Youtube daily report May 1 2017

When people talk about smarts, Intelligence Quotient or IQ always seems to come up.

People love to bring up how Einstein had a genius-level IQ of 160.

And to join Mensa, you need to have an IQ of at least 130.

But is IQ even a good way to measure intelligence?

Well, that depends on how you define intelligence.

IQ scores may be a useful shorthand to talk about education strategies for big groups

of people, like when discussing public policy.

But IQ can be affected by a lot of factors, even things as subjective as your motivation

while taking the test.

The first sort of IQ test was invented by the French psychologist Alfred Binet in the

early 1900s.

A law in 1882, aimed at egalitarianism, said that any healthy child had to go to school

and learn the basics, like: reading, writing, arithmetic, history, public policy, and the

natural sciences.

The law even included special consideration for children with disabilities, like deafness

or blindness.

But the French government acknowledged that not every kid would able to keep up with the

normal curriculum, for lots of possible reasons.

So, Binet and other psychologists were commissioned to create a standardized test to measure how

different kids handled their schoolwork.

Along with Théodore Simon, Binet developed the Binet-Simon test – in which children

would answer a series of questions until they couldn't anymore.

That way, kids could be grouped in classes with students with similar scores, instead

of relying on their age or the subjective judgments of teachers.

In the next decade or so, this scale was revised for use with both kids and adults and renamed

the Stanford-Binet Intelligence Scales.

This popular IQ test is still used today, along with other standardized tests that are

meant to measure learning ability – sometimes defined as how quickly and easily we learn

new things.

On early versions of the test, IQ was calculated by taking a person's score on a standardized

test, dividing it by their chronological age, and then multiplying the result by 100.

In more modern versions, you're basically ranked against other test takers.

The scores of a group of people are scaled so that 100 is the average, and your IQ score

is determined based on where you are in relation to that average.

But here's the thing: whether or not IQ tests actually measure your intelligence depends

on how you're defining intelligence.

In simple definitions, intelligence is the ability to learn new things or adapt to new

situations.

But the definition can also include the ability to use logic or reason, or to think abstractly.

These definitions are all focused on intellectual capacity, which is how intelligence is defined

by the American Psychological Association.

And they don't include other kinds of intelligence, like social or emotional intelligence, or

things like creativity, or self-awareness.

The Stanford-Binet test, for instance, focuses on testing five main categories of information:

baseline knowledge, basic mathematics, visualizing objects in space, working memory, and fluid

reasoning – or the ability to solve new problems.

So, depending on what you're trying to understand about someone, IQ tests might be useful, or

they might be a waste of time.

It also turns out that your IQ score can be affected by a lot of different things – and

because intelligence is so complex, we're not sure how strongly different factors might

affect it.

There's some evidence that says cognitive abilities are somewhat heritable, meaning

there might be some kind of genetic component to IQ.

But it's not that simple!

Recent studies have shown that IQ tests are affected by motivation.

For example, one 2011 meta-analysis found that people who are offered cash if they do

well on an IQ test scored higher than people who weren't offered anything.

Like, up to 20 points higher for just a 10 dollar reward.

That's a huge effect!

And we know that motivation can play a role in other things, like your grades and your

career path, that could be wrongly chalked up to just an IQ score.

IQ also seems to be affected by environmental factors.

Cultural values can influence your IQ scores.

For example, a kid who grows up in a community that prizes storytelling might do better on

verbal sections of the test, or problems that require you to remember and reuse information.

How much education you get – and the quality of that education – may have an effect,

too.

Kids who miss school because it's hard for them to get there, or who attend schools without

many resources, tend to score lower than their peers.

Even your family environment can affect your IQ, like whether you grow up in a low-income

household or whether you experience a lot of trauma as a kid.

So, like a lot of things, IQ seems to result from a mix of nature and nurture.

There are just so many factors that affect your learning ability as you grow up – from

the environment you develop in before you're born, to things like education opportunities

and family dynamics.

But psychologists seem to agree that one thing that seems to help people with learning and

academic achievement is thinking about intelligence as a thing that can change.

So IQ tests aren't anywhere near perfect or comprehensive, but they can help us predict

how people might learn in the near future, which can make a difference in the support

they receive.

For instance, IQ scores can affect diagnosis of intellectual disability, which can inform

public policy about education programs to support different students.

It's understandable why it's valuable to have a standard way to sort-of measure

intelligence, like when it comes to making these general policy decisions.

But it's also easy to see why IQ tests have been surrounded in controversy, too.

There's a lot we don't understand about intelligence, and a lot that an IQ score can't

tell us about a person or groups of people.

So while IQ can be a useful shorthand in some cases, it is not something would set in stone

and do not let a number define you.

Thanks for watching this episode of SciShow Psych, brought to you by our patrons on Patreon!

If you'd like to support all the SciShow channels, you can go to patreon.com/scishow.

And if you want to keep exploring psychology questions with us, go to youtube.com/scishowpsych

and subscribe.

For more infomation >> Does IQ Really Measure How Smart You Are? - Duration: 6:03.

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Bad Infomercial PARODY | DIY Mother's Day Gift Idea | Edible Arrangement | JUST JACKIE - Duration: 7:45.

Hello ladies and gentlemen. Do you know that it's almost Mother's Day?!

Do you always get your mom the same thing each year?

Does it always cost you an arm and a leg?

Well I've got the thing just for you!!

Get your mom this arrangement which is totally %100 edible!

Introducing our new free tutorial on how to make this beautiful edible arrangement!

In just a few moments, you'll be Mom's new favorite!

Here are all of the ingredients needed to make this beautiful edible arrangement.

Some of these, you might already have in your home.

You don't have to get all of it. Just whatever you want to add to your arrangement.

Today I have a pineapple,

a honeydew,

a watermelon,

some mango

cantaloupe,

strawberries,

grapes,

and any type of melted chocolate.

We also have some flower foam,

a pot,

cookie cutters,

some skewers,

which all can be found at the dollar store!

So let's go ahead and get started!

We're gonna move all of this aside and start chopping it all up!

So first we're gonna start off by chopping the watermelon.

Forget everything you've learned about cutting stuff

because we have a new technique!

Take your sharpest knife (CAREFULLY lol)

and slice this bad boy right in half!

Just like so.

Wooow!

After that, you wanna begin to cut these like a giant tomato.

Wow! Look at this big piece of watermelon!

Now let me show you exactly what we're gonna do with it.

So now we have these dollar store cookie cutters and we're gonna make

red heart watermelons.

Simply just punch out the shapes in our watermelon slice.

Now, you can make as many of these as you need for your arrangement.

That's the beauty of it.

Moving on to our next fruit is the pineapple!

And guess what!? We're gonna chop it the same way.

Yeahhhh look at that.

And you guessed it! We're gonna slice it to an inch slice!

This is the way to do it if you're bad at peeling pineapple.

'cause I am.

So now we have our pineapple here and I'm gonna take this flower cutter

and place it right in the center of our pineapple.

and you guessed it right!

We're just gonna punch it out.

And there we have it, a flower pineapple!

Now I have my cantaloupe and we're just gonna slice this bad boy right in half.

Mama likes this.

Look at all the goopiness right in the middle. You wanna get rid of that.

Now that I've cleaned out these melons, we're just gonna flip it over

and cut some more

Try not to slice off your finger

Alright so now we're just gonna peel off the skin of this cantaloupe

Moving on to our next fruit is this lovely honeydew

we're gonna cut it exactly the same as the cantaloupe

Make sure you remove all the gunk out.

And now just like the cantaloupe, we're gonna cut the honeydew just the same.

So for the strawberries, you want to remove the leaf...part...

that what thats callled?

yeah the leaf part

just like so

and we're gonna cut the grapes in half like so

and you wanna keep the top part cause that's gonna be the center of your flower.

now that we have all of our fruits ready, let's shove some sticks in em.

For the pineapple, you're gonna shove it in the hard part of the

the pineapple...

and careful not to get your own fingers

and now we're gonna take the grape that we cut

shove it right at the top so it looks like a little daisy

moving on, now we're gonna shove the stick into our cantaloupe here

and just leave it like this

Now we're doing the same thing with the honeydew. You guessed it! Shove it right at the bottom.

and now we're doing the watermelon hearts and just shove it right in there.

Okay so now that we have all of our fruits on a stick,

we're gonna go ahead and take our pot here

get this flower foam and place it right inside.

After you've done that, make sure you protect your fruit by covering the foam with some plastic wrap.

Here comes the fun part

you can take these sticks and basically shove them wherever you want to.

it's an arrangement.

and that's what we're gonna do with the entire arrangement

and you wanna start from, kind of like a triangle,

build it up tall and bring it back down.

Tada! Your mom's gonna be super proud!

Look at this beautiful edible arrangement!

Here is a strawberry dipped in chocolate

and it has some sprinkles on it for the fun moms. ;)

So guess how much today's edible arrangement was?

Only $20? Whaaaat?

Now that's a savings that I...like!

So I went online to find something similar to this,

and the price came out to be $89.99 not including delivery!

Boo! That's not a savings!

This is a savings!

So make sure, this upcoming Mother's Day,

you'll get her something she'll actually like!

and it's not only for mothers

it's for sisters

girlfriends

grandmas!

This is a great DIY!

If you like this video make sure you give it a thumbs up

and make sure you subscribe to my channel, Just Jackie for more videos!

Make sure you click on the little bell to get notified

I'll post every Monday and I will see you next week!

Byeeeeee! <3

For more infomation >> Bad Infomercial PARODY | DIY Mother's Day Gift Idea | Edible Arrangement | JUST JACKIE - Duration: 7:45.

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Getting a U.S. Green Card in S. Korea - Duration: 11:05.

For more infomation >> Getting a U.S. Green Card in S. Korea - Duration: 11:05.

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How to Make Mom-osa Cupcakes for Mother's Day - Duration: 2:43.

Hey guys, it's Stephanie from Wilton!

Mother's Day is right around the corner

and Wilton has a great new recipe for

you to share with your mom. It's called

the "mom-osa" cupcake. It's a different

take on a mimosa drink. It's easy and

delicious the perfect gift for Mom, and

the best part is we get to pop a bottle

of champagne. Alright, let's do this! Oh

best sound in all the whole world! Well we'll

clean that up before we get started. We

are going to start with one white cake

mix, four egg whites. Now the reason we're

using egg whites is we want to keep the

batter nice and white. We don't want that

yellow color to it. A third of a cup of

vegetable oil, and one and a quarter cup

of champagne. (This is as you pour it in I

love it!) We're going to mix it at a low

speed for thirty seconds and then turn

it up to medium and mix it for two

minutes.

Okay when your batter is done, go ahead

and fill up your Mega Muffin Pan. This

recipe makes 24 cupcakes. Bake them in

your oven at 350 degrees for 18 to 20

minutes. To make the icing, cream together

one stick of butter and 1/2 a cup of

shortening. We want to beat those until

it's nice and smooth and combined. Now

that that's combined, we're going to add

four cups of confectioner's sugar but

just add it one cup at a time. You're

going to notice your icing looks a

little dry after you add your four cups

of confectioner's sugar. This is where

we're going to add in 3 tablespoons of

fresh squeezed orange juice and a

teaspoon and a half of orange zest. Now

let's mix this together. If your icing

still looks a little dry, you can add in

a little bit more orange juice or water.

Go ahead and beat your icing until it's

nice and smooth. Once it's smooth add 2

drops of Orange Color Right. If you want

a more vibrant color, go ahead and add

more. Best part about cleanup, you get to

drink more champagne!

Once your icing is done, go ahead and

fill up a bag prepared with a 1M tip,

we're going to decorate our cupcakes

with a 1M rosette. To add a little

sparkle, we're going to sprinkle them

with some white sugar. Our cupcakes are

almost done we just have one final step

and that's to add in a little bit more

champagne flavor. So we are going to be

using Wilton's Shot Tops. I'm using the

little bottles, so what we do for this

is we take a shot top,

cut off the end, not too much just a very

little bit,

squeeze it, place it in some champagne

and then release, stick it in the cupcake

and then right before you go to eat it

squeeze it and you get that rush of

champagne flavor. And now we're done! Now

you have a delicious treat to share with

your mom for Mother's Day. Baking for

your mom is a great way to show that you

love her. In the comments below tell me

what you're going to be doing this

Mother's Day, you can also check out the

link below for more recipes and ideas

for Mother's Day from Wilton. I'm

Stephanie, thanks for watching!

For more infomation >> How to Make Mom-osa Cupcakes for Mother's Day - Duration: 2:43.

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Halo Legends – Netflix (Trailer) - Duration: 1:38.

For more infomation >> Halo Legends – Netflix (Trailer) - Duration: 1:38.

-------------------------------------------

Milana Style. Эконом-цены. Блузки. Специальная подборка. - Duration: 1:51.

For more infomation >> Milana Style. Эконом-цены. Блузки. Специальная подборка. - Duration: 1:51.

-------------------------------------------

IcicleFerret is an Idiot! - Hitman 05: Sapienza - Duration: 45:12.

"Ok so post-credit scene here"

"I think it's a post-credit thing. Hopefully I'm recording"

"Um... Yeah... all the stuff that I comp- completed

"And I unlocked some stuff"

"Fun"

"What's my score?"

"Three Hitmans! Woohoo!"

"Not too bad, considering I spent, I think it was OVER AN HOUR just trying to find where I was supposed to go"

"Yeah! All right, three Hitmans"

"I'll take it. I'll take it"

"Thank you all for watching, and I will see you all NEXT TIME!"

For more infomation >> IcicleFerret is an Idiot! - Hitman 05: Sapienza - Duration: 45:12.

-------------------------------------------

The History of Mountain Bike Wheel Size - Duration: 4:08.

Wheel size.

It became so controversial all of a sudden.

But let me tell you, let me give you a little perspective.

History of Mountain Bike Wheel Size

When we started the company named Mountain Bikes in 1979, there was 26", and 26" was what was easily available.

The 26 x 2.125 Uniroyal Knobby cost $11 at retail, and you could buy it at any shop in the United States.

That was obviously the best tire.

And, let me tell you, we fussed around.

Even though a 20" was a whole bunch lighter, the 26" rolled over everything.

And, you know, that was sort of the obvious size.

In those early days, we subscribed to a magazine to British Cycling Weekly, and we got these little, tiny newsletters.

And going through there, we found, "whoa, who's this guy?"

Geoff Apps!

Geoff Apps had an off-road bike, and he used 700c and 650b x 44mm tires.

These were made in Finland by Hakkapeliitta.

Wow! Wow, look at that!

And you could use a Super Champion 700c rim or a 650b rim by Super Champion, this beautiful alloy rim.

Well, we built ten bikes in the 700c and we built five bikes in the 650b, we got some tires sent over from Geoff Apps.

The bikes worked, but the tires weren't cheap.

So I was going to have to charge $100 - $120 at retail for this tire

when anybody could walk into a shop and buy a Uniroyal Knobby for $11.

Hmm, I didn't know.

And around the same time, the BMX guys in Southern California came out with alloy rims, Araya and Ukai alloy rims.

And so a good old Schwinn S2 steel rim, which was the gold standard for klunkers, that was 55 oz for one rim!

Oh, my God!

And they were chrome plated.

So if you used a set of calipers, and it got wet, it'd be like forget about it, you had no brakes whatsoever.

But the alloy rim came out, and we said, "okay, 26" is here, 26" works."

And that's why we went with 26".

But always in the back of my mind, and a few of the other of the original pioneers,

we thought maybe we should try a larger size.

And, man, it took a long time.

It wasn't until the end of the '90s that we actually made a tire.

And that first tire, for a 700c rim but a full size 52mm tire, I had the guys at WTB make that tire for me.

Charlie Cunningham from that organization, and Mark Slate.

We'd been talking about this for years, and I finally said,

"look, enough of this talk; let's try it, let's see if it works."

So they made this one tire, and that's when we started our big experiment about the 29er.

Is this going to work or not?

And I must say, it's really exciting to be with a company where we no longer have this problem.

We go out and we play around.

Nobody's asking for this, why should we do it?

Because we think it might work, and we should go try it out and see if it does.

We can bring a tire in.

We can make a tire that's totally competitive in every aspect.

This is a great quality piece of rubber with a great designer.

And, guess what? A competitive price.

We can do this.

So we've been able to really open up the whole tire size thing, and now it's less of a debate.

For more infomation >> The History of Mountain Bike Wheel Size - Duration: 4:08.

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#letsread[1] - MAXP1 - The Main Characters | Project T - Duration: 5:59.

For more infomation >> #letsread[1] - MAXP1 - The Main Characters | Project T - Duration: 5:59.

-------------------------------------------

Transition as an Opportunity to Change from Transition is the New Normal 2016 - Duration: 0:49.

For most of us in this room, we are lucky.

Even in our situations as they currently stand most of our life needs are being met.

we can feed ourselves.

We have a roof over our head.

It may be a struggle.

It may be troublesome right now, but we at least have those basic needs met and it's

that stability that allows us to think about these other-other ways and other wants, needs,

and desires in our lives.

It also allows you to look out there and see transition not as a threat but as an opportunity.

This is an opportunity -- and it sounds like a cliche, I know -- "This layoff is an opportunity

for you!"

Right?

It doesn't feel like it at the time.

It feels so bad and so scary and so frightening.

It is an opportunity.

For more infomation >> Transition as an Opportunity to Change from Transition is the New Normal 2016 - Duration: 0:49.

-------------------------------------------

Kia Rio 1.2 PLUS PACK 3-D - GARANTIE 2019 - Duration: 0:57.

For more infomation >> Kia Rio 1.2 PLUS PACK 3-D - GARANTIE 2019 - Duration: 0:57.

-------------------------------------------

Halo Legends – Netflix (Trailer) - Duration: 1:38.

For more infomation >> Halo Legends – Netflix (Trailer) - Duration: 1:38.

-------------------------------------------

Mercedes-Benz E-Klasse E 220 d Limousine Avantgarde Automaat - Duration: 1:03.

For more infomation >> Mercedes-Benz E-Klasse E 220 d Limousine Avantgarde Automaat - Duration: 1:03.

-------------------------------------------

| Julia Nunes - Then OK | (Jeff Miller cover) - Duration: 4:17.

Hey, everyone. It's Jeff. I hope you're doing well!

So I'm going to be doing a quick cover of "Then OK" by Julia Nunes

because she's actually on a Midwest tour right now.

Um, unfortunately I'm not able to go, but I think that she's extremely talented so

I wanted to share some of her stuff here and yeah I hope that you enjoy it!

One, two, ready, go.

[ ♪ ukulele playing ♪ ]

♪ I AM TRYING TO BE REALISTIC HERE ♪

♪ I AM DYING 'CAUSE I KNOW I CAN'T RESIST IT ♪

♪ WE'RE GONNA BE SO SORRY SOON ♪

♪ I CAN'T KEEP MY HANDS OFF YOU ♪

♪ AND I DON'T WANT TO ♪

[ ♪ ukulele playing ♪ ]

♪ IF WE'RE CAREFUL MAYBE THIS COULD BE ALRIGHT ♪

♪ YOU ARE CAFFEINE AND I'M STAYING UP ALL NIGHT ♪

♪ I'M NOT STUPID ENOUGH TO BELIEVE ♪

♪ THAT I COULD JUST KISS YOU AND LEAVE ♪

♪ THERE WILL BE PRICES TO PAY ♪

♪ WHAT ARE WE GONNA DO? ♪

♪ I JUST WANNA TOUCH YOU ♪

♪ NOTHING CAN STAND IN MY WAY ♪

♪ SO IF ALL YOU HAVE TO SAY IS OKAY, THEN OKAY ♪

[ ♪ ukulele playing ♪ ]

♪ I KNOW BETTER THAN TO PLAY WITH FIRE BUT ♪

♪ I'M ALREADY BURNING AND I CAN'T GET ENOUGH ♪

♪ I'M NOT STUPID ENOUGH TO BELIEVE ♪

♪ THAT I COULD JUST KISS YOU AND LEAVE ♪

♪ THERE WILL BE PRICES TO PAY ♪

♪ WHAT ARE WE GONNA DO? ♪

♪ I JUST WANNA TOUCH YOU ♪

♪ NOTHING CAN STAND IN MY WAY ♪

♪ SO IF ALL YOU HAVE TO SAY IS OKAY, THEN OKAY ♪

[ ♪ ukulele playing ♪ ]

My camera decided to cut out right there so

Woo! Uh. [ laughs ]

But here is the bridge and the rest of the song, so here we go.

♪ I'M NOT WORRIED ABOUT THE CONSEQUENCE ♪

♪ BUT MAYBE WE COULD USE SOME COMMON SENSE ♪

♪ MAYBE THIS WAS JUST HOW IT HAD TO BE ♪

♪ I WAS GONNA EXPLODE EVENTUALLY ♪

[ ♪ ukulele playing ♪ ]

♪ SO IF ALL YOU HAVE TO SAY ♪

♪ IF ALL YOU HAVE TO SAY ♪

♪ IF ALL YOU HAVE TO SAY IS OKAY, THEN OKAY ♪

I hope you enjoyed that.

Y'all should definitely check out her albums.

This one was off of "Some Feelings" and there are definitely a lot of feelings on that. [ laughs ]

But, uh, as always, you are valid.

You are loved.

I hope you all have a wonderful rest of your week and I'll see you again on [Friday].

Bye.

♪ THANKS FOR CHECKING OUT MY VIDEO ♪

♪ YOU CAN CLICK ANYWHERE IF YOU DON'T KNOW WHERE TO GO ♪

♪ I HOPE THAT YOU ENJOYED THE SHOW ♪

For more infomation >> | Julia Nunes - Then OK | (Jeff Miller cover) - Duration: 4:17.

-------------------------------------------

The History of Mountain Bike Wheel Size - Duration: 4:08.

Wheel size.

It became so controversial all of a sudden.

But let me tell you, let me give you a little perspective.

History of Mountain Bike Wheel Size

When we started the company named Mountain Bikes in 1979, there was 26", and 26" was what was easily available.

The 26 x 2.125 Uniroyal Knobby cost $11 at retail, and you could buy it at any shop in the United States.

That was obviously the best tire.

And, let me tell you, we fussed around.

Even though a 20" was a whole bunch lighter, the 26" rolled over everything.

And, you know, that was sort of the obvious size.

In those early days, we subscribed to a magazine to British Cycling Weekly, and we got these little, tiny newsletters.

And going through there, we found, "whoa, who's this guy?"

Geoff Apps!

Geoff Apps had an off-road bike, and he used 700c and 650b x 44mm tires.

These were made in Finland by Hakkapeliitta.

Wow! Wow, look at that!

And you could use a Super Champion 700c rim or a 650b rim by Super Champion, this beautiful alloy rim.

Well, we built ten bikes in the 700c and we built five bikes in the 650b, we got some tires sent over from Geoff Apps.

The bikes worked, but the tires weren't cheap.

So I was going to have to charge $100 - $120 at retail for this tire

when anybody could walk into a shop and buy a Uniroyal Knobby for $11.

Hmm, I didn't know.

And around the same time, the BMX guys in Southern California came out with alloy rims, Araya and Ukai alloy rims.

And so a good old Schwinn S2 steel rim, which was the gold standard for klunkers, that was 55 oz for one rim!

Oh, my God!

And they were chrome plated.

So if you used a set of calipers, and it got wet, it'd be like forget about it, you had no brakes whatsoever.

But the alloy rim came out, and we said, "okay, 26" is here, 26" works."

And that's why we went with 26".

But always in the back of my mind, and a few of the other of the original pioneers,

we thought maybe we should try a larger size.

And, man, it took a long time.

It wasn't until the end of the '90s that we actually made a tire.

And that first tire, for a 700c rim but a full size 52mm tire, I had the guys at WTB make that tire for me.

Charlie Cunningham from that organization, and Mark Slate.

We'd been talking about this for years, and I finally said,

"look, enough of this talk; let's try it, let's see if it works."

So they made this one tire, and that's when we started our big experiment about the 29er.

Is this going to work or not?

And I must say, it's really exciting to be with a company where we no longer have this problem.

We go out and we play around.

Nobody's asking for this, why should we do it?

Because we think it might work, and we should go try it out and see if it does.

We can bring a tire in.

We can make a tire that's totally competitive in every aspect.

This is a great quality piece of rubber with a great designer.

And, guess what? A competitive price.

We can do this.

So we've been able to really open up the whole tire size thing, and now it's less of a debate.

For more infomation >> The History of Mountain Bike Wheel Size - Duration: 4:08.

-------------------------------------------

I Eat A GIANT SNACK SPACESHIP Part 2! Spoon U GIANT HAUL Taste Test! I Eat Snacks #2 - Duration: 9:29.

Okay, Skinny Pop popcorn.

I've seen this. I haven't actually tried it 'cuz

-I don't know-

I feel like popcorn needs butter to be delicious.

Call me traditional.

Oops, I got a burnt piece of popcorn.

So this is just regular, old, plain popcorn. I don't think there's anything on it.

Oh, there's sunflower oil and salt on it.

Yeah. It tastes like healthy popcorn.

It's alright. It's kind of like eating little pieces of air.

I think I disapprove.

I think it needs butter.

So that's ok.

It's probably a good snack if you just want to eat something

and don't want to eat a bunch of fatty calories something like that

Here's another drink. One hundred percent coconut water.

*sigh*

I hate coconut water so much,

but because I have to try everything in here for y'all,

I'm going to try this coconut water.

Maybe this is a magical coconut water that I'll like

And it won't make me go -Bleh-

Or maybe it will, and you'll love it,

'cuz you all like to see me miserable.

That's ok.

I'll suffer for my art.

It doesn't really smell like much.

That's good.

*disgusted groan*

It just tastes like dirty water! It's so gross!

*dismayed gasp*

Can somebody in the comments please explain to me the appeal of coconut water?

Because it's like slimy, dirty water to me, and I hate it so much.

*Uuughh*

Yeah, it's got this slimy texture that I just can't get over, and...

I can't. I need something else.

Okay, we got another cereal protein bar that's chocolate flavored.

Hopfully that'll get the weird dirty water taste out of my mouth, 'cuz...

-oh my god, it's-

*shudders* Gross.

I hate it.

*sigh*

So, this one looks the same as the other ones.

Frosted, - except obviously it's chocolate-

So I'm assuming this is going to taste like cocoa crispies or something.

*Mmmm*

*Hm*

Yeah

Dare I say, it's a little better than cocoa crispies

Probably because it's got frosting on top.

That's just making it a little better.

It tastes kind of like...

It's got a little more of a brownie flavor to it

than straight up Cocoa Puffs or Cocoa Krispies or one of those.

There's brownies on the front of this, and it tastes like that.

That photo is actually exactly what this tastes like.

So that's pretty good. I'd eat that one again, too.

So two out of three ain't bad on the cereal bars.

And now I don't taste that gross coconut water in my mouth. Yay!

Ohhhh!

I've seen these in the store and wondered about them.

This is another protein bar.

Called RX Bar. This one is maple and sea salt flavored.

Which will be interesting.

It's not necessarily the first flavor that I would pick out myself at the store.

It's got three egg whites, five pecans, four cashews, two dates, and no BS.

What more could I ask for in a protein bar, I guess?

I like that they're like,

"There's four cashews exactly inside of this. Not five, not three, but four."

*slightly amused chuckle*

-Woah-

This also has a very strong maple coming out of here, and it's a little sticky.

Oh, it's really weird looking!

Whoa, it's kind of shiny and I don't know if you can kind of see the texture is really chewy looking...

-but also kind of hard. You can see the sea salt in there.

Oh, there's little nuts. You can kind of see it from the side.

Little scared. It's okay.

*disapproving uh-uh*

*highly disapproving uh-uh*

Nope

No. No no no no no. We're not gonna do that one again.

*refresh*

Oh my god, I feel like it's going to be stuck on my teeth forever!

It's really chewy and sticky.

And the maple is too much. And it tastes like..

...somebody left a pecan pie sitting on top of a car,

and had the car running.

That's what that tastes like, and it is not good,

and I'm really I didn't spend $4 or whatever they charge for these things in the store.

Sorry, I think there is some BS in this, and this was false advertising

No.

Oh my gosh!

Okay, this will be good. I'll get the taste out of my mouth with this.

This is a Nib Mor all-natural, superfood, cacao nibs daily dose of dark

because I guess everybody needs a dose of darkness

everyday.

*Ha-ha*

I don't even know what that really means. *laughter*

Mmm. Yeah

I'm into this one.

I love healthy chocolate, like the darker the better, and I love cacao nibs.

This is super dark chocolate tasting, and it's got little pieces of the cacao beans in it,

so it's a little bit crunchy.

It mostly just looks like regular chocolate, but -I don't know if you can see the texture at all-

there's some little niblets in there.

Yeah, I would get this again. This was good. Thumbs up on this one.

It almost makes up for that horror show, BS water.

*laughs* I don't remember what it was called.

We're almost out of stuff so -two things left-

This is a Coca-Cola Life,

that's sweetened with cane sugar and stevia.

I've seen these at the store, haven't tried it.

Apparently they shipped it in this baggie because obviously this thin,

plastic bag is going to protect the glass bottle.

So I've only got two things left.

I'm actually not going to try this one, because it requires cooking, but

it's an apple Walnut flavored oatmeal, and I will try this at some point and

I'll put, in the description below, how this tasted.

But I'm not gonna try that one right now.

And last but not least is

Sierra trail mix Clif Bar. I have not had this flavor.

It's got peanuts, chocolate, and raisins.

I'm going to give this a bite, and then I'm gonna try this Coke for my dessert.

and we'll do a little quick recap.

So Clif Bars, if you haven't had them, are just these trail mix, granola kinda bars.

They're chunky and full of dates and nuts and things.

*Mmm!*

Honestly every Clif Bar flavor tastes exactly the same to me. This one just tastes-

it's salty, you can taste the peanuts.

Didn't get any chocolate or raisins in that bite.

It's not bad! I mean *approve* Clif Bars are great, but

literally every single one tastes exactly like every single other one to me.

Okay, let's wash it down with Coca-Cola Life!

Because apparently stevia gives you life?

I don't know.

Oh, that's good!

I really only drink Diet Coke

-because I can't have the sugar that's in regular Coke on a regular basis-

but I like the mix of the stevia and the cane sugar.

It doesn't have that weird stevia taste that some diet stuff can get, where it's overly sweet.

It's pretty mellow and actually I think I would drink this again.

It's kind of herb-y.

More that regular Coke. It's really good! I like this.

So, in conclusion I think my favorite thing, out of everything I tried,

was these little Nib Mor chocolate squares and the cinnamon roll bar

This was really good.

And I also liked the Moose Munch, which my partner stole from me!

Going to show that one again. Here we go. The Moose Munch!

Yaaayy! Oregonian food, Harry and David's.

Those were my favorites.

The worst - if somebody was like, "This is all you can eat for the rest of your life."

I would just fall to the floor in tears. These two were horrible!

I did not enjoy these

Thank you so much to Chef'd and Spoon University for sending me this giant spaceship of free stuff!

Oh my gosh, you should go check them out. I think it's chefd.com.

and also if you like this video, please click subscribe and

If you like it, give me a thumbs up and please check out my website.

ieatsnacks.com

I'll snack ya later!

*wink*

Bye!

For more infomation >> I Eat A GIANT SNACK SPACESHIP Part 2! Spoon U GIANT HAUL Taste Test! I Eat Snacks #2 - Duration: 9:29.

-------------------------------------------

Food Revolution Summit 2017 - Day 3: Is Your Food Safe? - Duration: 3:24:32.

For more infomation >> Food Revolution Summit 2017 - Day 3: Is Your Food Safe? - Duration: 3:24:32.

-------------------------------------------

Paratus Report, May 2017: Episode 1 - Duration: 1:52.

I'm Petty Officer Connie Terrell and

you're watching the Paratus Report.

The Master Chief Petty Officer of the Coast

Guard Master Chief Steve Cantrell has a

message for all enlisted members,

specifically senior enlisted leaders

To ensure the Coast Guard continues to

retain the best performing senior

enlisted leaders, we have established a

senior enlisted continuation board or

SECB. This board will evaluate only

the performance and conduct aspects of

each candidate's records. Listen - boards

like these are never easy so I urge you

to review the criteria for the board and

your personnel record well prior to the

first convening scheduled for later

this year.

People behaving badly on

social media has recently been a topic

in the news so to help you help yourself

here's a quick rundown of what the Coast

Guard's social media policy says about

personal use. You represent the service

at all times. Consider how the content

you post reflects upon yourself and your

unit. Always consider OPSEC and

remember that nothing posted online is

truly private. All it takes is a

screenshot of a private conversation

sent to your command even by someone who

isn't in the Coast Guard. For example if

you're on a dating app and send an

insulting message to someone

well that screenshot of your private

conversation will make its way to your

command. On a serious note online

bullying and inappropriate language are

not in line with our core values. If you

wouldn't say it in front of a family

member your command chief or the

Commandant don't say it online. For more

information on the topics covered in

this episode see the links in the post.

Thanks for watching the Paratus Report.

See you next time.

For more infomation >> Paratus Report, May 2017: Episode 1 - Duration: 1:52.

-------------------------------------------

Francesco Totti: The Last Emperor of Rome - Duration: 6:29.

For more infomation >> Francesco Totti: The Last Emperor of Rome - Duration: 6:29.

-------------------------------------------

Medigap Plans | 5 Things You Should Know Before Choosing A Medigap Plan | Medicare Plan Discounts - Duration: 15:19.

Hi Lenore here with Medicare Plan

Discounts. Are you turning 65 and about

to enroll in Medicare? If the answer is

yes...then this message is for you. Stay

tuned, because I'm going to share with

you, "5 Things You Should Know Before

Choosing a Medigap Policy." Stay tuned,

today I'm going to share with you, "5

Things You Should Know Before Choosing a

Medigap Policy." Remember to subscribe to

our YouTube channel in the lower right

corner and also feel free to LIKE,

COMMENT, or SHARE if you receive value

from this video. So let's get started! The

first thing you need to know is...What's a

Medigap policy. Medigap policies, also

known as supplemental plans, are private

health insurance plans that help pay

some of the health costs Original

Medicare doesn't cover. Gap or

supplemental plans fill in the gap or

supplement traditional Medicare. The

second thing you need to know is...What

does the Medigap plan cover and what

does it not cover. Medigap plans were

designed to pay for Medicare approved

expenses. things like...your Part A

inpatient hospital deductible, the Part A

hospice care coinsurance, and skilled

nursing facility coinsurance, your Part B

deductible, the Part B coinsurance, and

co-payments. Part B excess charges, and

foreign travel emergency expenses are

things that are designed to be covered

under Medicare plans. Medigap plans don't

cover long-term care, vision, dental care,

hearing aids, eyeglasses, and private duty

nursing. Ok! So, that brings us to the

third thing you need to know about

Medigap policies...What types of policies

are not Medigap plans. This is important.

There's a few different options out

there for people to choose from and you

need to understand the differences in

the types of plans and what's a Medigap

plan and what's not a Medigap plan.

So, the first plan that's often

confused with Medigap is Medicare

Advantage. Medicare Advantage plans - also

known as Medicare Part C - are plans that

are designed as HMOs,PPOs, and Private

Fee For Service plans (PFFS) these plans are

Geographic in nature they go by a

specific zip code or county. Typically

you would need to stay within a network

of doctors and providers and you may

need referrals.

Medigap plans are also not employer

plans. So, like our union plan an employer

federal or state health benefit plan is

NOT a Medigap plan. TRICARE and Veteran

Benefits are not Medigap plans.

Prescription drug plans and Medicaid are

NOT Medigap plans. The fourth thing you

need to know is...What should I know if I

want to buy a Medigap policy? Good

question? So, there are a couple of things

you need to know. The first and most

important that is you must be enrolled

in Medicare Parts A and B if you want to

choose or pick up a Medigap plan. So,

Medicare has Parts A, B, C, and D. And,

Medigap has plans

lettered A through N, and they're different.

Medigap plans are standardized. As I said

before, lettered A through N by CMS. The

standardization is actually a good thing

for you because it allows you to compare

apples to apples. So, you can plan

compare every plan A, B, C, D, and so forth

from one company to another. The

standardization also allows you to

understand the levels of coverage under

each plan. This is the chart put out by

Medicare. You can see the benefits on the

left you can see each plan lettered and

what's covered on the Medicare pretty

easily here in this chart. Plan F is

starred you can see that it covers 100%

right down the line of what Medicare

doesn't cover. So if you're going to pick

up a Medigap plan there's three plans

that we really recommend or three plans

that you'll want to consider. Plan F, Plan

G, and Plan N. Plan F is the most popular

plan. It's the most comprehensive plan.

It's also the most expensive plan.

Therefore we recommend people to look at

a Plan G, because plan G is exactly the

same as F in every way except for one

small difference...Plan G doesn't pay the

Part B deductible - which in 2017 was $183.

So, you most likely will get a

better rate with Plan G and still have

the same exact coverages as Plan F, but have to

meet

small Part B deductible one-time

annually. Plan N is also another great

option. It's usually priced a lot lower

than F and G. There is some cost-sharing

under Plan N. You may have to pay up to $20.00

for a doctor visit and up to

$50.00 for an emergency room

visit, if you're not admitted but you'll

never pay a penny more than twenty or

fifty. The thing about all these

supplemental plans is that they allow

you to go to any doctor, hospital, or

provider as long as they accept Medicare.

So you don't have to worry about

referrals or networks. And, they travel

with you anywhere in the United States

again as long as the doctor or provider

accept Medicare. So, some other things to

know about Medicare or Medigap plans are

that during Medicare open enrollment you

can buy a Medigap policy from any

insurance company licensed in your state.

And we're going to talk about enrollment

in buying a plan in a few minutes.

Medigap policies are guaranteed

renewable regardless of your health

problems as long as you pay the premium.

That makes it really easy. You just

pay the premium. It's kind of like you

set it and forget it.

The plan levels don't change, you just

paying the premium and it makes it

pretty simple. Different insurance

companies can charge different premiums

for the SAME EXACT PLAN. This is a really

key feature of Medicare supplemental

plans and it's important to know so that

you can compare apples to apples. So if

you're shopping for Plan G for instance.

You want to look at Plan G under

different insurance companies. But,

company A,B,C,D can charge a different

rates and company X,Y,Z just because they

can. But, the Plan G is the Plan G

regardless of the carrier. Medigap

policies on individual policies. So what

does this mean? Well, if you're married or

if you're living with someone who is

Medicare eligible you will both have to

purchase separate Medigap plans there's

no such thing as a family Medigap plan.

Some companies do offer discounts

for married folks, significant others, or

if you're living with a parent, maybe

who's on Medicare you may actually

qualify for a discount and you should

ask for that. This is important

to is that you have to pay your Medicare

Part B premium and your Part B premium

is being paid to Medicare. It's

oftentimes taken out of your Social

Security check directly. But your Medigap

premium, Medigap is different from

Medicare Part B, is paid to private

insurance companies. You cannot have a

Medigap policy and a Medicare Advantage

plan at the same time. Although, it

might sound attractive to have double

triple coverage...no such thing. Medigap

and Medicare Advantage cannot you can't

have both at the same time. If you

have a Medicare Advantage plan and

you're thinking about moving to a

Medicare supplement. Well you can dis-

enroll there are special time frames to do

that, but you will have to dis-enroll during

those time frames and move back to

traditional Medicare. And then you can

pick up the Medigap plan. If you want

Part D - which is usually a good idea -

that's your prescription drug plan. You

can enroll in a standalone prescription

drug plan offered by private insurance

companies. There's typically about twenty

to twenty-five different plans that will

be offered in your area. So most folks

elect to pick up you have to have

traditional Medicare A and B. They pick

up a Medicare Supplemental plan and then

they pick up a prescription drug plan to

make sure their coverage is complete.

That brings us to the fifth

thing about Medigap plans. When's the

best time to purchase one? Well you

really want to purchase a Medigap plan

during what's known as your Medicare

open enrollment period. Open enrollment

is when you're turning age 65 or you're

coming off of a health plan and first

enrolling in Medicare Part B. There is

a Medicare open enrollment and a Medigap

open enrollment. Medigap open enrollment

starts 6 months before you enroll in

Part B and last 6 months after you

roll in Part B. During open enrollment

this is why it's so important to enroll

in during open enrollment the insurance

company can't decline or if used to sell

you a policy it sells. They can't make you

wait. There's no such thing as

preexisting conditions during open

enrollment and they can't charge you

more for your health problems.

Enrolling during open enrollment can

really save you a lot of money and a lot

of heartache. Another good time to

purchase a Medigap plan is during what's

known as a guaranteed issue period.

Guaranteed issue is a little bit

different than Medicare open enrollment.

You have a guaranteed issue right if

during the first year when you signed up

for Medicare Part B you signed up for an

Advantage plan or or PACE Program and

you say, "Okay it's not for me I want to

switch back to Original Medicare" you can

do that within your first year that's

known as a guaranteed issue right. Also,

if you're enrolled in a Medicare

Advantage plan and the company moves out

of your area, goes bankrupt, and it's

not your fault.

You can actually move into traditional

Medicare and pick up a Medigap plan. When

you come off a group health plan and

you're already signed up for Part B some

folks would like to pick up Part B and

they're still covered through their

company's plan or a spouse's plan.

You decide that you want to pick up a

Medigap plan. You're coming off that

group health plan. That's known as

guaranteed-issue now. During a

guaranteed-issue period unlike open

enrollment insurance companies offer you

certain plans. They have to offer you A, B,

C, F, K, or L, if they sell one of those

plans and if it's offered in your state.

That's important to know about

guaranteed-issue. There's no medical

underwriting during the guaranteed-issue

period. That's really key is that you

know you don't have to worry is my

health going to make the price go up or

are they going to deny me based on

health if I'm guaranteed-issue. So

if you don't enroll during open

enrollment and you don't enroll during a

guaranteed-issue period. Don't despair.

You can still pick up a Medigap plan. It

just means that you may have to go

through the medical underwriting. You may

have a pre-existing waiting period and

you may have to pay a little bit more a

lot more depending upon your health

for the plans. Some bonus tips...

Things that you really should know about

Medigap plans.

The first is remember that all Medigap

plans are standardized. We said this

before. Standardization allows you to

pick the right plan and benefit for you.

It's a beautiful thing! You can

decide okay I want to Plan G and Plan G

with Company A is the same as Plan G

with Company B. It allows you to shop the

rates. Tip number two as I said before is

different insurance companies can charge

different premiums for the same exact

policy. Tip number three is to find a

license insurance broker this is really

important finding a licensed broker

someone who works with more than one

insurance company and they can help you

compare the rates of each different

company out there for Plan G, Plan F,

Plan N - whichever plan you choose. It

doesn't cost you extra to work with a

broker and working with a broker will

often save you time and give you

reassurance that you're picking the

right plan and the right company. Which

brings us to tip number four. If you buy

the policy make sure you're working with

a reputable broker or someone who is

going to shop the rates for you every

year. Because, every year the rates for

the Medigap plans do go up about 2% to

3% and you want to make sure

that you're not being overcharged for a

plan and a good broker will help you

shop the rates. So, let's recap. You know

what. If you're buying a Medigap plan you

need to figure out which plan you want

which plan meets your needs. You need to

find out which company makes sense for

you, because when you figure out the plan

whether it be F, G, N - whatever plan it is

you choose. Then you need to figure out

which insurance company sells the plan and

which insurance companies offer the most

competitive rate. Finally, finding a

licensed broker will help you compare

the rates. They can shortcut that for you

and they can shop the rates for you

every year. If you still have questions

please don't hesitate to call us we're

here to help you.

Hi, Lenore again with Medicare plan

discounts dot com. We covered a lot of good

information but there's still a few

pieces missing in the Medicare puzzle.

Having worked in the benefits industry

for almost three decades for companies

like Kraft Foods, Coca-Cola, and Graybar

Electric. I know how confusing benefits

can be for people. Medicare is "especially"

confusing! That's why we put together our

7 part mini-video course...Medicare

The Inside Scoop." These short

easy-to-understand videos will help you

get all your ducks in a row. So, you can

confidently make the right decisions for

Medicare. Just click on the button to my

right or the link in the description

below this video and you'll get instant

access to "The Inside Scoop" on Medicare.

Please feel free to LIKE, SHARE, and COMMENT.

For more infomation >> Medigap Plans | 5 Things You Should Know Before Choosing A Medigap Plan | Medicare Plan Discounts - Duration: 15:19.

-------------------------------------------

Regard sur l'école inclusive - Duration: 5:25.

For more infomation >> Regard sur l'école inclusive - Duration: 5:25.

-------------------------------------------

Does IQ Really Measure How Smart You Are? - Duration: 6:03.

When people talk about smarts, Intelligence Quotient or IQ always seems to come up.

People love to bring up how Einstein had a genius-level IQ of 160.

And to join Mensa, you need to have an IQ of at least 130.

But is IQ even a good way to measure intelligence?

Well, that depends on how you define intelligence.

IQ scores may be a useful shorthand to talk about education strategies for big groups

of people, like when discussing public policy.

But IQ can be affected by a lot of factors, even things as subjective as your motivation

while taking the test.

The first sort of IQ test was invented by the French psychologist Alfred Binet in the

early 1900s.

A law in 1882, aimed at egalitarianism, said that any healthy child had to go to school

and learn the basics, like: reading, writing, arithmetic, history, public policy, and the

natural sciences.

The law even included special consideration for children with disabilities, like deafness

or blindness.

But the French government acknowledged that not every kid would able to keep up with the

normal curriculum, for lots of possible reasons.

So, Binet and other psychologists were commissioned to create a standardized test to measure how

different kids handled their schoolwork.

Along with Théodore Simon, Binet developed the Binet-Simon test – in which children

would answer a series of questions until they couldn't anymore.

That way, kids could be grouped in classes with students with similar scores, instead

of relying on their age or the subjective judgments of teachers.

In the next decade or so, this scale was revised for use with both kids and adults and renamed

the Stanford-Binet Intelligence Scales.

This popular IQ test is still used today, along with other standardized tests that are

meant to measure learning ability – sometimes defined as how quickly and easily we learn

new things.

On early versions of the test, IQ was calculated by taking a person's score on a standardized

test, dividing it by their chronological age, and then multiplying the result by 100.

In more modern versions, you're basically ranked against other test takers.

The scores of a group of people are scaled so that 100 is the average, and your IQ score

is determined based on where you are in relation to that average.

But here's the thing: whether or not IQ tests actually measure your intelligence depends

on how you're defining intelligence.

In simple definitions, intelligence is the ability to learn new things or adapt to new

situations.

But the definition can also include the ability to use logic or reason, or to think abstractly.

These definitions are all focused on intellectual capacity, which is how intelligence is defined

by the American Psychological Association.

And they don't include other kinds of intelligence, like social or emotional intelligence, or

things like creativity, or self-awareness.

The Stanford-Binet test, for instance, focuses on testing five main categories of information:

baseline knowledge, basic mathematics, visualizing objects in space, working memory, and fluid

reasoning – or the ability to solve new problems.

So, depending on what you're trying to understand about someone, IQ tests might be useful, or

they might be a waste of time.

It also turns out that your IQ score can be affected by a lot of different things – and

because intelligence is so complex, we're not sure how strongly different factors might

affect it.

There's some evidence that says cognitive abilities are somewhat heritable, meaning

there might be some kind of genetic component to IQ.

But it's not that simple!

Recent studies have shown that IQ tests are affected by motivation.

For example, one 2011 meta-analysis found that people who are offered cash if they do

well on an IQ test scored higher than people who weren't offered anything.

Like, up to 20 points higher for just a 10 dollar reward.

That's a huge effect!

And we know that motivation can play a role in other things, like your grades and your

career path, that could be wrongly chalked up to just an IQ score.

IQ also seems to be affected by environmental factors.

Cultural values can influence your IQ scores.

For example, a kid who grows up in a community that prizes storytelling might do better on

verbal sections of the test, or problems that require you to remember and reuse information.

How much education you get – and the quality of that education – may have an effect,

too.

Kids who miss school because it's hard for them to get there, or who attend schools without

many resources, tend to score lower than their peers.

Even your family environment can affect your IQ, like whether you grow up in a low-income

household or whether you experience a lot of trauma as a kid.

So, like a lot of things, IQ seems to result from a mix of nature and nurture.

There are just so many factors that affect your learning ability as you grow up – from

the environment you develop in before you're born, to things like education opportunities

and family dynamics.

But psychologists seem to agree that one thing that seems to help people with learning and

academic achievement is thinking about intelligence as a thing that can change.

So IQ tests aren't anywhere near perfect or comprehensive, but they can help us predict

how people might learn in the near future, which can make a difference in the support

they receive.

For instance, IQ scores can affect diagnosis of intellectual disability, which can inform

public policy about education programs to support different students.

It's understandable why it's valuable to have a standard way to sort-of measure

intelligence, like when it comes to making these general policy decisions.

But it's also easy to see why IQ tests have been surrounded in controversy, too.

There's a lot we don't understand about intelligence, and a lot that an IQ score can't

tell us about a person or groups of people.

So while IQ can be a useful shorthand in some cases, it is not something would set in stone

and do not let a number define you.

Thanks for watching this episode of SciShow Psych, brought to you by our patrons on Patreon!

If you'd like to support all the SciShow channels, you can go to patreon.com/scishow.

And if you want to keep exploring psychology questions with us, go to youtube.com/scishowpsych

and subscribe.

For more infomation >> Does IQ Really Measure How Smart You Are? - Duration: 6:03.

-------------------------------------------

I primi 100 giorni di Presidenza di Donald J. Trump (Sub. ITA) - Duration: 2:57.

For more infomation >> I primi 100 giorni di Presidenza di Donald J. Trump (Sub. ITA) - Duration: 2:57.

-------------------------------------------

Bad Infomercial PARODY | DIY Mother's Day Gift Idea | Edible Arrangement | JUST JACKIE - Duration: 7:45.

Hello ladies and gentlemen. Do you know that it's almost Mother's Day?!

Do you always get your mom the same thing each year?

Does it always cost you an arm and a leg?

Well I've got the thing just for you!!

Get your mom this arrangement which is totally %100 edible!

Introducing our new free tutorial on how to make this beautiful edible arrangement!

In just a few moments, you'll be Mom's new favorite!

Here are all of the ingredients needed to make this beautiful edible arrangement.

Some of these, you might already have in your home.

You don't have to get all of it. Just whatever you want to add to your arrangement.

Today I have a pineapple,

a honeydew,

a watermelon,

some mango

cantaloupe,

strawberries,

grapes,

and any type of melted chocolate.

We also have some flower foam,

a pot,

cookie cutters,

some skewers,

which all can be found at the dollar store!

So let's go ahead and get started!

We're gonna move all of this aside and start chopping it all up!

So first we're gonna start off by chopping the watermelon.

Forget everything you've learned about cutting stuff

because we have a new technique!

Take your sharpest knife (CAREFULLY lol)

and slice this bad boy right in half!

Just like so.

Wooow!

After that, you wanna begin to cut these like a giant tomato.

Wow! Look at this big piece of watermelon!

Now let me show you exactly what we're gonna do with it.

So now we have these dollar store cookie cutters and we're gonna make

red heart watermelons.

Simply just punch out the shapes in our watermelon slice.

Now, you can make as many of these as you need for your arrangement.

That's the beauty of it.

Moving on to our next fruit is the pineapple!

And guess what!? We're gonna chop it the same way.

Yeahhhh look at that.

And you guessed it! We're gonna slice it to an inch slice!

This is the way to do it if you're bad at peeling pineapple.

'cause I am.

So now we have our pineapple here and I'm gonna take this flower cutter

and place it right in the center of our pineapple.

and you guessed it right!

We're just gonna punch it out.

And there we have it, a flower pineapple!

Now I have my cantaloupe and we're just gonna slice this bad boy right in half.

Mama likes this.

Look at all the goopiness right in the middle. You wanna get rid of that.

Now that I've cleaned out these melons, we're just gonna flip it over

and cut some more

Try not to slice off your finger

Alright so now we're just gonna peel off the skin of this cantaloupe

Moving on to our next fruit is this lovely honeydew

we're gonna cut it exactly the same as the cantaloupe

Make sure you remove all the gunk out.

And now just like the cantaloupe, we're gonna cut the honeydew just the same.

So for the strawberries, you want to remove the leaf...part...

that what thats callled?

yeah the leaf part

just like so

and we're gonna cut the grapes in half like so

and you wanna keep the top part cause that's gonna be the center of your flower.

now that we have all of our fruits ready, let's shove some sticks in em.

For the pineapple, you're gonna shove it in the hard part of the

the pineapple...

and careful not to get your own fingers

and now we're gonna take the grape that we cut

shove it right at the top so it looks like a little daisy

moving on, now we're gonna shove the stick into our cantaloupe here

and just leave it like this

Now we're doing the same thing with the honeydew. You guessed it! Shove it right at the bottom.

and now we're doing the watermelon hearts and just shove it right in there.

Okay so now that we have all of our fruits on a stick,

we're gonna go ahead and take our pot here

get this flower foam and place it right inside.

After you've done that, make sure you protect your fruit by covering the foam with some plastic wrap.

Here comes the fun part

you can take these sticks and basically shove them wherever you want to.

it's an arrangement.

and that's what we're gonna do with the entire arrangement

and you wanna start from, kind of like a triangle,

build it up tall and bring it back down.

Tada! Your mom's gonna be super proud!

Look at this beautiful edible arrangement!

Here is a strawberry dipped in chocolate

and it has some sprinkles on it for the fun moms. ;)

So guess how much today's edible arrangement was?

Only $20? Whaaaat?

Now that's a savings that I...like!

So I went online to find something similar to this,

and the price came out to be $89.99 not including delivery!

Boo! That's not a savings!

This is a savings!

So make sure, this upcoming Mother's Day,

you'll get her something she'll actually like!

and it's not only for mothers

it's for sisters

girlfriends

grandmas!

This is a great DIY!

If you like this video make sure you give it a thumbs up

and make sure you subscribe to my channel, Just Jackie for more videos!

Make sure you click on the little bell to get notified

I'll post every Monday and I will see you next week!

Byeeeeee! <3

For more infomation >> Bad Infomercial PARODY | DIY Mother's Day Gift Idea | Edible Arrangement | JUST JACKIE - Duration: 7:45.

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Ludačke Fore Za Muvanje [ Crazy Pickup Lines ] w/ WHPH & Igor Ćuk - Duration: 10:09.

For more infomation >> Ludačke Fore Za Muvanje [ Crazy Pickup Lines ] w/ WHPH & Igor Ćuk - Duration: 10:09.

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Esmeralda-F*cKTory - Duration: 3:09.

For more infomation >> Esmeralda-F*cKTory - Duration: 3:09.

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2015-2017 F150 Ford Performance by Borla Sport Cat-Back Exhaust 3.5L EcoBoost Sound Clip & Install - Duration: 5:56.

Hey, everybody.

I'm Justin with americantrucks.com, and this is going to be my detailed review and install

of the Ford Performance by Borla Sport cat-back exhaust system, available for your 2015 and

newer 3.5L EcoBoost powered F-150.

So the Ford Performance by Borla Sport system should appeal to the EcoBoost owners out there

who have some money to drop on a top-quality system, you're really digging that dual-split

rear exit configuration, and you want the tone to be very aggressive in the process.

Aside from that dual-split rear exit configuration, prospective buyers can look forward to one

of the most unique tips in the category, thanks to the rectangular black chrome options, featuring

that Ford logo.

This system is going to be on the expensive side, at the mid-$1,200 price point, and will

get a strong one out of three wrenches on the difficulty meter from me, as some owners

might need a trim, depending on your wheelbase.

But nevertheless, we will have some more on that later on.

But since this is an exhaust video after all, let's dive head first into the sound profile

you can expect when bolting up the Sport system.

As I pointed out earlier, guys, this one is pretty strong overall.

So I'm not going to waste any time.

I'm going right to my "Wake the Neighbors" scale, where I have the Sport coming in at

a rather robust four out of five on my one to five, or "one to wake the neighbors" scale.

[00:02:03] [silence]

[00:02:08]

In my opinion, the Atak from Borla and the Outlaw from Flowmaster both will be a little

bit louder than this system.

But this is certainly worthy of an honorable mention.

Now, if you're digging everything about the Ford Performance by Borla Sport system, except

the volume, check out the Ford Performance by Borla Touring instead.

You're going to be getting the same quality, same configuration, just minus a little bit

of volume.

So now that you guys have a better idea of what to expect when it comes to the sound

of the Sport system, let's get onto the construction and materials.

Believe me when I tell you guys, the Ford Performance by Borla stuff is very much a

premium offering, not only in the actual construction itself, but also those materials.

You're looking at premium-grade 304 stainless steel, the best material money can buy when

shopping for an aftermarket system.

Materials aside, you are looking at the straight-through by design Sport Series muffler and resonator

by Ford Performance and Borla, of course.

Piping is 3-inch initially here, before stepping down to 2.25-inch tubing, all mandrel-bent.

Finally, everything is going to exit out one of the most unique tips in the category, these

black chrome rectangular tips embossed with that Ford logo.

But obviously, all of that high-quality materials, construction, build quality, all that good

stuff, it does eventually add up, as you are going to be looking at the $1,200 price point

for the Ford Performance by Borla Sport system.

Putting it in line with some of the other premium options in the category, from Corsa,

of course, and also the standard Borla stuff as well.

But switching gears, let's talk about the install here briefly.

On the topic of a premium exhaust system like this, one of the things that you might not

always factor into that premium price tag is the ease of install.

What I mean by that is this thing practically put itself together on our F-150, despite

the extra material and extra hangers that are included with the kit.

Very straightforward stuff, even though there is some small amount of cutting needed, depending

on your wheelbase.

So that's why I'm sticking to one out of three wrenches on my difficulty meter, and maybe

an hour or two from start to finish before you're making some noise.

Now, if you do need to trim that initial piece of pipe according to Ford Performance, just

make sure you have a cutting tool on hand.

Our preferred tool of choice is a Sawzall, a fresh metal blade, some eye protection,

but you can use anything you have in the shop or garage.

In addition to that, a basic socket set, a cordless impact or impact in general will

certainly speed things up.

Then, finally, some spray lubricant will help you with those rubber hangers.

Before getting started with the install, you need to uninstall that factory cat-back first.

So loosen up the forward-most clamps, slide the system back off the hangers, and drop

the entire cat-back in one piece.

Just be careful.

It is one piece.

It can be a little big and bulky to move around by yourself.

Once that factory system is out of the way, you can get to work installing the new Sport

system from Ford Performance and Borla.

Now, if you do have to cut, I'd recommend doing that first on the workbench or in a

vice, just to make life a little bit easier.

After you've made your cut or if you don't have to cut, you can get to work hanging this

system from front to back.

Save your final tighten up to the very end, guys.

Because Ford Performance and Borla, they do throw in some extra hardware, some extra exhaust

hangers, to get that extra tailpipe in place.

This way it'll allow you to move the system around a little bit with those clamps slightly

loose before really hammering down with your socket set or your impact gun.

After everything is tightened up, your installation is complete.

The Ford Performance by Borla stuff continues to be one of the nicer options in the category

from a material and build standpoint.

The Sport here certainly is going to help deliver plenty of volume on the outside while

being relatively quiet on the inside of the truck.

Wrap it all together with one of the most unique tips in the category, and you've got

an awesome system for the $1,200 price point.

So guys, that is my review of the Ford Performance by Borla Sport system for your EcoBoost, which

you can grab right here at americantrucks.com.

For more infomation >> 2015-2017 F150 Ford Performance by Borla Sport Cat-Back Exhaust 3.5L EcoBoost Sound Clip & Install - Duration: 5:56.

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2011-2014 F150 MBRP XP Series 4" Cat-Back Exhaust 3.5L EcoBoost Sound Clip & Install - Duration: 9:33.

Hey, everybody, I'm

Alex with americanmuscle.com, and today I'm bringing you my detailed review of MBRP's

XP Series Four-Inch Cat-Back Exhaust in the single-side exit configuration, fitting all

2011 through 2014 3.5-liter EcoBoost-equipped F-150s.

So you just heard what this thing's gonna sound like in the three and a half liter-equipped

EcoBoost.

I think it's definitely gonna be on the cleaner and more thick-sounding side, in comparison

to some of the more higher-pitched sounding exhausts out there.

And, right off the bat, I'm gonna be giving this a three out of five on the loudness or

the wake-the-neighbors scale.

The four-inch XP Cat-Back Exhaust that we have here today from MBRP is gonna be a great

option for the 3.5-liter EcoBoost owners out there for a couple different reasons.

First and foremost, that four-inch diameter that's gonna threw in through this system

is gonna be the ideal size for a twin-turbo application, which is going to help your motor

breathe that much more effectively, but for something that's not gonna be sacrificing

that noise inside the cabin, but to get that tone outside of the cabin.

Now, the XP Series Cat-Back from MBRP should definitely appeal to any EcoBoost owner out

there, as well, due to the fact that this is gonna be one of the more aggressively priced

options out there.

And being said, I'll say it right now, this is only gonna set you back about $450, which

is gonna be due to the muffler type, as well as the construction and materials used, which

I'm gonna hit on very shortly.

So something I really like about this system from MBRP, which is pretty typical of most,

if not all, exhaust companies out there, is that this is going to be a single-side exit

or a factory-style exit location, which I personally just think looks a little bit on

the cleaner side.

But no matter what you're looking to spend, what kind of sound you're after, between MBRP's

XP or the Installer Series, they're gonna give you a variety of different exits, be

it the factory location, like we have here today, or a turndown, or even a split or dual

that's gonna shoot right out of the back.

At the end of the day, it's really gonna come down to the look that you're after, but given

that they're gonna be using a similar muffler throughout their entire exhaust lineup, you're

still gonna be getting that similar sound.

Now, piggybacking on to that sound, like you just heard, this is honestly gonna be something,

in my opinion, it's gonna be a little bit more on the milder side, in comparison to

say something like a Flowmaster kit or a Ford Racing by Borla.

Despite having that four-inch construction as well as having a very, very open muffler,

it's honestly gonna be that much more livable and tame when you're driving around town.

Now, in cold start, you're gonna be getting a ton of feedback, lots of snap, crackles,

and pops, but once this thing comes up to temperature, it's honestly very on the quiet

side.

Now, that's one of the things that I like about this system the most, because it's very

manageable and livable.

If you're cruising around town, it's gonna be very tame, it's gonna be very subtle, but

once you stick your foot through the firewall and you downshift a couple gears, it's definitely

gonna come to life, and it's gonna let everybody else around you know your system is definitely

aftermarket.

Now, being a 2014 3.5-liter EcoBoost owner that has a similar system in terms of the

muffler construction on my own personal truck, I've done some really long drives, I'm talking

like about 14 or 15 hours, I can, again, attest to just how livable the system is.

That's gonna be great if you have friends, family, or kids that have sensitive ears,

because this isn't gonna be on all the time.

It's, again, really gonna be dependent upon just how far you're sticking your foot into

the pedal.

Switching gears and taking a look at the construction and materials in this specific system, as

well as running this in comparison to some of MBRP's other options, right out of the

box, everything looks just as it should.

Welds on the muffler look great.

The tip looks fantastic.

Nothing raises an eyebrow here.

This is honestly what I have come to expect from MBRP, as they honestly make a really

great system.

So I mentioned earlier that I was gonna break down the XP Series in comparison to some of

MBRP's other options out there, but for the time being, we're gonna see that this is gonna

be comprised out of a 409 stainless steel.

That's gonna have a four-inch diameter.

It's gonna feed through MBRP's bullet-style muffler, which is not gonna have all that

much material inside, which is where you're gonna be getting that sound from, and all

that's gonna exit through MBRP's five-inch polished tip, which might sound like it's

a little bit on the larger side, but on the truck, it looks pretty perfect.

Now, in comparison to MBRP's Installer Series, they're gonna be utilizing an aluminized steel,

which will be that much more inferior than a 409 stainless.

That's why you're gonna see that price fluctuate, but despite this being a premium material,

it's still gonna be a pretty affordable option in my opinion.

So while we're talking about budget, I've said it a couple times already throughout

the course of this video, this is only gonna set you back about $450, which, in my opinion,

is gonna be pretty aggressively priced, considering that you're gonna be getting 409 stainless

throughout, a bullet-style muffler, which is where you're gonna be getting that thick

and raw tone.

And then, at the end of the day, it's gonna exit through that massive five-inch polished

tip.

Now, on the flip side here, guys, in the same price range, you will see that Pypes and CGS

will have systems that are pretty similar in terms of the money that's gonna be spent

here.

It's ultimately gonna come down to what you wanna spend, the look, and materials, as well

as what kind of reviews are you reading on the product page on the website.

Now, getting this onto your truck is not gonna take a day.

Just like I had said up top, you're looking at a very straightforward one out of three

wrenches in the difficulty meter and about a couple hours' worth of labor.

I did mention that, depending on your cab size, which can either be the standard cab

or the SuperCab with eight-foot bed, that there might be some slight cutting involved.

If that's gonna be one of you owners out there, then I would just make sure to have a Sawzall

and a couple fresh blades handy before you tackle this install.

Now, we're gonna begin by taking your factory system off here, where that WD-40 or some

blaster is gonna come in handy.

So you can hit any type of hanger or insulator, as if your factory system has been on your

truck for a little bit of time, they're probably gonna be pretty stubborn coming off.

Now, first off, you're gonna need to loosen the flange right behind your Y-pipe and then

loosen up the clamp, which is gonna be located in front of your factory muffler.

Now, after that, you're just gonna need to remove your hangers from the insulators and

then remove your factory exhaust off of your truck.

Now, getting your new MBRP system on, you're gonna wanna start with your front pipe getting

into the existing flange, utilizing the supplied hardware.

You'll then need to slide the three-inch clamp over the front pipe and then install the three-inch

hanger clamp to the extension pipe or the front pipe, depending your bed length, and

then place the hanger into the foremost existing rubber insulator.

Now, once that's completed, slide a three-inch clamp over the extension or front pipe and

then attach the muffler along with inserting the muffler hanger into the existing rubber

insulator.

After that, loosely install the over-axle pipe, connecting it to the muffler outlet

using a three-inch clamp.

So, after that's done, simply install your new exhaust tip, get it up in line where you

think it's gonna look best, and then simply tighten it down right behind the tip.

Now, once you're completed there, you're damn near done.

The only thing I would recommend doing is just getting all your connections a good once-over,

making sure that your fuel, brake lines and spare tire are not gonna be coming in contact

with anything, then you're good to go.

All right, guys, so just to wrap things up here, some final thoughts.

If you're a 3.5-liter EcoBoost owner and you're looking to get into a very budget-friendly

system, it'll wake your truck up moderately, but not make you hate riding it inside on

long trips, I would definitely recommend checking this out for your truck.

I'm Alex, and that's my review of MBRP's Four-Inch Cat-Back in the single-side exit configuration,

fitting all 2011 through 2014 3.5-liter EcoBoost F-150s, which can be found right here at americanmuscle.com.

For more infomation >> 2011-2014 F150 MBRP XP Series 4" Cat-Back Exhaust 3.5L EcoBoost Sound Clip & Install - Duration: 9:33.

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2011-2014 F150 Roush Performance 3" Cat-Back Exhaust w/ Y-Pipe Tip 5.0L Sound Clip & Install - Duration: 7:07.

What's up, everybody?

I'm Justin with americantrucks.com, and this is going to be my detailed review and install

of the Roush Performance three-inch cat-back exhaust system, featuring the single-side

exit configuration, available for your 2011 through 2014 5-liter powered F-150.

Plain and simple, guys, the Roush cat-back in this video should appeal to the five-liter

truck owners out there who want a loud and unruly system for their rig.

If you like the look of the single-side exit configuration and would prefer to keep things

rather affordable compared to some of your other options in the category.

Speaking of pricing, you're looking at the mid-$600 price point for the Roush system,

giving it middle-of-the-road honors in regards to some of your other options on the site.

It will get a strong one out of three wrenches on the difficulty meter from me, as there

might be some cutting involved, depending on your cab and bed size.

But we will have some more detail on that later on.

Now, Roush is certainly synonymous with Ford and F-150 performance in general, and have

an awesome reputation within the community just simply based off of name alone.

Another reputation they have going for them with their exhaust systems here is that they

are going to be loud.

That certainly is the case with the '11 to '14 5-liter option on the table.

With that said, let's rate this screamer on my patented "Wake the Neighbors" scale.

Honestly, guys, I kinda struggled a little bit.

I went back and forth between a strong four and a soft five, ultimately landing on a strong

four out of five on my one to five, or "one to wake the neighbors" scale.

You're getting plenty of volume here with the Roush, no doubt about that.

But the five is kind of sacred ground reserved for the loudest of loud, your Borla Atak,

your Flowmaster Outlaw, Corsa Xtreme, things like that.

But at the same time, I really enjoy the tone from the Roush overall.

It's a nice deep tone, no real rasp to speak of, and it's kind of a polished or refined

loud.

That being said, you still are getting moments of rawness.

There are some crackles and pops coming down off the revs, and yes.

You're going to hear this thing a little bit inside of the cab of your truck, but I would

definitely not consider this thing drone-y by any means.

Well, let's talk a little bit more about how the Roush system gets its loud and aggressive

tone.

Honestly, you've got two big things working for you here, guys.

First and foremost, there's a lead pipe coming off your cat connection.

I don't have it on the table with me here, because I just simply ran out of room.

But that pipe is going to take place of your factory resonator, eliminating it in the process

and helping to add a little bit more volume to the system.

Secondly, you do have Roush's straight-through by design muffler working for you here in

the system, which obviously doesn't muffle much of anything.

Instead, it just helps add a little bit more bark to the system overall, while making for

a very free-flowing system as well.

As always guys, feel free to check out some of the customer reviews on this product here,

because yes, our sound clips are great.

I do my best to try to tell you what this thing will sound like.

But it's always nice to hear some real-world customer feedback from some guys that actually

have this on their rig.

Now, as far as construction and materials are concerned, well, this is a Roush system

overall.

Historically, we always tend to see nice stuff from them, and that certainly is the case

here with this particular cat-back.

You're looking at 409-grade stainless steel throughout with this particular cat-back.

It certainly isn't the 304-grade stainless you'll see with the premium systems.

But that being said, it will be a lot better than the entry-level material, that aluminized

steel, when it comes to reducing corrosion.

Nevertheless, guys, Roush does back this cat-back with their limited three-year warranty for

a little added piece of mind.

Rounding out the construction, you'll find three-inch mandrel-bent tubing leading into

and out of that straight-through by design Roush muffler, before exiting out the polished

"Y-pipe tip," as Roush calls it, in the factory location right behind that passenger side

rear tire.

Now, the tips themselves, they're actually made from 304-grade stainless, which is nice,

because that's what you're going to see the most and they should remain looking good for

years to come.

Just a quick heads-up here, guys.

Roush does offer the same exact system, but with a rear exit configuration.

It's going to dump underneath that rear bumper on the passenger side.

Definitely a unique look, if that's what you're after.

Otherwise, you can just stick with the single-side exit configuration here.

Let's dive a little bit more into the installation, guys, as promised earlier.

I'm sticking with a strong one out of three wrenches on the difficulty meter here, maybe

an hour or two from start to finish depending on your setup and your expertise.

Yes.

You might encounter some cutting, depending on your wheelbase, or basically your cab and

bed length.

But the instructions will lay out very clearly if and where you need to cut.

As far as tools, what you're looking at, a basic socket set here, obviously, a cutting

tool, Sawzall, fresh metal blade, chop saw, whatever you have access to.

Personally, I always like to recommend a little PB Blast or WD-40 to help you with some rusty

bolts, but also with those rubber exhaust hangers, as they can be a little tricky.

Now, before you can get started with the installation, you have to uninstall that factory system,

of course.

So loosen up that forward-most clamp, slide the system back off the hangers, and then

drop it down.

Just be careful.

It is one piece.

It is a little heavy to muscle around by yourself.

Now, you can get to work installing that new Roush system.

But before you start hanging some pipes, go ahead and reference those instructions first,

just to determine if and where you need to cut.

If you do, go ahead and make your cut outside of the truck, on a table, on a vice, something

similar.

Then, you can get to work actually installing the system.

Once your cut has been made, now you can get to work actually hanging the system.

I always like to recommend starting from front to back here.

That's going to be your best bet.

Another piece of advice, go ahead and hang the entire system first, before your final

tighten up.

Snug things up a little bit, but don't make them too tight.

This way, you can make small adjustments to the pipes, and then of course the tip itself,

before hammering everything home with your socket set or impact gun, and your installation

is complete.

Wrapping things up, guys, what can I say?

The Roush system rocks.

It's loud, it's affordable, and you can grab one right here at americantrucks.com.

For more infomation >> 2011-2014 F150 Roush Performance 3" Cat-Back Exhaust w/ Y-Pipe Tip 5.0L Sound Clip & Install - Duration: 7:07.

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"Every Man His Own Stylo" - MI6 and Their Invisible "Ink" - Duration: 7:47.

Hello I'm Daven Hiskey, you're watching the Today I Found Out YouTube channel.

In the video today, we're looking at that time the MI6 used s*m*n as invisible ink…

The British Secret Intelligence Service, better known to the world as MI6 (Military Intelligence,

Section 6), is, rather oddly for a supposedly secretive agency, one of the better known

intelligence services in the world.

While the work MI6 does today is top-secret, thanks to the wonders of the Freedom of Information

Act, we're able to peer into the mysterious agency's beginnings and marvel at all the

humourous things they did in their early days in the name of protecting British interests-

like the time they told agents to use their own s*m*n as ink when sending secret messages.

We should probably mention at this point that the head of the agency telling the agents

to do this was the aptly named Mansfield Smith-Cumming...

We can't make this stuff up.

The history of MI6 can be traced back to 1909 where a precursor to the agency was set up

by the British government to investigate German citizens who were increasingly being accused

of being spies by the paranoid public.

(In fact, there was a growing sentiment that pretty much all German born individuals in

Britain were spies.)

As mentioned, the head of this fledgling agency, then known as the Secret Service Bureau, was

one Mansfield Smith-Cumming, a legendary figure in British military history, famed as much

for his eccentricities as he was for his accomplishments as the first director of MI6.

Smith-Cumming, or "C" as he was affectionately known during his tenure as director (originally

standing for "Cumming", rather than "Chief" as it does today when referring to an MI6

director), was formerly a royal navy captain who suffered from severe seasickness...

As you might imagine, this ultimately resulted in him being deemed unfit for service.

As to why he was chosen to head up the new spy agency, this seems to have been primarily

due to his impressive intelligence gathering background.

For instance, in his post-naval captain career, he was once tasked with gathering certain

information while posing as a German businessman in Germany and the Balkans.

Why's that impressive?

He reportedly succeeded in his mission despite not being able to speak a word of German.

As to the spy organisation he led, in the beginning they were less James Bond and more

a sort of Monty Python caricature of spying; bumbling buffoonery and gathering false intelligence

and presenting it as fact become a staple of MI6.

For example, prior to World War 1, C's foremost weapons expert disappeared for a time while

abroad.

Perhaps captured by some foreign power?

Nope- the agent couldn't find anyone who could give him directions in English and ultimately

became thoroughly lost.

On another occasion, C was reportedly fooled by a phony document stating that German spies

had extra rows of teeth.

He also once spent a considerable amount of the Agency's scant resources searching Britain

for a hidden cache of German weapons that simply didn't exist.

One notable "victory" C achieved in these early days was a comprehensive file he compiled

on Zeppelins.

Apparently none of his superiors realised that all the information was publicly available

at the time.

All C did was have it translated from German to English; this report was hailed as a major

victory for the British intelligence agency.

When the First World War broke out, the Secret Service Bureau was overhauled and rebranded

as MI6, not that anyone publicly knew.

At this time, the British Government still denied that it existed.

As you might imagine, the agency being a secret made it hard to get good applicants.

When potential new agents were identified, C had a novel way of interviewing them without

giving away that he worked for a shadowy government agency.

In short, a key facet of the selection process was the gold monocled director suddenly stabbing

himself in the leg.

You see, in 1914 C lost his leg during a traffic collision in France which tragically claimed

the life of his son.

While hospital reports indicate that his leg was amputated the day after the accident,

C himself liked to claim that he cut it off himself with a pen-knife in order to be able

to get to his dying son.

At other times, he'd say he lost it in a fight with a wild animal.

After the accident, C mostly got around with the aid of a wooden leg and a sword (hidden

inside of a cane).

In any event, C would interview potential agents pretending he worked for a more mundane

facet of the government.

With the process moving along at a slothful pace, in true Monty Python-skit fashion, without

warning, he'd suddenly violently stab himself in his covered wooden leg mid-conversation.

If the person flinched, the interview was over and the individual was asked to leave.

(Akin to the old "two for flinching tactic"...)

The flinchers clearly weren't secret agent material.

If they kept their composure, he'd reveal the true nature of the interview.

(C apparently found the reactions he sometimes got from doing this so amusing that he reportedly

also used to do it during regular state meetings.)

So where does s*m*n come into this?

Well, like any respectable spymaster, C was very interested in covert communication- in

particular invisible ink.

However, a key problem was that most fluids that could function as an invisible ink and

the methods that could be used to reveal them were widely known.

To solve the problem, in 1915 C approached scientists at London University and tasked

them with discovering a new type of invisible ink.

According to C's own diaries, though, s*m*n's use as an invisible ink wasn't discovered

by anyone at the university.

Instead, one of his agents, whose name is omitted from his diary for obvious reasons,

made the breakthrough.

After investigation, it really did turn out that, along with being a substance readily

available to any male agent, when exposed to the usual detection methods of the time,

such as iodine vapour, letters penned with s*m*n as ink refused to surrender their contents.

C was apparently thrilled to learn of this use for s*m*n, allegedly quipping that "now

every man has his own stylo".

An altered version "every man his own stylo" was adopted by the agents as their motto for

a time.

Despite making a discovery that allowed British agents to communicate covertly, the agent

who discovered this was so teased by other agents after the fact that he had to be moved

to a different department.

Understandably, the use of s*m*n to pen secret messages led to some hilarious exchanges,

such as one between an agent in Copenhagen called Major Holme and C's subordinate,

Frank Stagg.

In the message, Stagg was forced to tell Holme that "a fresh operation was necessary for

each letter" after people in his office began complaining that all Holme's letters

stank.

You see, Major Holme had decided to stock up a large supply of "ink" in an inkwell so

he didn't need to do what was necessary to get fresh "ink" every time he wanted to send

a secret letter.

So to sum up, during the First World War, actual British spies had a meeting with a

one-legged, gold-monocled, cane-sword carrying guy called Captain Cumming, during which he

enthusiastically told them they needed to start using their own s*m*n as an invisible

ink- requiring that anytime they needed to send a secret message, they had to masturbate

immediately before doing so...

Bonus Facts: • According to Ian Flemming, the original

author of the James Bond series, the eccentric quartermaster, M, is based on Mansfield-Cumming.

(Incidentally, Flemming also wrote Chitty Chitty Bang Bang.)

Also, the name "James Bond" is actually that of an ornithologist.

Originally, Fleming wanted James bond to be a boring, ordinary man who happened to experience

some extraordinary things.

He knew about an ornithologist named James Bond from Bond's book, Birds of the West

Indies, which he had read in his youth and thought the author's name was one of the

most boring names he'd ever heard.

Thanks to Flemming, the boring name soon became rather exciting.

Mrs. Ornithologist Bond actually sent Fleming a letter thanking him for using the name.

So I hoped you enjoyed this video, if you did please do give it a like below and consider

sharing it with anyone you think might also enjoy it.

It really helps us out a lot.

And do check out our archives, we've got almost 700 videos now so you're sure to

find something you find interesting.

Thanks for watching.

For more infomation >> "Every Man His Own Stylo" - MI6 and Their Invisible "Ink" - Duration: 7:47.

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1999-2004 Mustang GT, V6 SpeedForm Mach 1 Grille Delete Kit Review & Install - Duration: 5:11.

Hey, guys.

Adam here with americanmuscle.com.

Today I'm bringing you a quick overview and installation of the SpeedForm Mach 1 Grille

Delete Kit with Black Pony Emblem, which is available for all '99 to '04 GT and V6 Mustangs.

And to be completely transparent, there will a small amount of cutting into your factory

grille frame to make this one work, which will get a two out of three wrenches on our

difficulty meter.

However, there is a third additional optional piece you can purchase that'll eliminate any

need for cutting, because it's already be predone for you.

In which case, if you pick that one up separately, it'll be a one out of three.

The SpeedForm Mach 1 Grille Delete Kit with the Black Pony Emblem will be for any '99

to '04 GT or V6 Mustang owner who might be looking to capture the aggressive and very

limited styling known only to the '03, '04 Mach 1 Mustangs.

Now, obviously, this gives you a very simplistic look here with a black out design, black pony

emblem, black bracket here.

This is perfect for the guys out here looking to avoid the very common honeycomb and billet

stylings in the aftermarket grille world, looking to get that simplistic design, which

can actually look even more aggressive, in some people's opinions.

Now, on top of that, it's great for the guys looking to go stealthier with the blacked

out pony and also, of course, completing a black out look for your exterior if you've

gone that route.

As I mentioned, this does require a small amount of cutting into your factory grille

frame.

It's just a little square, but, of course, you can avoid all that if you pick up the

additional optional grille frame piece, which already has that precut done for you.

Now, obviously, it's pretty straightforward.

Of course, you've seen the 2003, 2004 Mach 1s.

You know what the front end of those Mustangs look like, and they are absolutely pretty

flawless without the grille on the front end.

It gives it a stealthier look.

It's more race-inspired, open air, no grille design.

Now, you can capture it for yourself with a grille delete with that Mach 1 styling for

any GT or V6 in the new age generation, '99 to '04.

This is also great for the guys out there who have a worn down grille, because, you

know, 15 years later, it does kinda get worn down, especially if it's a factory option.

Now, with that said, this is a great replacement for the guys looking to get rid of that worn

out grille, but not looking to go with those honeycombs or billet options I mentioned before

or maybe don't wanna spend too much money on an OEM replacement.

So, as you can see, this particular grille delete kit does come in a two-piece set.

The first and foremost most noticeable piece is gonna be that pony logo that comes in a

very nice gloss black finish here.

What's good about this powder coating is, number one, it is resistant to rust and corrosion,

but it also won't chip or fade, like some of the chrome options would that kind of look

a little bit fake, in my personal opinion.

This one actually looks very well-built, and I can tell you first hand it's a very sturdy

material.

So, this one should last a lot longer than any factory one and most aftermarkets.

The second piece in the kit is going to be this lip or bracket piece.

This one is going to be precision cut, obviously, out of some seriously durable ABS plastic,

which can actually fit exactly like your OEM option.

So, you don't have to worry about trimming any of this.

The trimming is gonna go directly onto the factory grille frame.

To elaborate on that third optional piece I keep mentioning throughout the video here,

you'll see that on the product page for the SpeedForm Grille right underneath the price

tag for this one.

What that basically is is an add-on piece that will eliminate any need to cut into the

factory frame.

What that means is you'll actually remove the factory frame and replace it with that

optional third piece, which is a replacement frame.

Now, that replacement frame is already precut for you, so you can avoid any of that, which

is great for the guys who are not comfortable using any Dremels or cutting tools, and it's

also great for the guys looking to save some time.

If you're willing to spend that extra money, you can pick up that third piece.

Without that third piece, you're looking at a $70 kit for everything you see here.

With the third piece, just add another $50 or $60 on top of that, and it'll save you

some cutting and some time.

As far as the install goes, obviously, if you're looking at going without the third

optional piece, then the cutting is required, so a two out of three wrenches on our difficulty

meter is what you'll be tackling.

Ratchet, socket set, and a cutting tool of your choice to get the job done, and I'd say

an hour or so on the install from start to finish.

If you are going with the third optional piece, which you don't see on the table with me today,

then the cutting will be eliminated.

So, just a ratchet and socket set will do the job and a one out of three wrenches on

our difficulty meter, and take some time off the install as well.

The guys who are doing the cutting, with everything you see on the table with me today, you'll

need to cut a one and five-eighths wide by one and three-eighths tall square right into

the center of that grill frame, which is where your pony will actually mount up.

Now, from there, it's just a matter of getting your lip installed or your bracket, which

comes with the two screws or two bolts that'll hold it into place, and then the pony is pretty

straightforward itself with two bolts on the back there.

Overall, from start to finish, like I said, about an hour's worth of time, especially

with the cutting tool of your choice, two out of three wrenches on our difficulty meter,

not because it's a hard job to do, but it does require that extra step.

Wrapping things up, if you're the owner of a '99 to '04 GT or V6 Mustang, you might be

looking to capture the '03, '04 Mach 1 styling of the grilleless, open air, race-inspired

look for your front end.

If that's the case, you might wanna check out the SpeedForm Mach 1 Grille Delete Kit

with the Black Pony Emblem, which is available right here at americanmuscle.com.

For more infomation >> 1999-2004 Mustang GT, V6 SpeedForm Mach 1 Grille Delete Kit Review & Install - Duration: 5:11.

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2011-2014 F150 Roush Performance 3" Cat-Back Exhaust w/ Y-Pipe Tip 5.0L Sound Clip & Install - Duration: 6:27.

Hey guys, I'm Justin with americantrucks.com, and this is gonna be my detailed review and

install of the Roush Performance Three-Inch Single Rear Exit Cat-Back Exhaust System,

available for your 2011 through 2014 five liter powered F-150.

So, the Roush Cat-Back that we have in this video should appeal to five-liter truck owners

out there who wanna be heard.

Using a quality system like this from Roush, you enjoy the look of that unique single exit

configuration.

And last but not least, would like to keep things rather affordable compared to some

of your other options here on the site.

And speaking of price, the Roush system will land you in the mid $600 price point, making

it a middle of the road system in regards to overall investment, and will get a strong

one out of three wrenches on the difficulty meter from me, as there might be a little

cutting needed depending upon your cab and bed size.

But we will talk about that a little bit more later on.

Now, Roush is certainly synonymous with Ford and F-150 Performance and the reputation within

the community makes them the preferred choice for many owners out there just simply based

off of name alone.

Another reputation the company has going for it at least with their exhaust systems is

that they are going to be loud.

And that certainly is the case here with the '11 to '14 Cat-Back.

Breaking out my wake the neighbor scale, I have the Roush Cat-Back coming in at a rather

healthy four out of five on my one to five, or one to wake the neighbor scale.

Guys, if you're looking for volume, you're getting plenty of it here with the Roush Cat-Back.

Now, in addition to that tone, you're also getting some crackles and some extra noises

coming down off the revs, things I personally really enjoy about this system, and hopefully

you guys heard it with our sound clips.

Inside the truck, well, you are gonna hear this thing a little bit, but less than you

would with their single side exit system, but I wouldn't categorize it as droney by

any means.

Let's talk a little bit more about how the Roush gets its aggressive tone and honestly,

you got a couple things working for you here.

The lead pipe that is included with the kit that I couldn't fit on my table does take

the place of your factory resonator and as such you can expect a little bit more volume

there.

Now, along with eliminating that factory resonator, you also are getting one of Roush's straight

through by design mufflers which really doesn't do much in muffling anything as you can see.

You're getting a very free flowing system and one that is gonna pack plenty of bark

as we already talked about.

And in fact guys, don't take my word for it, feel free to check out some of the customer

reviews on the product page, they're giving this thing some pretty high praise.

Now, as far as quality and construction, well, you're getting a very solid built here with

the Roush Cat-Back.

I know what we've come to expect from the company overall, 409 grade stainless steel

throughout for the materials guys, yes, it's not that premium 304 grade stainless that

you see with the more premium systems, but it's gonna be a hell of a lot better than

that aluminized steel at reducing corrosion overall, especially in those snowier climates.

And at the end of the day guys, Roush does back this system with their three year limited

warranty.

Piping is all three-inch Mandrel Bend as you can see here guys, leading into and out of

the straight through by design Roush muffler, before exiting out the polished wide pipe

tips, as Roush calls them, in the rear of the truck on the passenger side.

Now, this is a very unique configuration and, in fact, at the time of this video, it's the

only exhaust that's gonna dump in this configuration or in this location.

Now, if you're not really digging this look, Roush does offer a nearly identical system

to this that will dump in the factory location behind the passenger side rear tire, and that

is available here on the site as well.

Switching gears, let's talk about the install a little bit more and as I mentioned at the

very top of this video, depending on your wheel base or basically your cab and bed length,

there might be the smallest amount of cutting needed to get this system in place.

That being said, I'm still sticking to my strong one out of three wrenches on the difficulty

meter, maybe an hour or two from start to finish before you're making some loud noises.

As far as tools, well, guys, you're just basically looking at a socket set here in addition to

that cutting tool, and I always like to recommend having some PB Blast or WD40 on hand, not

only to help you with some rusty bolts, but also to give you a little bit more help with

those rubber exhaust hangers, as it can be a little tricky from time to time.

Your first obvious step is to remove that factory exhaust system, so go ahead and loosen

up that forward-most clamp.

Slide the exhaust off the hangers and drop it to the ground.

Just be careful, it is all one piece.

It can be a little big and bulky to move around by yourself.

Once you get the factory stuff out of the way, you can get to work installing your new

Roush system.

First and foremost, check those detailed instructions out first, determine if and where you need

to cut.

Before you get to work installing the actual system, I recommend making your cut outside

of the truck on a table vise, something like that, using a sawzall with a fresh metal blade

or a chop saw, whatever you have laying around the shop should get the job done.

Once the cut has been made, go ahead and get to work hanging the new Roush system from

front to back, of course, but save your final tighten up to the very end, this way you can

kind of situate all of your piping, make sure there's no rubbing, get the tips where you

want them in place and then hammer down with your socket set, impact gun or whatever you

have and your installation is complete.

Wrapping things up, the Roush systems continue to be a top choice with many F-150 owners

on the site thanks to the loud tone, solid build quality and unique appearance, all for

a very affordable price.

So, be sure to check one out for your rig, right here at americantrucks.com.

For more infomation >> 2011-2014 F150 Roush Performance 3" Cat-Back Exhaust w/ Y-Pipe Tip 5.0L Sound Clip & Install - Duration: 6:27.

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AM I A MORNING PERSON OR A NIGHT PERSON? [CC] - Duration: 3:54.

For more infomation >> AM I A MORNING PERSON OR A NIGHT PERSON? [CC] - Duration: 3:54.

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REMEMBERING LIFE BEFORE CELL PHONES [CC] - Duration: 4:16.

For more infomation >> REMEMBERING LIFE BEFORE CELL PHONES [CC] - Duration: 4:16.

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Medigap Plans | 5 Things You Should Know Before Choosing A Medigap Plan | Medicare Plan Discounts - Duration: 15:19.

Hi Lenore here with Medicare Plan

Discounts. Are you turning 65 and about

to enroll in Medicare? If the answer is

yes...then this message is for you. Stay

tuned, because I'm going to share with

you, "5 Things You Should Know Before

Choosing a Medigap Policy." Stay tuned,

today I'm going to share with you, "5

Things You Should Know Before Choosing a

Medigap Policy." Remember to subscribe to

our YouTube channel in the lower right

corner and also feel free to LIKE,

COMMENT, or SHARE if you receive value

from this video. So let's get started! The

first thing you need to know is...What's a

Medigap policy. Medigap policies, also

known as supplemental plans, are private

health insurance plans that help pay

some of the health costs Original

Medicare doesn't cover. Gap or

supplemental plans fill in the gap or

supplement traditional Medicare. The

second thing you need to know is...What

does the Medigap plan cover and what

does it not cover. Medigap plans were

designed to pay for Medicare approved

expenses. things like...your Part A

inpatient hospital deductible, the Part A

hospice care coinsurance, and skilled

nursing facility coinsurance, your Part B

deductible, the Part B coinsurance, and

co-payments. Part B excess charges, and

foreign travel emergency expenses are

things that are designed to be covered

under Medicare plans. Medigap plans don't

cover long-term care, vision, dental care,

hearing aids, eyeglasses, and private duty

nursing. Ok! So, that brings us to the

third thing you need to know about

Medigap policies...What types of policies

are not Medigap plans. This is important.

There's a few different options out

there for people to choose from and you

need to understand the differences in

the types of plans and what's a Medigap

plan and what's not a Medigap plan.

So, the first plan that's often

confused with Medigap is Medicare

Advantage. Medicare Advantage plans - also

known as Medicare Part C - are plans that

are designed as HMOs,PPOs, and Private

Fee For Service plans (PFFS) these plans are

Geographic in nature they go by a

specific zip code or county. Typically

you would need to stay within a network

of doctors and providers and you may

need referrals.

Medigap plans are also not employer

plans. So, like our union plan an employer

federal or state health benefit plan is

NOT a Medigap plan. TRICARE and Veteran

Benefits are not Medigap plans.

Prescription drug plans and Medicaid are

NOT Medigap plans. The fourth thing you

need to know is...What should I know if I

want to buy a Medigap policy? Good

question? So, there are a couple of things

you need to know. The first and most

important that is you must be enrolled

in Medicare Parts A and B if you want to

choose or pick up a Medigap plan. So,

Medicare has Parts A, B, C, and D. And,

Medigap has plans

lettered A through N, and they're different.

Medigap plans are standardized. As I said

before, lettered A through N by CMS. The

standardization is actually a good thing

for you because it allows you to compare

apples to apples. So, you can plan

compare every plan A, B, C, D, and so forth

from one company to another. The

standardization also allows you to

understand the levels of coverage under

each plan. This is the chart put out by

Medicare. You can see the benefits on the

left you can see each plan lettered and

what's covered on the Medicare pretty

easily here in this chart. Plan F is

starred you can see that it covers 100%

right down the line of what Medicare

doesn't cover. So if you're going to pick

up a Medigap plan there's three plans

that we really recommend or three plans

that you'll want to consider. Plan F, Plan

G, and Plan N. Plan F is the most popular

plan. It's the most comprehensive plan.

It's also the most expensive plan.

Therefore we recommend people to look at

a Plan G, because plan G is exactly the

same as F in every way except for one

small difference...Plan G doesn't pay the

Part B deductible - which in 2017 was $183.

So, you most likely will get a

better rate with Plan G and still have

the same exact coverages as Plan F, but have to

meet

small Part B deductible one-time

annually. Plan N is also another great

option. It's usually priced a lot lower

than F and G. There is some cost-sharing

under Plan N. You may have to pay up to $20.00

for a doctor visit and up to

$50.00 for an emergency room

visit, if you're not admitted but you'll

never pay a penny more than twenty or

fifty. The thing about all these

supplemental plans is that they allow

you to go to any doctor, hospital, or

provider as long as they accept Medicare.

So you don't have to worry about

referrals or networks. And, they travel

with you anywhere in the United States

again as long as the doctor or provider

accept Medicare. So, some other things to

know about Medicare or Medigap plans are

that during Medicare open enrollment you

can buy a Medigap policy from any

insurance company licensed in your state.

And we're going to talk about enrollment

in buying a plan in a few minutes.

Medigap policies are guaranteed

renewable regardless of your health

problems as long as you pay the premium.

That makes it really easy. You just

pay the premium. It's kind of like you

set it and forget it.

The plan levels don't change, you just

paying the premium and it makes it

pretty simple. Different insurance

companies can charge different premiums

for the SAME EXACT PLAN. This is a really

key feature of Medicare supplemental

plans and it's important to know so that

you can compare apples to apples. So if

you're shopping for Plan G for instance.

You want to look at Plan G under

different insurance companies. But,

company A,B,C,D can charge a different

rates and company X,Y,Z just because they

can. But, the Plan G is the Plan G

regardless of the carrier. Medigap

policies on individual policies. So what

does this mean? Well, if you're married or

if you're living with someone who is

Medicare eligible you will both have to

purchase separate Medigap plans there's

no such thing as a family Medigap plan.

Some companies do offer discounts

for married folks, significant others, or

if you're living with a parent, maybe

who's on Medicare you may actually

qualify for a discount and you should

ask for that. This is important

to is that you have to pay your Medicare

Part B premium and your Part B premium

is being paid to Medicare. It's

oftentimes taken out of your Social

Security check directly. But your Medigap

premium, Medigap is different from

Medicare Part B, is paid to private

insurance companies. You cannot have a

Medigap policy and a Medicare Advantage

plan at the same time. Although, it

might sound attractive to have double

triple coverage...no such thing. Medigap

and Medicare Advantage cannot you can't

have both at the same time. If you

have a Medicare Advantage plan and

you're thinking about moving to a

Medicare supplement. Well you can dis-

enroll there are special time frames to do

that, but you will have to dis-enroll during

those time frames and move back to

traditional Medicare. And then you can

pick up the Medigap plan. If you want

Part D - which is usually a good idea -

that's your prescription drug plan. You

can enroll in a standalone prescription

drug plan offered by private insurance

companies. There's typically about twenty

to twenty-five different plans that will

be offered in your area. So most folks

elect to pick up you have to have

traditional Medicare A and B. They pick

up a Medicare Supplemental plan and then

they pick up a prescription drug plan to

make sure their coverage is complete.

That brings us to the fifth

thing about Medigap plans. When's the

best time to purchase one? Well you

really want to purchase a Medigap plan

during what's known as your Medicare

open enrollment period. Open enrollment

is when you're turning age 65 or you're

coming off of a health plan and first

enrolling in Medicare Part B. There is

a Medicare open enrollment and a Medigap

open enrollment. Medigap open enrollment

starts 6 months before you enroll in

Part B and last 6 months after you

roll in Part B. During open enrollment

this is why it's so important to enroll

in during open enrollment the insurance

company can't decline or if used to sell

you a policy it sells. They can't make you

wait. There's no such thing as

preexisting conditions during open

enrollment and they can't charge you

more for your health problems.

Enrolling during open enrollment can

really save you a lot of money and a lot

of heartache. Another good time to

purchase a Medigap plan is during what's

known as a guaranteed issue period.

Guaranteed issue is a little bit

different than Medicare open enrollment.

You have a guaranteed issue right if

during the first year when you signed up

for Medicare Part B you signed up for an

Advantage plan or or PACE Program and

you say, "Okay it's not for me I want to

switch back to Original Medicare" you can

do that within your first year that's

known as a guaranteed issue right. Also,

if you're enrolled in a Medicare

Advantage plan and the company moves out

of your area, goes bankrupt, and it's

not your fault.

You can actually move into traditional

Medicare and pick up a Medigap plan. When

you come off a group health plan and

you're already signed up for Part B some

folks would like to pick up Part B and

they're still covered through their

company's plan or a spouse's plan.

You decide that you want to pick up a

Medigap plan. You're coming off that

group health plan. That's known as

guaranteed-issue now. During a

guaranteed-issue period unlike open

enrollment insurance companies offer you

certain plans. They have to offer you A, B,

C, F, K, or L, if they sell one of those

plans and if it's offered in your state.

That's important to know about

guaranteed-issue. There's no medical

underwriting during the guaranteed-issue

period. That's really key is that you

know you don't have to worry is my

health going to make the price go up or

are they going to deny me based on

health if I'm guaranteed-issue. So

if you don't enroll during open

enrollment and you don't enroll during a

guaranteed-issue period. Don't despair.

You can still pick up a Medigap plan. It

just means that you may have to go

through the medical underwriting. You may

have a pre-existing waiting period and

you may have to pay a little bit more a

lot more depending upon your health

for the plans. Some bonus tips...

Things that you really should know about

Medigap plans.

The first is remember that all Medigap

plans are standardized. We said this

before. Standardization allows you to

pick the right plan and benefit for you.

It's a beautiful thing! You can

decide okay I want to Plan G and Plan G

with Company A is the same as Plan G

with Company B. It allows you to shop the

rates. Tip number two as I said before is

different insurance companies can charge

different premiums for the same exact

policy. Tip number three is to find a

license insurance broker this is really

important finding a licensed broker

someone who works with more than one

insurance company and they can help you

compare the rates of each different

company out there for Plan G, Plan F,

Plan N - whichever plan you choose. It

doesn't cost you extra to work with a

broker and working with a broker will

often save you time and give you

reassurance that you're picking the

right plan and the right company. Which

brings us to tip number four. If you buy

the policy make sure you're working with

a reputable broker or someone who is

going to shop the rates for you every

year. Because, every year the rates for

the Medigap plans do go up about 2% to

3% and you want to make sure

that you're not being overcharged for a

plan and a good broker will help you

shop the rates. So, let's recap. You know

what. If you're buying a Medigap plan you

need to figure out which plan you want

which plan meets your needs. You need to

find out which company makes sense for

you, because when you figure out the plan

whether it be F, G, N - whatever plan it is

you choose. Then you need to figure out

which insurance company sells the plan and

which insurance companies offer the most

competitive rate. Finally, finding a

licensed broker will help you compare

the rates. They can shortcut that for you

and they can shop the rates for you

every year. If you still have questions

please don't hesitate to call us we're

here to help you.

Hi, Lenore again with Medicare plan

discounts dot com. We covered a lot of good

information but there's still a few

pieces missing in the Medicare puzzle.

Having worked in the benefits industry

for almost three decades for companies

like Kraft Foods, Coca-Cola, and Graybar

Electric. I know how confusing benefits

can be for people. Medicare is "especially"

confusing! That's why we put together our

7 part mini-video course...Medicare

The Inside Scoop." These short

easy-to-understand videos will help you

get all your ducks in a row. So, you can

confidently make the right decisions for

Medicare. Just click on the button to my

right or the link in the description

below this video and you'll get instant

access to "The Inside Scoop" on Medicare.

Please feel free to LIKE, SHARE, and COMMENT.