Tuesday, May 2, 2017

Youtube daily report May 2 2017

I would make out a budget every month to make sure we didn't have more money going out than

what was coming in.

Being a mother and a nurse working full time—it was hard—and I knew I didn't want to work

forever.

By the time I had retired, I felt like I was where I wanted to be.

That was good.

And about that time, my brother had just gotten into high-risk tech stocks.

They were just going up—great guns, you know.

I wasn't a person that took a lot of risks, but it just seemed like hey this is great.

I can do this too, and I can have it all too.

I took all my money out of my retirement fund and put it in to high tech.

The market started to go down, probably within the year.

Not knowing that much myself about the whole market, I just didn't do anything.

I lost a good half of what I had in my retirement account.

I should not have invested so aggressively in high-risk funds in my retirement.

I definitely should not have done that.

First thing I did was talk to my son, Jeff.

He helped me get the other money out of there, and he told me what he thought about what

I did.

And that was ok.

I deserved it.

You know it's not like I lost everything, but I learned a big lesson from that.

I think as you get older, you do have to look at your funds differently than when you're

younger.

As you get closer to retirement, you need to be more conservative.

I think it's very important that people get guidance from someone who they can trust.

I made a mistake.

And if I can keep someone else from making that same mistake, it makes me feel like I'm

doing the right thing.

For more infomation >> Diversify to Manage Risk - Duration: 2:39.

-------------------------------------------

North Korea warns of nuclear test 'at any time' | RT China - Duration: 3:24.

For more infomation >> North Korea warns of nuclear test 'at any time' | RT China - Duration: 3:24.

-------------------------------------------

Hyundai iX 35 - Duration: 1:09.

For more infomation >> Hyundai iX 35 - Duration: 1:09.

-------------------------------------------

Porsche Cayenne - Duration: 1:09.

For more infomation >> Porsche Cayenne - Duration: 1:09.

-------------------------------------------

Porsche Cayenne - Duration: 1:04.

For more infomation >> Porsche Cayenne - Duration: 1:04.

-------------------------------------------

INDIA, USA, JAPAN FACE TO FACE WITH CHINA SOUTH CHINA SEA - Duration: 6:03.

For more infomation >> INDIA, USA, JAPAN FACE TO FACE WITH CHINA SOUTH CHINA SEA - Duration: 6:03.

-------------------------------------------

Mazda MX-5 RF RF 2.0 SkyActiv-G 160 GT-M 6MT i-ELOOP - Duration: 1:01.

For more infomation >> Mazda MX-5 RF RF 2.0 SkyActiv-G 160 GT-M 6MT i-ELOOP - Duration: 1:01.

-------------------------------------------

Hyundai iX 35 - Duration: 1:10.

For more infomation >> Hyundai iX 35 - Duration: 1:10.

-------------------------------------------

Using a 56k Modem in 2017! | Nostalgia Nerd - Duration: 9:19.

Modems....

Dial Up Sounds....

Mmmmmm, the nostalgia is high.

Back in the 90s, modems - or modulators, demodulators - were used to access the internet.

In fact they'd been in commercial use since the 1950s, but were never really an essential

household item until the world wide web, created in 1989 by British Scientist Tim Berners Lee

began to take hold in the mid 1990s.

The Unix based Erwise became the first commonly introduced browser in 1992, which was followed

by a string of more familiar programs, some of which are used to this day... by the odd

person, at least.

We'll cover the history of modems in another episode, but today's task is to connect up

to the internet using dial up and find out whether it's still usable through this outmoded

transmission method.

This is a very special item.

It's my original modem from 1997.

It's actually a TRUST 33.6K model, meaning only 33,600 bits of data can be received per

second.

That's 4.2 Kilobytes of data, or a jpg that looks like this, and even then we're talking

best case scenario.

But still, getting this back then opened up a whole new world of GIFS, dodgy internet

sites and BT Wireplay.

In 1998 the popular 56k modem was released, allowing a 7 kilobyte per second download

speed, but still only 4.2kb for uploads, and for most people, this was the best dial up

speeds they experienced.

So this is what we'll be testing.

The modem I had intended to use, this Intel 537EP variant refused to play ball with Windows

'98 on my Dell Precision 360 Pentium 2 machine.

So a quick trip to Amazon yielded this compact PCI Conexant device.

After fiddling with a few drivers.

Hey presto.

We're back in the 90s. [90s sequence]

So first thing's first.

We have to connect the modem to the phone socket.

Handily, we don't even have to disrupt my DSL internet connection as modems use the

same analog frequencies as a telephone.

That's what all those ZX Spectrum like hissing and wiring sounds are, and also why we're

limited to such slow speeds.

This does mean however, that like the 90s, you can't use the phone whilst connected.

Oh well, guess I'll have to rely on my mobile.... if anyone rings, that is.

[I'm so lonely]

As you can imagine, Dial up providers of the past have long gone, so we'll be using the

Freeola service for our needs.

Yes, there are still dial up providers available, for the most rural of locations, and they

operate on a pay as you go method, billed to your phone bill.

This is much like providers such as X-Stream back in the 90s, although you now pay 2p per

minute rather than the 10p per minute which my parents discovered to their horror back

in 1997.

A generic user name does the deed and we are in.

So, let's go surfing!

The outdated browsers compatible with Windows '98 don't really allow us to load up modern

sites, but with the use of KernelEx we can trick the 11.64 version of Opera browser into

believing it's running on an XP machine and achieve a fairly coherent level of browsing.

So first up, here's the speed test I conducted using broadband.

My connection is roughly 40 Mega Bits per second, and this holds true on my Windows

10 machine.

However this setup seems to bottle neck it to 2.8 Mega bits.

But matter not, this will provide us with a reasonable measuring base.

Using dial-up...

Well...

It takes a while.

At first I didn't think it would even load the test, but it does, and after it finishes,

it reports a download speed of 0.

An upload of 0 and one hell of a ping time.

So how about a timed test?

A simple site like MSN.com loads in just under 5 seconds, which seems reasonable for a 350kb

per second connection.

Using dial up... well, we get the thoroughly mawkish little computer icon in the task bar,

and a considerable wait.

Not only does this mean we have an image of Brad Pitt almost baring his nips on our screen

for a good while.

It also means we have to wait just over 2 minutes and 50 seconds for all the page elements

to load.

Now, we actually managed to connect to Freeola at 45,333 bits per second, or roughly 5.6kb

per second.

Which is 62 times slower than our broadband connection, but the page only loaded 34 times

slower.

So we're doing pretty well based on pure transmission speed.

Of course we're not factoring in translation speed, rendering, caching, and so forth.

So, this feels about right, as you may have predicted.

Let's try a more complicated site, like BBC.co.uk

So here's our Broadband connection, and it clocks in at just over 10 seconds.

About double MSN's time.

From that you could ascertain that loading the same page on dial up should take just

under 6 minutes.

Now, we could sit here musing on the slow motion loading we're witnessing, with unformatted

text loading first, followed by the layout and formatting afterwards.

Or we could just skim over some headlines about dinners and TERROR....

But, really.

Truth be told.

I abandoned the BBC site at this stage, before 5 minutes was even up.

Because it's evident that using dial-up in this day and age, is just ridiculous.

For better or worse, the internet is no longer a lean collection of lightweight images, 4

frame animations and text.

It's now a monstrous place of massive images, complex formatting and excessive bandwidth.

Even my own website, which loaded fine on Broadband, was just filled with such disdain

for dial-up that my server just gave up sending data, and the site failed to load at all.

Opera even tried to help out at one point by switching it's Turbo mode on.

This streamlines websites down to their bones, leaving sites such as Youtube looking like

this.

But helpful as it may be if you're really out in the stix, this isn't really a workable

situation.

Now, you might ask, other than for nostalgia, why didn't I just conduct this experiment

on my Windows 10 machine.

Well, as it happens, I gave it a whirl.

You can pick up 56k USB modems like this one cheap enough, and establishing a dial-up connection

under Windows 10 is a simpler task than it ever was.. but modern browsers were simply

not happy with the arrangement.

Sure, I could have tweaked the settings to improve loading, but it's still like trying

to wedge a train into pipe, even after turning off all the applications which are constantly

talking across the net in this day and age.

One thing that has remained fairly consistent however, is Google.

It worked on my Nokia WAP experiment, and it's simple interface means loading is fairly

quick, even under dial up.

But really, for the true experience, you need to head on over to the Way back machine and

load up a proper search engine.

Like Alta Vista.

Due to the Way Back Machine overhead, even this takes a while, but it's worth it, just

for that ram packed, 90s layout alone.

Ahhh, good times Alta Vista.

Good times indeed.

Now where are the 90s cat animations....

For more infomation >> Using a 56k Modem in 2017! | Nostalgia Nerd - Duration: 9:19.

-------------------------------------------

Differences between insects and arachnids | 8 legs against 6 | (Virtual Zoology) | Did You Know? - Duration: 3:32.

For more infomation >> Differences between insects and arachnids | 8 legs against 6 | (Virtual Zoology) | Did You Know? - Duration: 3:32.

-------------------------------------------

[K/E/J/S] 170502A EXID 주간 뉴스 (News Flash with EXID) - Duration: 5:14.

EXID showed that they are still strong by taking the first place on the last week of album season.

HYELINIKID had captured the moment filled with emotions.

Hello everyone, Ahn Hee Jin reporter had went to fan sign meeting instead of recording.

So today, I will take the place of her.

First news. EXID had finally done it.

With 5 days left, they took 1st place two times in a row

EXID members did not miss their chance in hoisting the 1st place.

Jin Hwa anchor will cover it.

EXID took 1st place on Apr. 25th.

Since it is the first 1st place after 3 weeks of the album season, and the fact that it was done by 4 members without SOLJI meant a lot.

The score EXID got, 9372, is the 3rd highest score in the history of 'The Show'.

Although they were not able to attend due to a concert elsewhere

they received another 1st place the next day, and danced to HANI's Onion Dance for the encore.

This score was able not only because of LEGGO, but also because of the support from other fandoms.

The continuous SMS support to other fandoms during the 10 months of EXID's vancancy resulted in enormous support from other fandoms.

Just like last year, the phrase 'you reap what you sew' came true. This was Jin Hwa from HYELINIKID.

With the album season wrapping up, how to share the income became a highlight.

EXID said they'd stay with 1/5 for all 5 members.

It is very unusual for Idol groups in their 6th year.

Jin Hwa reporter will have a close look.

It had been noted that EXID will share the income 1/5 including SOLJI.

Even in their 6th year, they will share the income evenly, not based on the amount of work each member does.

SOLJI was not able to participate in any of this album due to her health issue,

so there was no reason for other members of EXID to share theirs with her.

But during the negotiation, members said "We need to share it evenly with SOLJI", showing their strong bond between members.

1/n income share is a common way for new Idol groups.

When it comes to 3~4th year, they start sharing based on the amount of work each member does,

but this often leads to imbalance between members leading to dispute amongst the group.

But EXID had stuck with even share this year.

Members have special bond after going through first 2 tough years.

They showed their special friendship even during a busy album season, cheering each other up.

This was Jin Hwa from HYELINIKID.

Summary News. EXID HYELIN had appeard out of blue during HANI's solo on live TV.

At 'MusicBank' aired on 28th, HYELIN appeared on camera with foolish smile during HANI's solo part.

Audience did not see that coming and "LINI photobomb" was a hot topic on the internet for a while.

But LE had issued a warrant on HYELIN after seeing the TV, and HYELIN gave in with 30 minutes of punishment.

This marks the end of EXID weekly news.

Ah, and Ahn Hee Jin reporter had received HYELIN's sign on my behalf.

HYELIN, thank you very much for watching this, and we will be back next week with better content. Thank you.

For more infomation >> [K/E/J/S] 170502A EXID 주간 뉴스 (News Flash with EXID) - Duration: 5:14.

-------------------------------------------

Opel Astra 1.7 CDTi Essentia - Duration: 0:58.

For more infomation >> Opel Astra 1.7 CDTi Essentia - Duration: 0:58.

-------------------------------------------

YOOKA-LAYLEE FR #4 - 1er BOSS: LE GRAND RAMPO - Duration: 25:18.

For more infomation >> YOOKA-LAYLEE FR #4 - 1er BOSS: LE GRAND RAMPO - Duration: 25:18.

-------------------------------------------

[K/E/J/S] 170502A EXID 주간 뉴스 (News Flash with EXID) - Duration: 5:14.

EXID showed that they are still strong by taking the first place on the last week of album season.

HYELINIKID had captured the moment filled with emotions.

Hello everyone, Ahn Hee Jin reporter had went to fan sign meeting instead of recording.

So today, I will take the place of her.

First news. EXID had finally done it.

With 5 days left, they took 1st place two times in a row

EXID members did not miss their chance in hoisting the 1st place.

Jin Hwa anchor will cover it.

EXID took 1st place on Apr. 25th.

Since it is the first 1st place after 3 weeks of the album season, and the fact that it was done by 4 members without SOLJI meant a lot.

The score EXID got, 9372, is the 3rd highest score in the history of 'The Show'.

Although they were not able to attend due to a concert elsewhere

they received another 1st place the next day, and danced to HANI's Onion Dance for the encore.

This score was able not only because of LEGGO, but also because of the support from other fandoms.

The continuous SMS support to other fandoms during the 10 months of EXID's vancancy resulted in enormous support from other fandoms.

Just like last year, the phrase 'you reap what you sew' came true. This was Jin Hwa from HYELINIKID.

With the album season wrapping up, how to share the income became a highlight.

EXID said they'd stay with 1/5 for all 5 members.

It is very unusual for Idol groups in their 6th year.

Jin Hwa reporter will have a close look.

It had been noted that EXID will share the income 1/5 including SOLJI.

Even in their 6th year, they will share the income evenly, not based on the amount of work each member does.

SOLJI was not able to participate in any of this album due to her health issue,

so there was no reason for other members of EXID to share theirs with her.

But during the negotiation, members said "We need to share it evenly with SOLJI", showing their strong bond between members.

1/n income share is a common way for new Idol groups.

When it comes to 3~4th year, they start sharing based on the amount of work each member does,

but this often leads to imbalance between members leading to dispute amongst the group.

But EXID had stuck with even share this year.

Members have special bond after going through first 2 tough years.

They showed their special friendship even during a busy album season, cheering each other up.

This was Jin Hwa from HYELINIKID.

Summary News. EXID HYELIN had appeard out of blue during HANI's solo on live TV.

At 'MusicBank' aired on 28th, HYELIN appeared on camera with foolish smile during HANI's solo part.

Audience did not see that coming and "LINI photobomb" was a hot topic on the internet for a while.

But LE had issued a warrant on HYELIN after seeing the TV, and HYELIN gave in with 30 minutes of punishment.

This marks the end of EXID weekly news.

Ah, and Ahn Hee Jin reporter had received HYELIN's sign on my behalf.

HYELIN, thank you very much for watching this, and we will be back next week with better content. Thank you.

For more infomation >> [K/E/J/S] 170502A EXID 주간 뉴스 (News Flash with EXID) - Duration: 5:14.

-------------------------------------------

Part 18 | Add Customized CSS Menus in Blogger | Blogger Course in Urdu/Hindi - Duration: 10:55.

Part 18 | Add Customized CSS Menus in Blogger | Blogger Course in Urdu and Hindi

For more infomation >> Part 18 | Add Customized CSS Menus in Blogger | Blogger Course in Urdu/Hindi - Duration: 10:55.

-------------------------------------------

한팁, 삼청동 도깨비 촬영지에 가다! 01 / Hantip, Go to the Goblin filming locations in Samcheong-dong 01. - Duration: 5:09.

Hantip, Visit Samcheong-dong to meet Dokkabi! (the goblin)

Hello! This is Tour guide Group "Hantip"!

We're in front of Anguk station exit No.3 to start Dokkabi course here.

We watched famous Korea soap drama,"Dokkabi", which is successfully broadcasted recently.

We realized they shoot a lot of scene around samcheong-dong.

So we made tour course that was based on shooting location of Dokkabi.

Let's go to see the place of Dokkabi and Ji-Euntak.

To be honest, I've never seen Dokkabi until now.

Raonjena is only a person who watched Dokkabi among us.

Why didn't you gays watch the Dokkabai! (Sorry ㅠㅠ)

Now we're walking near by samcheong-dong and Bukchon Hanok village.

We took this movie for all tourist who don't have enough information about shooting location of Dokkabi.

Actually it's famous street.

Here is Gaheo-dong. Right. And also it's famous dating course to Korean.

It is popular place for tourist because the trendy shops are placed along the road.

And also it's famous dating course to Korean.

I imagine "Habok(traditional costume)" first when I heard Bukchon.

I think so.

So we're wearing Hanbok now.

Did you made it yourself, right?

hmmm…No.

Oh, didn't you?

I remember you made Hanbok before raonjena, didn't you?

Yes, there's a lot of beautiful reformed Hanbok and I wish I make a trip wearing that.

But I didn't have enough budget. So I made Hanbok myself and travel around.

It was good experience.

Wow! I know it here!

This studio only takes a black and white photograph by using traditional skill.

Also they take a photograph for small wedding.

Is that IU?The Singer?

Oh, yes she is!

I'd like be taken…..

I feel it here that here looks like early of 80's or 90's in Seoul.

Seoul filled with high skyscrapers and luxurious buildings nowadays.

But I remember almost building was simple and cozy like this when I was kid.

They offer Habok costume experience and Kimchi making experience.

In case of Kimchi making experience, I heard host prepare almost ingredients.

And tourist can mix up prepared ingredient without using kitchen utensil.

I think mix up is one of important process to make kimchi.

How long did we walk? 5 minutes? 10 minutes?

I think about 10 minute.

You may guess how far we're walking as you see the road behind us.

We find many people who are taking a photo over there.

There's various antique shop here.

Nin…Pasta….(the name of shops)

Almost cafe are cozy and not so big.

Tadan!!! Jungang-high school!

This school has long history.

In 1908, Gihoheunghakheo established this school.

(Gihoheunghakheo: One of major Association Which worked for independence of Korea in Daehan Empire period. They did a campaign for enlightenment and patriotism.)

So Jungang-high school was a center of a independence movement.

Do you know? Ji-Euntak(main actress) studied in this school .

But…. It's Male High school!!!! Actually only boy can study here!!

(This picture is people who graduated this school. All of them is male.)

If you'd like explore here, you should check the schedule.

Because tourist can't visit here during weekdays because student are studying within weekday.

1st, 3rd, 5th Saturday they open at 1pm to 6pm to public. 2nd, 4th Saturday the open at 9am to 6pm. Also, All Sunday they open at 9am to 6mp.

Now we move up to hill.

Where are we heading to?

To alleyway next Jeongdok Library. OK! heading go alleyway next jeongdok Library.

It's the way from Jungang high school to samcheong-dong, the place widly known.

Frankly, Samcheong-dong and buchon are connected each other. So it's hard to get lost the way.

I think the way to Bukchon Hanok Village is…..

So hard.

You will be hungry while walk up this hill even you had a big meal right before come here. It make us easy to digest.

You shouldn't walk up this hill right after had a meal.

I think you will have stomach ache because of hard.

You may think it's not look so hard due to smile on our faces.

But we up the steep hill you as you see the video.

I like wander along alley of Bukchon.

They shows various scene to me.

Also it's attractive place for photographers of trendy magazines and commercial flim if there is no car on the alleyway.

Oh, there's someone taking a shoot!

I'm curious about that! I guess a star is there!

Let's pass through!

I wish I could see a star but…

I think that's shoot for a commercial but the hid main star.

The star will appear when they are taken a scene. (We're disappointed:( )

We will meet Samcheong-dong after walk down this hill.

Yes, there will be Samcheong-dong.

We planed to move to Jeongdok Library directly before. But we gone around Bukchon and Samcheong-dong.

It's heavy raining now, so we can't take a video now. So we should take a rest in cafe and organize it.

Is it possible they get Samcheong-dong safely?

See you soon!

For more infomation >> 한팁, 삼청동 도깨비 촬영지에 가다! 01 / Hantip, Go to the Goblin filming locations in Samcheong-dong 01. - Duration: 5:09.

-------------------------------------------

How To Complete Week 1 of Underwriting Successfully- CodeMark TV - Episode 20 - Duration: 4:21.

Hey how's it going everybody. I'm Mark

McInerney president/CEO of Codemark

Financial does it look like a beautiful day?

It was for me. I shot an 11-under. Okay

if you play golf with me you know that

I'll never shoot an 11-under I usually

shoot them 11 over on the whole number one.

Anyway we're not talking about golf

we're talking about the underwriting

process. To recap real quick we got you

pre-approved you've made an offer you

know the money that you have to invest

in your real estate transaction. Your

offer has been accepted congratulations

now your file is heading to underwriting.

So the sales contract is going to be

typically written for about 30 days

sometimes a little more sometimes a

little less. Let's go ahead and use 30 days

for the example, and we'll call 30 days about

four weeks in a month alright. So week

number one that's what we're talking

about today. Week number one what are you

supposed to be doing is gathering your

paperwork. What does your paperwork look

like? Well the lender is going to want to

qualify your income, your asset, and who

you are. How does that break down? Your

income, well typically you probably get

paid a salary if you are self-employed

well let's talk about that as well. As a

salaried employee you're going to

provide your w-2 for the last two years

you're also going to provide your tax

returns for the last two years. If you're

self-employed tax returns as well for

the last two years possibly three, and

you're also going to have to provide

your business tax returns as well yeah

it's a lot of paperwork, but this is what it looks

like when you want to ask for some money

from the bank. Number two also breaking

it down on the income paycheck stubs

right. You get paid on the first you get

paid on the 15, maybe on the fifteenth

and on the thirtieth on the 31st we're

gonna have to provide your paycheck stubs

last two paycheck stubs if you get paid

bi-weekly if you get paid weekly last

four paycheck stubs. Now you're going to

need money for a down payment called

your assets. Where does that come from?

Well probably parked in the savings

account, checking account, combination of

the two, money market

account, maybe you're going to

borrow money from your 401 K all of

these things you're going to have to

provide two months worth of those

statements all pages, and I emphasize

again all pages. Why? It's probably been a

long time since you've ever printed a

bank statement but if you ever print the

bank statement typically the last page

or two will say intentionally left blank

underwriters they look at the number in

the corner that says one of ten and you

provide me one of eight or one through

eight nine and ten they're like "well where are

they?" even though it says intentionally

left blank as ridiculous as it is all

pages. Other supporting documents copy of

your driver's license, copy of your

social security card basically what

they're looking for is two forms of ids.

You see the trend here? Two 22 22 years

worth of tax returns, two years worth of

w2s, two months worth of bank statements

two paycheck stubs 22 I feel like I'm

raping 22 peace yo! Alright, you get it all

of the documents this is what you can

provide in week one. Now week two once all of

this is in your past your option period

you pass inspection hopefully and then

you're going to get your conditional

approval. We'll talk about that next time.

Until then I'm Mark MacInerney

President/CEO Of Codemark Financial. You

can catch me Friday lunch with Mark

Facebook Live. You can catch me all the

time here on Codemark TV. Did you think

this was a good tip? I'm going to give

you another good tip. Every time i'm out

on the golf course and I run out of my

clippers to cut the little cigar that I

like take a golf tee punch it in the back.

We'll see you next time guys.

No comments:

Post a Comment