtracting all
my usage out of the production first but
now on the other hand now because my
system is just enough to basically
eliminate my my usage at least during
the summer season I'm definitely going
to be producing a ton during the winter
season I'll probably still be using a
bit more than what I'm producing but at
the same time I'm still going to be
producing more during the daytime so how
is this hurting utility well here is
what's what's happening and why is
hurting the utility yes there's some gas
candle there no there's not gas in them
they're filled with waste motor oil
the idea is to help the utility they
should really want me to charge off-peak
even though my solar system is
generating you know I could be
generating a megawatt of power during
them during the day time of it during
the month but if I'm charging at a
higher rate I mean the car can charge it
up to 20 kilowatt whereas my solar
system it's absolute max output at any
one moment is going to be 5.9 well of
course a little fluctuation but I'll
never be able to output more at the same
time using it in the car so that means
it's basically like a peak demand kind
of thing the utility wants to avoid peak
demands they want to avoid high spikes
in their usage because they're going to
have to ramp up additional emergency
generation if that peak gets too high
such as in the summertime when you got
all these air conditioners going and
their generation facilities are maxed
out and then here comes you know and
then down the line a little bit a ton of
electric car owners plugging in the
middle of the day and charging at full
power they're going they might have a
brownout blackout it seems to me what
what might be going on a little bit in
California with all the brownouts it
should be their incentive to have me
dump 90 kilowatts of power into my car
at night not during the day it's that
demand that spice of power draw so
because of this billing trickery it's
actually going to cost me less or in
this case well on that last bill cost me
less because I ended up having to pay
$20 in 63 cents for that power usage
instead of $13.99 off-peak then I could
have wiped that out or if I switch my
billing for the time being to flat rate
then it doesn't matter if I generate it
at night and use it generate it in the
day use it at night since I'm on a flat
bill there is no antique and off-peak
they're shooting themselves in the foot
right now yeah they're getting a few
extra cents out of me now but in the
long run it's going to really hurt them
because now I'm going to switch all my
heavy loads to daytime yeah and use up
as much as my over production and I can
now in the case of once I have my rough
maxed out now all my off-peak generation
for solar
pretty much going to be done on weekends
and holidays because that's the only
time the sun's going to be out on the
off-peak and I guess I get a little bit
in the morning but extremely little
before 7 a.m.
I only generate maybe two or three
hundred watt hours after 7 p.m.
I might generate 3 or 400 watt hours
it's just not enough sunshine here in
Wisconsin at those times and off-peak so
it's going to be weekends but if I have
a bigger system then yeah
this is going to work out just fine
because I'll be producing enough in my
own off-peak to cover all the usage but
it really makes no difference just use
it during the day
now once Tesla finally delivers my
founders Edition powerwall 2 then things
are going to change again because now I
can have that power walk to generate or
recharge during the daytime and then
dump that power back into the house at
night so I'll basically be using my
stored daytime solar power for
everything off-peak and once I got that
set up it I can basically forget about
time of use altogether
I'll keep it because when I over produce
I'll get paid more or yeah I will get
paid more accredited more if I'm cutting
it very close on my usage and I can
pretty much use the power any time of
the day I want so I can run that air
conditioners full blast during the day
if I feel like it don't have to worry
about having an insane bill so I hope
you're able to follow this a bit and
learn a little bit about how tricky
these utilities are getting and it used
to be much better but they lobbied for a
6% increase in rates and they snuck a
whole bunch of stuff into their bills at
least here in Wisconsin back in 2014
which went into effect January 1st 2015
a lot of people were caught off guard on
that and it really really hurts and for
those that managed to get locked into
contracts before that change took place
or they're raking in a lot of money
they're getting as much as 27 cents per
kilowatt hour on peak payment because
they have to get paid whenever
back-to-back then before the change they
would get paid whatever the retail rate
was that the customer would have to pay
the utility so at the moment utilities
are kind of double dipping and but it's
still great in that last bill my bill is
still like a hundred bucks but that was
still a lot of winter you gas usage for
heating the house
and now that I have have this figured
out I'm actually charging during the
daytime and I even put the timer off I
have a deep chest freezer in my
downstairs and that was always on the
timer maximum max the coldest possible
temperature kickin at 7:00 p.m.
run all night and on weekends and then
just shut off during the daytime and
powers that peak so I got rid of the
timer
so basically care less want to use my
power now it's actually giving me more
freedom I have in the solar being able
to charge whenever I want not being
stuck to a time use plan so if you have
any questions post in the description
box below and if you didn't watch it yet
here's the other side of the cardboard
showing yesterday's video which if you
haven't watched it the link is coming up
let's put the link right here and you
can click on that and I'll take it to
the other video the prologue of this bin
so
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