Hey, okay
So today, I'm going to give you a preview of the [smart] [money] kit
Right so like it said on my post. There's no sales required. It's just a software tool that helps people
Understand how to get a 750 credit score or better okay? It's called the 750 credit plan it has 750 monitoring and
Income shifting [I] would like to preface with you though in order to get this kit
There is [a] small fee
But you get to keep the kid forever use the software [if] you are my econ associate already
And you already have the [back-office], and that's still no sales necessary you get this kit for free
So for the free sounds better to me
Plus all the products and services that [we] offer, but it's up to you to [utilize] the tools here we go
Okay, here. I am in my back office
As you can see my name mike on net net and then there is the smart money kit
Okay, so again you'll just if you just [get] the smart money kit. You'll just log [into] [the] smart money kit um
[there's] not really a whole [back-office] [form] [icon] and all the other stuff like that
So there's you don't have access to the services, but you do have access to this particular service
and it has a small introductory video and
Then it has these three options for you, so again the 750 credit plants and 50 monitoring and cum shifting all right
So we'll just open this first plan because I really want to talk to you about
See how this says start your first lesson [I]
Love my econ because they always try to make stuff simple for you
They just hand it to you on a platter right, so you have the course lessons [1] [through] [10], I believe
So let's go down 10, and then you have the module on income shifting and the summary um
So we want you to be effective at understanding?
how credit works
how to obtain your credit report hat
Read your credit report how to dispute your credit report and remove negative history all of those things, so
They make it real easy, you just start your first lesson
up here and
go
[alright], so this is a brief synopsis. I'm just giving you the back plan all right
As you saw I click the right hand side of the screen and now 750 monitoring [its] Gonna
Come up, [alright]. So a lot of times we um
don't have on access to the training and our monitoring and
Tools necessary to help us improve our credit we just kind of can monitor from certain apps or things like that
But what I love about my econ is allows you to access
To also utilize [the] tools watch the videos of the training and then come through and monitor
But also show you how to dispute and it gives you just they help you get the dispute forms and everything like that
Okay, so here it is with credit monitoring score tracker credit reports and credit score as you can see
You'll get one free report. Just like you do every [year]
If you didn't know that
welcome welcome to the land with credit reports are free once a year however if
You do need another one
It's going to be four dollars through my econ and eight dollars [for] all three credit bureaus [um]
What I find pretty good about getting your paper. Copy. [oh], or an email
Copy of your credit report it just helps you go line by line and help you understand. What's going on and
if you see something from like
[Ten] [Twelve] Years ago. That's still showing negative on [your] credit
you're gonna want to be able to get that off so um there's a training video [for] that as you saw on [the]
750 Credit plan
how to remove negative history oops excuse me
right and
Then of course there's income shifting now as you can see on my screen
It's about [95] percent complete [I] watch and re-watch and watch
About income shifting because I want to make sure that you understand the importance of income shifting when I'm explaining to you
three months or less we get your
finances in order minimize your taxes and
Get you on the track to getting more money in your house and [still] less money to the government [six] months or less
We're trying to make [sure] that you can bring an extra income with a home-based business
it doesn't have to be my econ but we want to give you the tools to utilize that home-based business effectively and
Write off things that also bring more money into your home and put [you] in a lower tax bracket bracket
Six months or nine months or less. I'm sorry
We want to make sure that you start using that extra income that you're getting from capital and all those things
To invest right because right now if you make a hundred thousand dollars [a] year you're going to need a million dollars at eight percent
Interest rate to live off to still maintain that after you retire
Who has a hundred thousand dollars saved up and put in an investment account right now at eight percent?
right
Exactly, so we're here to help. [I] don't have that
Imma keep it all the way real with you, but that is the plan my goal is to help people get there
Right as we move down
It's going to show you how to income shift how to correctly fill out your w-4 how to get those extra
Exemptions how to write those things off, so I know everybody says old tax season [has] already passed
But why would you not want to set yourself up for tax success next year?
Which is why I went ahead and you know just started reworking my w-4 um
Getting extra income into my house, and then now I have the cash flow manager
Which is another tool [from] my econ that helps you write off, okay um?
Yeah, it helps you write off
utilities
[brant]
car note
Mileage like things things that you just like oh, no, I can never write these things off
I just have to keep being in debt to them no. No you can definitely get money back from [the] irs in an appropriate Manner
For them having to pay you because you're utilizing your funds so well
Rules tools, that's what I like to say okay. They give us the rules
We [just] give you the tools how to use it all right, and then you see your expense tool, right?
So you got netflix you're paying 1199 switch to the 999 plan now that saves you two dollars
[you] have
cable you're paying ahem $29 a month for [internet] phone and uh
Just to watch cable. You could pay eighty nine dollars a month because now you're just paying for
Internet and basic channels, and you already got netflix, so if you got hulu you can watch stuff
you know just the day after
If you got a cody come up, okay?
Watch that thing right after but what I'm saying is is that you want to limit your expenses
So you can use the extra money and this tool is going to show you all [of] your monthly cost what it's costing you
Right now what it'll save you if you bring those costs down?
and then what you're going to anything you can [utilize] that extra money to uh
Pay down your debts. Which is what we're about
Okay, debt elimination. Tool here goes the
What you owe?
Okay
Who your creditor is and what you're paying right now, so in
The back office of [mighty] found we have something called the cash cash flow strategist
and it really has this all in a page summary breakdown, but we're giving it to you on the
tool right on the 750 credit plan because we want you to still be able to utilize this information and
Know what you owe and what you could be paying to pay that down
Faster
okay, so
We want to get you out [of] debt as soon as possible
We want you paying on the principle and not just interest your investment calculator, okay?
You see that
You will invest $100 a month for 20 years into an Ra at 8% annual interest rate compound monthly
What will your investment be worst?
All right, I put it in there days. That's what she could be getting almost 60 grand within years, and that's only at $100 investment
so once you paid out [all] your debts and
Get rid of some [of] those expenses
you can invest way more money than that so 60 grand versus 60 grand [in] interest towards debt I
Say it adds up pretty much better on the on the end that you get a better outcome
And like share investing in you in your future because I feel like there's value in
everyone's Future
Okay, that was my Sendai brief synopsis. I try to keep it short, but there's so much information
And in the 750 credit plan as well as in my econ we have so many services the cash flow manager
Products to use vitamins the [Cashback] [mul]. Priceline has 2% Cashback. There's millions of products in the Cashback mall. There's legal
Options there's so many things that are part of the system that I try to get you know
People on board for because I really really really want to see people be successful in their finances
Especially you know all the people closest to me, but you know I'm down help anybody so um
Take a look watch the video show it to your friends let them know
You know these are the options that you have because you don't have to live paycheck to paycheck
And you don't have to have a low credit score, and you don't have to pay interest rates out the [butt]
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